,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #hiah  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,septemb] #bj1        
#bjbb,mr4 ,hill introduc$ ! foll[+ bill2
 :i* 0 ref]r$ to ! ,committee on        
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
! ,consum] ,f9ancial ,protection ,act ( 
#bjaj to cl>ify ! fund+ ( ! ,bureau (   
,consum] ,f9ancial ,protection1 & = o!r 
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,f$]al ,res]ve ,loss       
,transp>5cy ,act4  #b4 ,bureau fund+    
,section #ajag7;a7 ( ! ,consum]         
,f9ancial ,protection ,act ( #bjaj 7#ab 
,u4,s4,c4 #edig7;a77 is am5d$-- 7#a7 by 
r$esignat+ p>agraphs 7#c7 ?r\gh 7#e7 z  
p>agraphs 7#d7 ?r\gh 7#f71 respectively2
 &  7#b7 by ins]t+ aft] p>agraph 7#b7 ! 
foll[+3  7#c7 ,prohibition on transf] :5
 ! ,f$]al res]ve banks incur a loss     
,not)/&+ p>agraph 7#a71 no transf] may  
be made to ! ,bureau if ! ,f$]al res]ve 
banks1 9 ! aggregate1 incurr$ an op]at+ 
loss 9 ! mo/ rec5tly complet$ cal5d>    
qu>t] until ! loss is (fset ) subsequ5t 

e>n+s4  4  #c4 ,calculation ( net e>n+s 
& total capital us+ ,,gaap ,section #g (
 ! ,f$]al ,res]ve ,act 7#ab ,u4,s4,c4   
#bhi et seq47 is am5d$-- 7#a7 by        
r$esignat+ ! second subsection 7b7      
7relat+ to ! use ( e>n+s transf]r$ to ! 
,secret>y7 & subsection 7c7 z           
subsections 7c7 & 7d71 respectively2 &  
7#b7 by add+ at ! end ! foll[+3  7e7    
,calculation ( net e>n+s & total capital
 us+ ,,gaap ,= purposes ( ?is section1  
net e>n+s & total capital %all be       
calculat$ 9 accordance ) ,u4,s4 g5]ally 
accept$ acc\nt+ pr9ciples4  4