,,ii  #aagth ,,congress  #ast ,session  
,s4 #adcj  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,april #bh1    
#bjba,mr4 ,heinrich 7for himself1 ,mr4  
,wyden1 and ,mr4 ,lujn7 introduced the  
following bill2 which was read twice and
 referred to the ,committee on ,small   
,business and ,entrepreneurship  ,a     
,,bill  ,to amend the ,small ,business  
,act to prevent predatory debt          
collectors from receiving paycheck      
protection program loans1 and for other 
purposes4  #a4 ,short title ,this ,act  
may be cited as the ,ceasing ,undeserved
 ,relief ,benefits for ,debt ,collectors
 ,act for #bjba or the ,,curb ,debt     
,collectors ,act4  #b4 ,debt collectors 
ineligible for paycheck protection      
program loans  7a7 ,in general ,section 
#g7;a7 of the ,small ,business ,act 7#ae
 ,u4,s4,c4 #fcf7;a77 is amended-- 7#a7  
in paragraph 7#cf71 by adding at the end
 the following3  7,w7 ,debt collectors  
ineligible ,an individual or entity     
shall be ineligible to receive a covered

 loan if-- 7i7 the individual or entity 
is a debt collector1 as defined in      
section #hjc of the ,fair ,debt         
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afib;a72  7ii7 the individual
 or entity has been found to have       
violated of any provision of the ,fair  
,debt ,collection ,practices ,act 7#ae  
,u4,s4,c4 #afib et seq47 pursuant to--  
7,i7 an adjudication by a ,federal      
agency or an action brought in a court  
of competent jurisdiction if the        
adjudication or action constitutes an   
exercise of enforcement authority under 
section #had of such ,act 7#ae ,u4,s4,c4
 #afibl72 or  7,,ii7 any other action   
brought in a court of competent         
jurisdiction2  7iii7 the adjudication or
 action described in clause 7ii7 was not
 resolved by a settlement agreement or  
consent decree that remains in effect as
 of the date on which the individual or 
entity applies for the covered loan if  
the adjudication or action was brought  
by a ,federal agency2 and  7iv7 a final 

order or final judgment against the     
individual or entity pursuant to an     
adjudication or action described in     
clause 7ii71 as appropriate-- 7,i7 is   
issued or entered1 as appropriate1      
during the #aj-year period ending on the
 date on which the individual or entity 
applies for the covered loan2  7,,ii7   
has not been overturned2 and  7,,iii7 is
 no longer subject to appeal4  2 and    
7#b7 in paragraph                       
7#cg77;,a77iv77,,iii7-- 7,a7 in item    
7dd71 by striking or at the end2  7,b7  
in item 7ee71 by striking 2 and and     
inserting 2 or 2 and  7,c7 by adding at 
the end the following3  7ff7 an         
individual or entity that1 under        
subparagraph 7,w7 of paragraph 7#cf71 is
 ineligible for a covered loan under    
such paragraph2 and  4  7b7             
,applicability ,the amendments made by  
subsection 7a7 shall not apply with     
respect to any loan made prior to date  
of enactment of this ,act4