,,ii  #aag? ,,congress  #a/ ,session    
,s4 #bhcc  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #bc1         
#bjba,mr4 ,lee 7= himself & ,mr4 ,scott 
( ,florida7 introduc$ ! foll[+ bill2 :i*
 0 read twice & ref]r$ to ! ,committee  
on ,bank+1 ,h\s+1 & ,urban ,affairs  ,a 
,,bill  ,to am5d ! ,national ,flood     
,insurance ,act ( #aifh to address !    
premium rates = c]ta9 prop]ties "u !    
,national ,flood ,insurance ,program1 & 
= o!r purposes4  #a4 ,%ort title ,?is   
,act may be cit$ z ! ,,nfip ,und]wat]   
,prop]ties ,act4  #b4 ,extreme          
repetitive loss /ructures  ,*apt] ,i ( !
 ,national ,flood ,insurance ,act (     
#aifh 7#db ,u4,s4,c4 #djaa et seq47 is  
am5d$ by add+ at ! end ! foll[+3  #acbf4
 ,extreme repetitive loss /ructures  7a7
 ,def9ition ,9 ?is section1 ! t]m       
extreme repetitive loss /ructure means a
 /ructure t-- 7#a7 is cov]$ "u a        
contract = flood insurance made         
available "u ?is title2 &  7#b7 has     
incurr$ flood-relat$ damage = :i*1 dur+ 

a #aj-ye> p]iod1 n few] ?an #b sep>ate  
claims paym5ts h be5 made "u flood      
insurance cov]age "u ?is title1 ) !     
cumulative am\nt ( su* claims exce$+    
#abj p]c5t ( ! assess$ value ( !        
/ructure1 z ( ! date on :i* ! fir/ su*  
claim paym5t is made4  7b7 ,treatm5t (  
/ructures ,not)/&+ any o!r provision (  
?is title1 if1 aft] ! date on :i* a     
/ructure qualifies z an extreme         
repetitive loss /ructure1 ! /ructure    
incurs flood-relat$ damage = :i* a claim
 "u flood insurance cov]age "u ?is title
 is fil$ ) ! ,adm9i/rator-- 7#a7 !      
,adm9i/rator %all assess ! claim 9      
accordance ) ! requirem5ts ( ?is title &
 any o!r applicable provision ( law or  
regulation2 &  7#b7 aft] resolution ( ! 
claim-- 7,a7 ! ,adm9i/rator %all        
prescribe a *>geable risk premium rate )
 respect to ! /ructure t repres5ts an   
actu>ially s\nd rate2 &  7,b7 ! rate    
describ$ 9 subp>agraph 7,a7 %all n be   
subject to ! limitation "u section      
#acjh7;e77#a71 unless-- 7i7 !           

,adm9i/rator-- 7,i7 p]=ms an exam9ation 
( ! /ructure2 &  7,,ii7 det]m9es t !    
/ructure is n locat$ 9 an area hav+     
special flood haz>ds2 or  7ii7 ! mo/    
rec5t flood insurance rate map publi%$  
by ! ,adm9i/rator does n indicate t !   
/ructure is locat$ 9 an area hav+       
special flood haz>ds4  4