,,ii  #aagth ,,congress  #b;d ,session  
,s4 #dbjh  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,may #ab1      
#bjbb,mr4 ,sullivan introduced the      
following bill2 which was read twice and
 referred to the ,committee on          
,veterans' ,affairs  ,a ,,bill  ,to     
require the ,secretary of ,veterans     
,affairs to update the appraisal        
requirements for certain loans          
guaranteed by the ,department of        
,veterans ,affairs1 and for other       
purposes4  #a4 ,short title ,this ,act  
may be cited as the ,improving ,access  
to the ,,va ,home ,loan ,act of #bjbb4  
#b4 ,update of appraisal requirements   
for certain loans guaranteed by         
,department of ,veterans ,affairs  7a7  
,updated regulations or program         
requirements required ,not later than   
#ij days after the date of the enactment
 of this ,act1 ,secretary of ,veterans  
,affairs shall prescribe updated        
regulations or program requirements to  
clarify when an appraisal is required1  

how an appraisal is to be conducted1 and
 who is eligible to conduct an appraisal
 for purposes of a loan that is-- 7#a7  
guaranteed under chapter #cg of title   
#ch1 ,united ,states ,code2 and  7#b7   
for any purpose described in section    
#cgaj7;a7 of such title4  7b7           
,considerations ,in prescribing updated 
regulations or program requirements     
under subsection 7a71 the ,secretary    
shall consider making changes applicable
 to-- 7#a7 certification requirements   
for appraisers2  7#b7 minimum property  
requirements2  7#c7 the process for     
selecting and reviewing comparable      
sales2  7#d7 quality control processes2 
7#e7 the assisted appraisal processing  
program of the ,department of ,veterans 
,affairs2 and  7#f7 the use of waivers  
or other alternatives to existing       
appraisal processes4  7c7 ,desk top     
appraisals ,in prescribing updated      
regulations or program requirements     
under subsection 7a71 the ,secretary    
shall provide guidance for the use of   

the authority under section             
#cgca7;b77#c7 of title #ch1 ,united     
,states ,code1 taking into              
consideration-- 7#a7 situations in which
 the use of such authority would provide
 cost savings for the borrower2 and     
7#b7 situations in which a traditional  
appraisal requirement could cause a     
delay substantial enough to jeopardize  
the ability of a borrower to complete a 
transaction4