,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #iaib  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,octob] #ah1 #bjbb,mr4
 ,cleav] 7= himself & ,mr4 ,evans7      
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices1 & 9
 addition to ! ,committee on !          
,judici>y1 = a p]iod to be subsequ5tly  
det]m9$ by ! ,speak]1 9 ea* case =      
consid]ation ( su* provisions z fall )9 
! jurisdiction ( ! committee conc]n$  ,a
 ,,bill  ,to direct ! ,secret>y ( ,h\s+ 
& ,urban ,developm5t to e/abli% a grant 
program to address de$ fraud1 & = o!r   
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,good ,docum5tation &      
,en=cem5t ( ,e/ate ,de$s ,act ( #bjbb or
 ! ,good ,,de$ ,act4  #b4 ,de$ fraud    
grant program  7a7 ,e/abli%m5t ,n lat]  
?an #ahj days aft] ! date ( ! enactm5t (
 ?is ,act1 ! ,secret>y ( ,h\s+ & ,urban 
,developm5t %all e/abli% a program 79   
?is section ref]r$ to z ! ,program7 to  
aw>d grants1 on a competitive basis1 to 
address de$ fraud 9 accordance ) ?is    

section4  7b7 ,eligibility  7#a7        
,eligible entities ,9 c>ry+ out !       
,program1 ! ,secret>y may aw>d a grant  
to ! foll[+3 7,a7 ,a ,/ate4  7,b7 ,a    
political subdivision ( a ,/ate ) a     
population ( #bjj1jjj or m individuals4 
7#b7 ,applications ,to be eligible to   
receive a grant "u ! ,program1 an entity
 specifi$ 9 p>agraph 7#a7 %all submit to
 ! ,secret>y an application at su* "t1 9
 su* mann]1 & conta9+ su* in=mation z ! 
,secret>y det]m9es appropriate4  7#c7   
,f+]pr9t requirem5t ,to be eligible to  
receive a grant "u ! ,program1 an entity
 specifi$ 9 p>agraph 7#a7 t is a ,/ate  
%all require t if a docum5t to be       
not>iz$ is a writt5 in/rum5t transf]r+  
an int]e/ 9 real prop]ty1 any not>y     
public pre=m+ an 9-p]son not>ization    
%all-- 7,a7 if a pr9t not>y j\rnal is   
us$1 require ! p>ty sign+ ! docum5t to  
place 8 or h] "r ?umbpr9t or o!r f+]    
pr9t z appropriate 9 a sequ5tial not>y  
j\rnal entry2 &  7,b7 if an electronic  
not>y j\rnal is us$-- 7i7 save to su*   

j\rnal a picture ( ! sign+ p>ty's face2 
or  7ii7 save to su* j\rnal a video ( ! 
sign] dur+ ! act ( sign+4  7#d7 ,record+
 ret5tion requirem5t ,to be eligible to 
receive a grant "u ! ,program1 a ,/ate  
%all require any not>y public p]=m+     
remote not>ization us+ audio-visual     
te*nology ) respect to a writt5 in/rum5t
 transf]r+ an int]e/ 9 real prop]ty to  
submit an audio & visual record+ ( !    
not>ization to a repository approv$ by  
su* ,/ate :]e su* record+ %all be reta9$
 = n less ?an #aj ye>s4  7c7 ,use (     
funds ,a grant recipi5t "u ! ,program   
may only use grant am\nts to fund !     
foll[+ activities c>ri$ out by !        
recipi5t or a cov]$ organization3 7#a7  
,legal assi/ance relat$ to de$ fraud = a
 l[-income individual4  7#b7 ,cov]age ( 
co/s associat$ ) cle>+ a title = a      
l[-income individual4  7#c7             
,acquisition1 upgrade1 or implem5tation 
( te*nology t-- 7,a7 assi/s 9 prev5t+ or
 detect+ or respond+ to de$ fraud2  7,b7
 facilitates communication 9 response to

 ! detection ( de$ fraud2  7,c7 assi/s 9
 ! creation ( websites relat+ to de$    
fraud2  7,d7 assi/s 9 ! creation & use (
 public notification sy/ems2  7,e7 all[s
 = geospatial in=mation sy/em mapp+ (   
de$ fraud report locations2  7,f7       
enhances ! index+ ( in=mation relat+ to 
de$ fraud2  7,g7 improves ! ex*ange (   
data relat+ to de$ fraud2 or  7,h7      
r$uces not>ial fraud or mi/ake 9 !      
p]=mance ( not>ial acts4  7#d7          
,assi/ance 9 ! prev5tion1 detection1    
inve/igation1 & prosecution ( de$ fraud1
 includ+ ?r\gh ! provision (-- 7,a7     
education & tra9+2  7,b7 in=mation %>+ &
 p>tn]%ip facilitation2  7,c7 rese>*    
support & o!r assi/ance supportive (    
intellig5ce-focus$ polic+2 &  7,d7      
inve/igative support1 includ+ support   
/aff1 detectives1 & prosecutors4  7d7   
,selection crit]ia  7#a7 ,priority ,9   
aw>d+ grants "u ! ,program1 ! ,secret>y 
%all give priority to grant applications
 t propose to assi/ an area ) a high    
actual or pot5tial risk ( de$ fraud     

affect+ title1 z det]m9$ by ! ,secret>y4
  7#b7 ,m9imum allocation = legal       
s]vices ,at lea/ #ce p]c5t ( ! am\nts   
aw>d$ by ! ,secret>y "u ! ,program %all 
be us$ to provide legal assi/ance       
describ$ 9 subsections 7c77#a7 &        
7c77#b74  7e7 ,report ,n lat] ?an #b    
ye>s aft] ! date ( ! enactm5t ( ?is     
,act1 ! ,secret>y %all submit to !      
,committee on ,f9ancial ,s]vices ( !    
,h\se ( ,repres5tatives & ! ,committee  
on ,bank+1 ,h\s+1 & ,urban ,affairs ( ! 
,s5ate a report on ! ,program1 includ+--
 7#a7 a description ( activities fund$  
"u ! ,program2  7#b7 an id5tification ( 
factors t increase & decrease !         
likelihood ( de$ fraud1 :i* %all include
 ! impact ( /ate laws2 &  7#c7 an       
assessm5t ( ! effectiv5ess ( ! ,program 
9 assi/+ victims ( de$ fraud affect+    
title4  7f7 ,uni=m crime report+ program
 ,! ,director ( ! ,f$]al ,bureau (      
,inve/igations %all1 n lat] ?an #a ye>  
aft] ! date ( ! enactm5t ( ?is ,act1 add
 a categories = de$ fraud to ! ,uni=m   

,crime ,report+ ,program4  7g7 ,unit$   
,/ates ,s5t5c+ ,commission ,! ,unit$    
,/ates ,s5t5c+ ,commission1 %all1 n lat]
 ?an #ij days aft] ! date ( ! enactm5t (
 ?is ,act promulgate guidel9es or am5d  
exi/+ guidel9es to provide s5t5c+       
enhancem5ts = (f5ses t involve de$      
fraud4  7h7 ,au?orization (             
appropriations ,!re is au?oriz$ to be   
appropriat$ to c>ry out ?is section     
#aj1jjj1jjj = ea* ( fiscal ye>s #bjbc   
?r\gh #bjbg4  7i7 ,def9itions ,9 ?is    
section3 7#a7 ,cov]$ organization ,! t]m
 cov]$ organization means ea* ( !       
foll[+3 7,a7 ,a legal s]vices           
organization2  7,b7 a non-pr(it         
organization1 or a ,/ate1 ,tribal1 or   
local gov]nm5t ag5cy t develops laws1   
policies or programs design$ to prev5t1 
detect1 det] & rem$y de$ fraud & relat$ 
issues2 &  7#b7 ,j\rnal ,! t]m j\rnal   
means-- 7,a7 a record ( not>ial acts t  
is creat$ & ma9ta9$ by a not>y public2  
or  7,b7 all j\rnals ( not>ial acts     
creat$ & ma9ta9$ by a not>y public4     

7#c7 ,legal s]vices organization ,! t]m 
legal s]vices organization means-- 7,a7 
an accr$it$ law s*ool2  7,b7 a public   
provid] ( legal aid or legal s]vices2 or
  7,c7 a nonpr(it provid] ( legal aid or
 legal s]vices4  7#d7 ,l[-income        
individual ,! t]m l[-income individual  
means an individual ) a h\sehold income 
t does n exce$ #hj p]c5t ( ! m$ian      
income ( ! area 9 :i* su* individual    
resides1 z det]m9$ by ! ,secret>y4  7#e7
 ,de$ fraud ,! t]m de$ fraud means =g]y1
 imp]sonation1 or willful               
misrepres5tation ( au?ority 9 connection
 ) ! execution ( a writt5 in/rum5t      
transf]r+ an int]e/ 9 real prop]ty4     
7#f7 ,writt5 in/rum5t transf]r+ an      
int]e/ 9 real prop]ty ,! t]m writt5     
in/rum5t transf]r+ an int]e/ 9 real     
prop]ty includes any de$1 mortgage1     
satisfaction ( mortgage1 contract (     
sale1 assignm5t or t]m9ation ( any ( !  
=ego+1 or any o!r in/rum5t :i* does or  
may evid5ce1 create1 transf]1 t]m9ate or
 o!rwise affect a legal "r or int]e/ 9  

real prop]ty1 or is requir$ = ! fil+ ( a
 de$1 includ+ a not>ial c]tificate1 ) an
 ag5cy ( a ,/ate or any political       
subdivision1 public au?ority or public  
b5efit corporation ( a ,/ate4