,,ii  #aag? ,,congress  #a/ ,session    
,s4 #bhca  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #bc1         
#bjba,mr4 ,lee 7= himself & ,mr4 ,scott 
( ,florida7 introduc$ ! foll[+ bill2 :i*
 0 read twice & ref]r$ to ! ,committee  
on ,bank+1 ,h\s+1 & ,urban ,affairs  ,a 
,,bill  ,to require ! ,national ,flood  
,insurance ,program to accept mid-t]m   
cancellations ( flood insurance cov]age 
if ! insur$ acquires alt]native cov]age4
  #a4 ,%ort title ,?is ,act may be cit$ 
z ! ,flood ,insurance ,flexibility ,act4
  #b4 ,refund ( premiums ,*apt] ,i ( !  
,national ,flood ,insurance ,act ( #aifh
 7#db ,u4,s4,c4 #djaa et seq47 is am5d$ 
by ins]t+ aft] section #acjg 7#db       
,u4,s4,c4 #djad7 ! foll[+3  #acjg;,a4   
,refund ( premiums  7a7 ,def9itions ,9  
?is section-- 7#a7 ! t]m new alt]nate   
policy1 ) respect to an ,,nfip policy1  
means ano!r policy = duplicate flood    
insurance cov]age = ! same prop]ty      
obta9$ f a s\rce o!r ?an ! ,national    
,flood ,insurance ,program "u ?is title2

 &  7#b7 ! t]m ,,nfip policy means a    
policy = flood insurance cov]age = a    
prop]ty t is made available "u ?is      
title4  7b7 ,requir$ refund ,not)/&+ any
 o!r provision ( law1 if at any "t an   
insur$ "u an ,,nfip policy cancels !    
policy because a new alt]nate policy has
 be5 obta9$1 ! ,adm9i/rator %all refund 
to ! =m] insur$ a portion ( ! premiums  
paid = ! cov]age made available "u ?is  
title1 z det]m9$ consi/5t ) indu/ry     
practice accord+ to ! portion ( ! t]m ( 
! ,,nfip policy = :i* cov]age 0 9       
effect1 b only if a copy ( ! decl>ations
 page ( ! new alt]nate policy is provid$
 to ! ,adm9i/rator4  7c7 ,effective date
 ( cancellation ,= purposes ( ?is       
section1 a cancellation ( an ,,nfip     
policy = ! reason specifi$ 9 subsection 
7b7 %all be effective-- 7#a7 on !       
effective date ( ! new alt]nate policy1 
if ! ,adm9i/rator receives ! reque/ = ! 
cancellation dur+ ! #ahj-;day p]iod     
beg9n+ on ! effective date ( ! new      
alt]nate policy2 or  7#b7 on ! date ( ! 

receipt by ! ,adm9i/rator ( ! reque/ =  
cancellation1 if ! ,adm9i/rator receives
 ! reque/ aft] ! #ahj-;day p]iod beg9n+ 
on ! effective date ( ! new alt]nate    
policy4  4