,,ii  #aag? ,,congress  #b;d ,session   
,s4 #djjd  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,april #e1 #bjbb,mr4   
,boozman 7= himself1 ,mr4 ,cram]1 ,ms4  
,lummis1 & ,mr4 ,tillis7 introduc$ !    
foll[+ bill2 :i* 0 read twice & ref]r$  
to ! ,committee on ,bank+1 ,h\s+1 &     
,urban ,affairs  ,a ,,bill  ,to alt]    
requirem5ts associat$ ) small bus9ess   
loan data collection1 & = o!r purposes4 
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,small ,l5d]s ,exempt f ,new ,data &  
,excessive ,report+ ,act or ! ,small    
,,l5d] ,act4  #b4 ,small bus9ess loan   
data collection ,section #gjd;,b ( !    
,equal ,cr$it ,opportunity ,act 7#ae    
,u4,s4,c4 #afia;c-#b7 is am5d$-- 7#a7 9 
subsection 7g71 by add+ at ! end !      
foll[+3  7#d7 ,compliance  7,a7 ,9 g5]al
 ,) respect to any rules or guidance    
issu$ "u ?is subsection on or aft] !    
date ( enactm5t ( ?is p>agraph1 !       
,bureau %all provide f9ancial           
in/itutions n less ?an #c ye>s to comply
 ) ! rule or guidance4  7,b7 ,safe h>bor

 ,) respect to any rules or guidance    
issu$ "u ?is subsection on or aft] !    
date ( enactm5t ( ?is p>agraph1 ^u      
expiration ( ! #c-ye> p]iod describ$ 9  
subp>agraph 7,a71 ! ,bureau %all provide
 a #b-ye> safe h>bor to all f9ancial    
in/itutions dur+ :i* ! f9ancial         
in/itutions are requir$ to comply ) !   
rule or guidance b n subject to any     
p5alties4  2 &  7#b7 9 subsection 7h71  
by /rik+ p>agraphs 7#a7 & 7#b7 & ins]t+ 
! foll[+3  7#a7 ,f9ancial in/itution ,! 
t]m f9ancial in/itution means any       
p>tn]%ip1 company1 corporation1         
association 7incorporat$ or             
un9corporat$71 tru/1 e/ate1 coop]ative  
organization1 or o!r entity t-- 7,a7    
engages 9 any f9ancial activity2 &  7,b7
 9 ea* ( ! #b prec$+ cal5d> ye>s1       
orig9at$ n less ?an #ejj cr$it          
transactions = small bus9esses4  7#b7   
,small bus9ess ,! t]m small bus9ess     
means any entity ) gross annual rev5ues 
( #a1jjj1jjj or less 9 ! mo/ rec5tly    
complet$ fiscal ye>4  4