,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #hhcg  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,septemb] #ae1        
#bjbb,mr4 ,allr$ introduc$ ! foll[+     
bill2 :i* 0 ref]r$ to ! ,committee on   
,ways & ,means  ,a ,,bill  ,to am5d !   
,int]nal ,rev5ue ,code ( #aihf to all[  
/ud5ts to take ! sav]'s cr$it4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,exp&$ ,/ud5t ,sav]'s ,tax ,cr$it ,act4 
#b4 ,cr$it = elective def]rals & ,,ira  
contributions all[$ to individuals :o   
are full-"t /ud5ts  7a7 ,9 g5]al        
,section #be;,b7c77#b7 ( ! ,int]nal     
,rev5ue ,code ( #aihf is am5d$-- 7#a7 9 
! head+1 by /rik+ & full "t /ud5ts1     
7#b7 by /rik+ include-- & all t foll[s  
?r\gh ! p]iod & ins]t+ include any      
individual ) respect to :om a d$uction  
"u section #aea is all[$ to ano!r       
taxpay] = a taxable ye> beg9n+ 9 !      
cal5d> ye> 9 :i* su* individual's       
taxable ye> beg9s4  7b7 ,effective date 
,! am5dm5ts made by ?is section %all    
apply to contributions made aft] ! date 

( ! enactm5t ( ?is ,act4