,,ii  #aagth ,,congress  #b;d ,session  
,s4 #djid  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,april #bg1    
#bjbb,mr4 ,thune 7for himself1 ,mr4     
,burr1 ,mr4 ,braun1 ,mr4 ,cassidy1 and  
,mr4 ,marshall7 introduced the following
 bill2 which was read twice and referred
 to the ,committee on ,health1          
,education1 ,labor1 and ,pensions  ,a   
,,bill  ,to amend the ,higher ,education
 ,relief ,opportunities for ,students   
,act of #bjjc to strike the ,secretary's
 unilateral authority during a national 
emergency1 and for other purposes4  #a4 
,short title ,this ,act may be cited as 
the ,stop ,reckless ,student ,loan      
,actions ,act of #bjbb4  #b4 ,findings  
,congress finds the following3 7#a7 ,the
 ,higher ,education ,relief             
,opportunities for ,students ,act of    
#bjjc 7#bj ,u4,s4,c4 #ajih;aa et seq47  
was intended to provide relief          
opportunities for members of the armed  
services4  7#b7 ,the authority provided 
under the ,higher ,education ,relief    

,opportunities for ,students ,act of    
#bjjc has been abused by the ,executive 
,branch during the ,,covid-#ai national 
emergency regarding the payment of      
,federal student loans4  7#c7 ,the      
unilateral payment pause on ,federal    
student loans has cost #ajj1jjj1jjj1jjj4
  7#d7 ,the individuals benefitting the 
most from the payment pause continued by
 the ,executive ,branch are doctors1 who
 receive #aa times the benefit of       
bachelor's degree recipients and #ad    
times the benefit of associate's degree 
recipients4  #c4 ,amendments to the     
,higher ,education ,relief              
,opportunities for ,students ,act of    
#bjjc ,section #e7b7 of the ,higher     
,education ,relief ,opportunities for   
,students ,act of #bjjc 7#bj ,u4,s4,c4  
#ajih;ee7 is amended-- 7#a7 in the      
matter preceding subparagraph 7,a71 by  
inserting 7or the spouse or dependent of
 the parent1 as that term is used in    
section #dhj of the ,higher ,education  
,act of #aife 7#bj ,u4,s4,c4 #ajhgvv77  

after an individual2  7#b7 in           
subparagraph 7,a71 by inserting and     
after the semicolon2  7#c7 in           
subparagraph 7,b71 by striking the      
semicolon and inserting a period2 and   
7#d7 by striking subparagraphs 7,c7 and 
7,d74  #d4 ,higher education relief     
opportunities for civilians in the case 
of a national emergency and limitations 
on covered loans  7a7 ,temporary        
authority for higher education relief   
7#a7 ,in general ,subject to the        
limitation provided in subsection 7c71  
during the #ij day period after a       
declaration of a national emergency     
under section #bja of the ,national     
,emergencies ,act 7#ej ,u4,s4,c4 #afba71
 the ,secretary of ,education may       
suspend or defer ,federal student loan  
payments or the accrual of interest for 
loans made1 insured or guaranteed under 
part ,b1 ,d1 or ,e of title ,,iv of the 
,higher ,education ,act of #aife 7#bj   
,u4,s4,c4 #ajga et seq42 #ajhg;a et     
seq42 #ajhg;aa et seq47 or loans under  

the ,health ,education ,assistance ,loan
 ,program4  7#b7 ,limitation ,the       
,secretary of ,education may not use the
 temporary authority provided under     
paragraph 7#a7 in consecutive #ij day   
periods4  7b7 ,recommendations for      
higher education relief from the        
secretary of education ,in the case of a
 national emergency declared by the     
,president under section #bja of the    
,national ,emergencies ,act 7#ej        
,u4,s4,c4 #afba71 the ,secretary of     
,education shall submit to the          
,committee on ,health1 ,education1      
,labor1 and ,pensions of the ,senate and
 the ,committee on ,education and ,labor
 of the ,house of ,representatives1 not 
later than #fj days after the date of   
such declaration1 a report that includes
 any recommendations on relief necessary
 for recipients of student financial    
assistance under title ,,iv of the      
,higher ,education ,act of #aife 7#bj   
,u4,s4,c4 #ajgj et seq474  7c7 ,limits  
on executive authority ,to suspend or   

defer federal student loan payments or  
interest  7#a7 ,in general              
,notwithstanding any other provision of 
law1 the ,president or the ,secretary of
 ,education may not suspend or defer    
,federal student loan payments on       
covered loans or the accrual of interest
 on covered loans of borrowers with     
annual household incomes over #djj      
percent of the poverty line 7as         
determined under the poverty guidelines 
updated periodically in the ,federal    
,register by the ,department of ,health 
and ,human ,services under the authority
 of section #fgc7b7 of the ,community   
,services ,block ,grant ,act 7#db       
,u4,s4,c4 #iijb7b7774  7#b7 ,application
 of congressional review act ,in any    
case where the ,president or the        
,secretary of ,education suspends or    
defers ,federal student loan payments on
 covered loans or the accrual of        
interest on covered loans through any   
type of executive or regulatory action1 
the suspension or deferral shall be--   

7,a7 deemed to be a major rule for      
purposes of chapter #h of title #e1     
,united ,states ,code 7commonly known as
 the ,congressional ,review ,act72 and  
7,b7 subject to congressional           
disapproval in accordance with such     
chapter4  7d7 ,limits on ,executive     
,authority ,to ,cancel ,student ,loans  
7#a7 ,in ,general ,notwithstanding any  
other provisions of law1 the ,president 
or the ,secretary of ,education may not 
cancel the outstanding balances1 or a   
portion of the balances1 on covered     
loans due to the ,,covid-#ai national   
emergency or any other national         
emergency4  7#b7 ,application of        
,congressional ,review ,act ,in any case
 where the ,president or the ,secretary 
of ,education cancels the outstanding   
balances1 or portion of the balances1 on
 covered loans through any type of      
executive or regulatory action1 the     
cancellation shall be-- 7,a7 deemed to  
be a major rule for purposes of chapter 
#h of title #e1 ,united ,states ,code   

7commonly known as the 8,congressional  
,review ,act072 and  7,b7 subject to    
congressional disapproval in accordance 
with such chapter4  7e7 ,implementation 
7#a7 ,regarding suspensions or          
deferments of ,federal student loan     
payments ongoing at the time of         
enactment ,not later than the effective 
date of this ,act1 any suspension or    
deferment of ,federal student loan      
payments on covered loans due to the    
,,covid-#ai national emergency shall    
terminate4 ,notwithstanding any other   
provision of law1 a subsequent          
suspension or deferment of ,federal     
student loan payments on covered loans  
for the ,,covid-#ai national emergency  
shall be prohibited4  7#b7 ,regarding   
cancellation of student loans prior to  
effective date ,any cancellation of the 
outstanding balance1 or portion of a    
balance1 on a covered loan made by the  
,president or ,secretary of ,education  
through any type of executive or        
regulatory action in the #cj days before

 the effective date of this ,act shall  
be-- 7,a7 deemed to be a major rule for 
purposes of chapter #h of title #e1     
,united ,states ,code 7commonly known as
 the ,congressional ,review ,act72 and  
7,b7 subject to congressional           
disapproval in accordance with such     
chapter4  7f7 ,definition of covered    
loan ,in this subsection1 the term      
covered loan means a loan made1 insured1
 or guaranteed under part ,b1 ,d1 or ,e 
of title ,,iv of the ,higher ,education 
,act of #aife 7#bj ,u4,s4,c4 #ajga et   
seq42 #ajhg;a et seq42 #ajhg;aa et seq47
 or a loan under the ,health ,education 
,assistance ,loan ,program4  #e4        
,effective date ,this ,act1 and the     
amendments made by this ,act1 shall take
 effect on the date that is #cj days    
after the date of enactment of this     
,act4