,,ii  #aag? ,,congress  #b;d ,session   
,h4 ,r4 #hbfj  ,,9 ,,! ,,s5ate ,,( ,,!  
,,unit$ ,,/ates  ,septemb] #ae1         
#bjbb,receiv$  ,,an ,,act  ,to am5d     
title #ch1 ,unit$ ,/ates ,code1 to %ort5
 ! timeframe = designation ( b5efits "u 
,dep>tm5t ( ,vet]ans ,affairs life      
insurance programs1 to improve !        
treatm5t ( undisburs$ life insurance    
b5efits by ! ,dep>tm5t ( ,vet]ans       
,affairs1 & = o!r purposes4  #a4 ,%ort  
title ,?is ,act may be cit$ z ! ,fa/]   
,paym5ts to ,vet]ans' ,survivors ,act ( 
#bjbb4  #b4 ,timeframe = designation (  
alt]nate b5efici>ies & paym5t ( b5efits 
"u ,dep>tm5t ( ,vet]ans ,affairs life   
insurance programs  7a7 ,national       
,s]vice ,life ,insurance ,section       
#aiag7;f77#a7 ( title #ch1 ,unit$ ,/ates
 ,code1 is am5d$-- 7#a7 9 subp>agraph   
7,a71 by /rik+ two ye>s & ins]t+ "o ye>2
 &  7#b7 9 subp>agraph 7,b71 by /rik+   
f\r & ins]t+ two4  7b7 ,unit$ ,/ates    
,gov]nm5t ,life ,insurance ,section     
#aieb7;c77#a7 ( su* title is am5d$--    

7#a7 9 subp>agraph 7,a71 by /rik+ two   
ye>s & ins]t+ "o ye>2 &  7#b7 9         
subp>agraph 7,b71 by /rik+ f\r & ins]t+ 
two4  7c7 ,effective date ,! am5dm5ts   
made by ?is section %all apply ) respect
 to ! dea? ( an insur$ p]son occurr+ on 
or aft] ! date t is two ye>s be=e ! date
 ( ! enactm5t ( ?is ,act4  #c4          
,b5efici>y designation process "u       
,dep>tm5t ( ,vet]ans ,affairs life      
insurance programs  7a7 ,,nsli ,section 
#aiag ( title #ch1 ,unit$ ,/ates ,code1 
is am5d$ by /rik+ subsection 7a7 &      
ins]t+ ! foll[+3  7a7 7#a7 ,a p]son :o  
enrolls 9 insurance matur+ on or aft]   
,augu/ #a1 #aidf1 may designate a       
b5efici>y ( ! insurance policy4 ,!      
insur$ %all1 subject to regulations1 at 
all times h ! "r to *ange ! b5efici>y or
 b5efici>ies ( su* insurance )\t !      
cons5t ( su* b5efici>y or b5efici>ies4  
7#b7 ,if a p]son enroll$ 9 insurance    
matur+ on or aft] ,augu/ #a1 #aidf1 does
 n designate a b5efici>y "u p>agraph    
7#a7 be=e ! vet]an dies1 or if a        

designat$ b5efici>y pr$eceases ! vet]an1
 ! ,secret>y %all det]m9e ! b5efici>y 9 
! foll[+ ord]3 7,a7 ,! surviv+ sp\se ( !
 insur$ p]son4  7,b7 ,! *ildr5 ( !      
insur$ p]son & desc5dants ( deceas$     
*ildr5 by repres5tation4  7,c7 ,! p>5ts 
( ! insur$ p]son or ! survivors ( !     
p>5ts4  7,d7 ,! duly appo9t$ executor or
 adm9i/rator ( ! e/ate ( ! insur$ p]son4
  7,e7 ,o!r next ( k9 ( ! insur$ p]son  
entitl$ "u ! laws ( domicile ( ! insur$ 
p]son at ! "t ( ! dea? ( ! insur$ p]son4
  4  7b7 ,,usgli  7#a7 ,9 g5]al ,section
 #aidi ( su* title is am5d$ to read z   
foll[s3  #aidi4 ,b5efici>ies  7a7       
,designation ,a p]son :o enrolls 9      
,unit$ ,/ates ,gov]nm5t life insurance  
may designate a b5efici>y ( ! insurance 
policy4 ,subject to regulations1 !      
insur$ p]son %all at all times h ! "r to
 *ange ! b5efici>y or b5efici>ies ( a   
,unit$ ,/ates ,gov]nm5t life insurance  
policy )\t ! cons5t ( su* b5efici>y or  
b5efici>ies4  7b7 ,det]m9ation 9 cases (
 non-,designation ,if a p]son enroll$ 9 

,unit$ ,/ates ,gov]nm5t life insurance  
does n designate a b5efici>y "u         
subsection 7a7 be=e ! insur$ p]son dies1
 or if a designat$ b5efici>y pr$eceases 
! insur$ p]son1 ! ,secret>y %all det]m9e
 ! b5efici>y 9 ! foll[+ ord]3 7#a7 ,!   
surviv+ sp\se ( ! insur$ p]son4  7#b7 ,!
 *ildr5 ( ! insur$ p]son & desc5dants ( 
deceas$ *ildr5 by repres5tation4  7#c7  
,! p>5ts ( ! insur$ p]son or ! survivors
 ( ! p>5ts4  7#d7 ,! duly appo9t$       
executor or adm9i/rator ( ! e/ate ( !   
insur$ p]son4  7#e7 ,o!r next ( k9 ( !  
insur$ p]son entitl$ "u ! laws (        
domicile ( ! insur$ p]son at ! "t ( !   
dea? ( ! insur$ p]son4  4  7#b7 ,cl]ical
 am5dm5t ,! table ( sections at ! beg9n+
 ( *apt] #ai ( su* title is am5d$ by    
/rik+ ! item relat+ to section #aidi &  
ins]t+ ! foll[+ new item3  #aidi4       
,b5efici>ies4  4  7c7 ,effective date ,!
 am5dm5ts made by ?is section %all apply
 ) respect to ! dea? ( an insur$ p]son  
occurr+ on or aft] ! date t is two ye>s 
be=e ! date ( ! enactm5t ( ?is ,act4    

#d4 ,dep>tm5t ( ,vet]ans ,affairs       
improvem5t ( treatm5t ( undisburs$ life 
insurance b5efits  7a7 ,improvem5t (    
processes ,! ,secret>y ( ,vet]ans       
,affairs %all improve ! processes &     
proc$ures ( ! ,dep>tm5t ( ,vet]ans      
,affairs ) respect to id5tify+1 locat+1 
& pay+ h>d-to-f9d b5efici>ies ( life    
insurance policies issu$ "u *apt] #ai ( 
title #ch1 ,unit$ ,/ates ,code1 includ+ 
by-- 7#a7 improv+ ! se>* tools available
 on ! website ( ! ,dep>tm5t2  7#b7      
conduct+ outrea* to vet]ans1 vet]ans    
s]vice organizations1 & ! g5]al public )
 respect to su* se>* tools2  7#c7       
improv+ ! processes = se>*+ = in=mation 
relat+ to pot5tial recipi5ts ?r\gh      
int]nal ,dep>tm5t s\rces & s\rces       
available ?r\gh o!r ,f$]al ag5cies1     
,/ate gov]nm5t ag5cies1 & non-gov]nm5t  
entities2 &  7#d7 ensur+ ! ,dep>tm5t has
 suffici5t d$icat$ /aff ^: prim>y       
responsibilities are id5tify+1 locat+1 &
 pay+ h>d-to-f9d b5efici>ies1 ) ! goal (
 disburs+ by n lat] ?an two ye>s aft] ! 

date ( ! enactm5t ( ?is ,act1 all funds 
t1 z ( ! date ( ! enactm5t ( ?is ,act1  
are ow$ to a b5efici>y ( a life         
insurance policy issu$ "u *apt] #ai (   
title #ch1 ,unit$ ,/ates ,code4  7b7    
,s5se ( ,congress ,x is ! s5se (        
,congress t ! ,secret>y ( ,vet]ans      
,affairs %\ld "w ) int]ag5cy p>tn]s to  
det]m9e ! types ( records1 reports1 &   
o!r mat]ials t may be requir$ to        
id5tify1 locate1 & disburse undisburs$  
life insurance b5efits to h>d-to-f9d    
b5efici>ies4  7c7 ,report ,n lat] ?an   
#ahj days aft] ! date ( ! enactm5t ( ?is
 ,act1 ! ,secret>y %all submit to !     
,committees on ,vet]ans' ,affairs ( !   
,s5ate & ,h\se ( ,repres5tatives a      
report on ! progress ( ! ,secret>y 9    
c>ry+ out ?is section4  7d7 ,undisburs$ 
life insurance b5efits def9$ ,! t]m     
undisburs$ life insurance b5efits-- 7#a7
 means any am\nt ( money t is ow$ to a  
b5efici>y ( a life insurance policy     
issu$ "u *apt] #ai ( title #ch1 ,unit$  
,/ates ,code1 & t has n be5 disburs$ = a

 p]iod ( two ye>s or long]2 &  7#b7 does
 n include any am\nt ( money t-- 7,a7   
has n be5 disburs$ due to a conte/$     
claim2 or  7,b7 is 9 dispute by two or m
 p>ties ov] :o is ! entitl$ b5efici>y4  
#e4 ,det]m9ation ( budget>y effects ,!  
budget>y effects ( ?is ,act1 = ! purpose
 ( comply+ ) ! ,/atutory ,pay-,z-,y-,g  
,act ( #bjaj1 %all be det]m9$ by ref]5ce
 to ! late/ /atem5t titl$ ,budget>y     
,effects ( ,,paygo ,legislation = ?is   
,act1 submitt$ = pr9t+ 9 !              
,congressional ,record by ! ,*airman ( !
 ,h\se ,budget ,committee1 provid$ t su*
 /atem5t has be5 submitt$ prior to !    
vote on passage4  ,pass$ ! ,h\se (      
,repres5tatives ,septemb] #ad1          
#bjbb4;,*]yl ,l4 ,johnson1,cl]k4