,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #hfaf  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,july #bi1 #bjbb,mr4  
,kilm] 7= himself1 ,mr4 ,res*5?al]1 &   
,mr4 ,veasey7 introduc$ ! foll[+ bill2  
:i* 0 ref]r$ to ! ,committee on         
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
! ,national ,h\s+ ,act to include       
in=mation reg>d+ ,,va home loans 9 !    
,in=m$ ,consum] ,*oice ,disclosure      
requir$ to be provid$ to a prospective  
,,fha borr[] :o is a vet]an4  #a4 ,%ort 
title ,?is ,act may be cit$ z ! ,,va    
,loan ,in=m$ ,disclosure ,act ( #bjbb or
 ! ,,valid ,act ( #bjbb4  #b4 ,,fha     
,in=m$ ,consum] ,*oice ,disclosure      
,subp>agraph 7,a7 ( section #bjc7;f77#b7
 ( ! ,national ,h\s+ ,act 7#ab ,u4,s4,c4
 #agji7;f77#b77;,a77 is am5d$-- 7#a7 by 
ins]t+ 7i7 aft] loan-to-value ratio2 &  
7#b7 by ins]t+ be=e ! semicolon !       
foll[+3 1 & 7ii7 9 ! case ( a           
prospective borr[] :o is a vet]an 7z su*
 t]m is def9$ 9 section #aja ( title    
#ch1 ,unit$ ,/ates ,code71 9 connection 

) a loan gu>ante$ or insur$ "u *apt] #cg
 ( title #ch1 ,unit$ ,/ates ,code1      
assum+ prevail+ int]e/ rates4