,,ii  #aagth ,,congress  #ast ,session  
,s4 #bjdj  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,june #ad1     
#bjba,mr4 ,cornyn introduced the        
following bill2 which was read twice and
 referred to the ,committee on ,banking1
 ,housing1 and ,urban ,affairs  ,a      
,,bill  ,to prohibit consumer reporting 
agencies from furnishing a consumer     
report containing any adverse item of   
information about a consumer if the     
consumer is a victim of trafficking1 and
 for other purposes4  #a4 ,short title  
,this ,act may be cited as the ,debt    
,bondage ,repair ,act4  #b4 ,adverse    
information in cases of trafficking  7a7
 ,in general ,the ,fair ,credit         
,reporting ,act 7#ae ,u4,s4,c4 #afha et 
seq47 is amended by inserting after     
section #fje;,b the following3  #fje;,c4
 ,adverse information in cases of       
trafficking  7a7 ,definitions ,in this  
section3 7#a7 ,trafficking documentation
 ,the term trafficking documentation    
means-- 7,a7 documentation of-- 7i7 a   

determination by a ,federal or ,state   
governmental entity that a consumer is a
 victim of trafficking2 or  7ii7 a      
determination by a court of competent   
jurisdiction that a consumer is a victim
 of trafficking2 and  7,b7 documentation
 that identifies items of adverse       
information that should not be furnished
 by a consumer reporting agency because 
the items resulted from the severe form 
of trafficking in persons or sex        
trafficking of which the consumer is a  
victim4  7#b7 ,victim of trafficking    
,the term victim of trafficking means a 
person who is a victim of a severe form 
of trafficking in persons or sex        
trafficking1 as those terms are defined 
in section #ajc of the ,trafficking     
,victims ,protection ,act of #bjjj 7#bb 
,u4,s4,c4 #gajb74  7b7 ,adverse         
information ,a consumer reporting agency
 may not furnish a consumer report      
containing any adverse item of          
information about a consumer that       
resulted from a severe form of          

trafficking in persons or sex           
trafficking if the consumer has provided
 trafficking documentation to the       
consumer reporting agency4  7c7         
,rulemaking  7#a7 ,in general ,not later
 than #ahj days after the date of the   
enactment of this section1 the ,director
 shall promulgate regulations to        
implement subsection 7a74  7#b7         
,contents ,the regulations issued       
pursuant to paragraph 7#a7 shall        
establish a method by which consumers   
shall submit trafficking documentation  
to consumer reporting agencies4  4  7b7 
,table of contents amendment ,the table 
of contents of the ,fair ,credit        
,reporting ,act is amended by inserting 
after the item relating to section      
#fje;,b the following3  #fje;,c4        
,adverse information in cases of        
trafficking4  4  7c7 ,applicability ,the
 amendments made by this section shall  
apply to any trafficking documentation1 
as defined in section #fje;,c7a7 of the 
,fair ,credit ,reporting ,act1 as added 

by subsection 7a7 of this section1      
provided on or after the date that is   
#cj days after the date on which the    
,director of the ,bureau of ,consumer   
,financial ,protection promulgates      
regulations pursuant to subsection 7c7  
of section #fje;,c4