,,ii  #aag? ,,congress  #a/ ,session    
,s4 #bedd  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,july #bi1 #bjba,ms4   
,smi? 7= h]self & ,mr4 ,van ,holl57     
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to adju/ ! applicability (     
c]ta9 am5dm5ts to ! ,tru? 9 ,l5d+ ,act1 
& = o!r purposes4  #a4 ,%ort title ,?is 
,act may be cit$ z ! ,ryan ,frascone    
,memorial ,/ud5t ,loan ,relief ,act (   
#bjba4  #b4 ,applicability ( c]ta9      
am5dm5ts to ! ,tru? 9 ,l5d+ ,act  7a7 ,9
 g5]al  7#a7 ,applicability ,section    
#fja7;b7 ( ! ,economic ,gr[?1           
,regulatory ,relief1 & ,consum]         
,protection ,act 7#ae ,u4,s4,c4 #afej   
note7 is am5d$ to read z foll[s3  7b7   
,applicability ,! am5dm5ts made by      
subsection 7a7 %all apply to private    
education loan agreem5ts ent]$ into     
be=e1 on1 or aft] ! date ( enactm5t (   
?is ,act4  4  7#b7 ,effective date ,!   
am5dm5t made by p>agraph 7#a7 %all take 

effect z if includ$ 9 section #fja ( !  
,economic ,gr[?1 ,regulatory ,relief1 & 
,consum] ,protection ,act 7,public ,law 
#aae-agd74  7b7 ,treasury loan pur*ase  
program  7#a7 ,def9itions ,9 ?is        
subsection1 ! t]ms cosign] & private    
education loan h ! mean+s giv5 ^? t]ms1 
respectively1 9 section #adj ( ! ,tru? 9
 ,l5d+ ,act 7#ae ,u4,s4,c4 #afej74  7#b7
 ,e/abli%m5t ( pur*ase program ,!       
,secret>y ( ! ,treasury %all e/abli% a  
program "u :i* ! ,secret>y %all pur*ase 
& retire out/&+ private education       
loans-- 7,a7 :]e ! borr[] on su* loan is
 deceas$2  7,b7 :]e !re rema9s a cosign]
 on ! loan2  7,c7 t 7 ent]$ into be=e ! 
date t is #ahj days aft] ! date (       
enactm5t ( ! ,economic ,gr[?1           
,regulatory ,relief1 & ,consum]         
,protection ,act 7,public ,law          
#aae-agd72 &  7,d7 only ^u an           
application f a hold] ( su* loan        
pursuant to p>agraph 7#c7 t demon/rates 
! hold] has suff]$ f9ancial injury z a  
result ( ! am5dm5t made by subsection   

7a74  7#c7 ,application ,! hold] ( a    
loan describ$ "u p>agraph 7#b7 may apply
 to ! ,secret>y ( ! ,treasury to h !    
,secret>y pur*ase & retire su* loan by  
submitt+ an application 9 ! =m & mann] t
 ! ,secret>y may require4  7#d7         
,au?orization ( appropriations ,!re is  
au?oriz$ to be appropriat$ to !         
,secret>y ( ! ,treasury #e1jjj1jjj to   
c>ry out ?is subsection4