,,ii  #aag? ,,congress  #a/ ,session    
,s4 #agfg  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,may #bj1 #bjba,ms4    
,smi? 7= h]self & ,mr4 ,sasse7 introduc$
 ! foll[+ bill2 :i* 0 read twice &      
ref]r$ to ! ,committee on ,bank+1 ,h\s+1
 & ,urban ,affairs  ,a ,,bill  ,to am5d 
! ,f$]al ,cr$it ,union ,act to mod]nize 
c]ta9 processes reg>d+ expulsion ( cr$it
 union memb]s = cause1 & = o!r purposes4
  #a4 ,%ort title ,?is ,act may be cit$ 
z ! ,cr$it ,union ,employee & ,memb]    
,safety ,act ( #bjba4  #b4 ,expulsion ( 
,f$]al cr$it union memb]s = cause       
,section #aah7;a7 ( ! ,f$]al ,cr$it     
,union ,act 7#ab ,u4,s4,c4 #agfd7;a77 is
 am5d$ to read z foll[s3  7a7 ,expulsion
 = cause  7#a7 ,9 g5]al ,except z       
provid$ 9 subsection 7b7 ( ?is section1 
a memb] may be expell$ = cause pursuant 
to a policy adopt$ by a majority vote ( 
a quorum ( ! directors ( ! ,f$]al cr$it 
union & provid$ 9 writt5 or electronic  
=m to all memb]s ( ! ,f$]al cr$it union4
  7#b7 ,proc$ures  7,a7 ,notification ( 

p5d+ expulsion ,if a memb] w1 subject to
 ! policy adopt$ "u p>agraph 7#a71 be   
subject to expulsion1 ! memb] %all be   
notifi$ 9 advance ( ! expulsion1 along )
 ! reason = su* expulsion4 ,su* notice  
%all be provid$ 9 writt5 =m or1 if !    
memb] has elect$ to receive electronic  
communications f ! ,f$]al cr$it union1  
may be provid$ electronically4  7,b7 ,"r
 to a he>+  7i7 ,9 g5]al ,a memb] %all h
 #ae days f ! date ( receipt ( a        
notification "u subp>agraph 7,a7 to     
reque/ a he>+ f ! bo>d ( directors ( !  
,f$]al cr$it union4  7ii7 ,expulsion if 
no he>+ ,if a memb] does n reque/ a he>+
 dur+ ! #ae-;day p]iod describ$ "u      
clause 7i71 ! memb] %all be expell$ aft]
 ! end ( ! #ae-;day p]iod4  7,c7 ,he>+2 
vote on expulsion ,if a memb] reque/s a 
he>+ dur+ ! #ae-;day p]iod describ$ "u  
subp>agraph 7,b77i7-- 7i7 ! bo>d (      
directors ( ! ,f$]al cr$it union %all   
provide ! memb] ) a he>+2 &  7ii7 aft]  
su* he>+1 ! bo>d ( directors ( ! ,f$]al 
cr$it union %all hold a vote on expell+ 

! memb] 9 a timely mann]4  7,d7 ,notice 
( expulsion ,if a memb] is expell$ "u   
subp>agraph 7,b77ii7 or 7,c77ii71 !     
memb] %all be provid$ ) writt5 or       
electronic notice ( ! expulsion4  7#c7  
,re9/atem5t  7,a7 ,9 g5]al ,a memb]     
expell$ "u ?is subsection-- 7i7 %all be 
giv5 an opportunity to reque/ re9/atem5t
 ( memb]%ip2 &  7ii7 may be re9/at$ by a
 two-?irds vote ( ! memb]s ( ! ,f$]al   
cr$it union pres5t at a meet+4  7,b7    
,rule ( con/ruction ,no?+ 9 ?is p>agraph
 may be con/ru$ to require t an expell$ 
memb] be all[$ to att5d ! meet+ describ$
 9 subp>agraph 7,a77ii7 9 p]son4  7#d7  
,cause def9$ ,9 ?is subsection1 ! t]m   
cause includes-- 7,a7 a mat]ial loss to 
! ,f$]al cr$it union2  7,b7 a violation 
( ! memb]%ip agreem5t ( ! ,f$]al cr$it  
union2  7,c7 a sub/antial disruption to 
! op]ations ( a ,f$]al cr$it union2 &   
7,d7 fraud1 attempt$ fraud1 o!r illegal 
behavior1 or dang]\s or abusive         
behavior1 z def9$ by ! policy describ$ 9
 p>agraph 7#a71 su* z physical or v]bal 

abuse ( ,f$]al cr$it union memb]s or    
/aff4  4