,,ii  #aagth ,,congress  #b;d ,session  
,s4 #cied  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,march #cj1    
#bjbb,mr4 ,cruz 7for himself1 ,mr4      
,braun1 and ,mr4 ,grassley7 introduced  
the following bill2 which was read twice
 and referred to the ,committee on      
,banking1 ,housing1 and ,urban ,affairs 
,a ,,bill  ,to amend the ,federal       
,reserve ,act to prohibit the ,federal  
reserve banks from offering certain     
products or services directly to an     
individual1 and for other purposes4  #a4
 ,prohibition on ,federal reserve banks 
relating to certain products or services
 for individuals ,section #ac of the    
,federal ,reserve ,act is amended by    
adding after the #adth undesignated     
paragraph 7#ab ,u4,s4,c4 #cdg;d7 the    
following3  ,no ,federal reserve bank   
may offer products or services directly 
to an individual1 maintain an account on
 behalf of an individual1 or issue a    
central bank digital currency directly  
to an individual4  4