,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #ghcf  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,may #ai1 #bjbb,mr4   
,blum5au] 7= himself & ,mr4 ,ca/57      
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to am5d ! ,national ,flood     
,insurance ,act ( #aifh to facilitate   
community action to address repetitively
 flood$ areas1 & = o!r purposes4  #a4   
,%ort title ,?is ,act may be cit$ z !   
,repeat$ly ,flood$ ,communities ,plann+ 
,assi/ance ,act ( #bjbb4  #b4 ,community
 action to address repetitively flood$  
areas ,section #acfa ( ! ,national      
,flood ,insurance ,act ( #aifh 7#db     
,u4,s4,c4 #dajb7 is am5d$ by add+ at !  
end ! foll[+ new subsection3  7e7       
,community action = repeat$ly flood$    
areas  7#a7 ,def9itions ,= purposes (   
?is subsection1 ! foll[+ def9itions %all
 apply3 7,a7 ,cov]$ community ,! t]m    
cov]$ community means a community-- 7i7 
t is p>ticipat+ 9 ! national flood      
insurance program "u section #acae 7#db 

,u4,s4,c4 #djbb72  7ii7 )9 :i* are      
locat$-- 7,i7 n few] ?an #ej repetitive 
loss /ructures2 or  7,,ii7 n few] ?an #e
 sev]e repetitive loss /ructures = :i*  
mitigation activities meet+ ! /&>ds =   
approval "u section #acff7;c77#b77;,a7  
7#db ,u4,s4,c4 #daja;c7c77#b77;,a77 h n 
be5 conduct$2 &  7iii7 :i* has be5      
id5tifi$ by ! ,adm9i/rator z a priority 
= assessm5t & mitigation 9 accordance ) 
! regulations au?oriz$ by ?is section4  
7,b7 ,repetitive loss /ructure ,! t]m   
repetitive loss /ructure has ! mean+    
giv5 su* t]m 9 section #acgj 7#db       
,u4,s4,c4 #daba74  7,c7 ,sev]e          
repetitive loss /ructure ,! t]m sev]e   
repetitive loss /ructure has ! mean+    
giv5 su* t]m 9 section #acff7;h7 7#db   
,u4,s4,c4 #daja;c7h774  7#b7            
,requirem5ts = cov]$ communities ,!     
,adm9i/rator %all1 by regulation1       
require a cov]$ community to-- 7,a7     
det]m9e1 ) assi/ance f ! ,adm9i/rator1 !
 areas )9 ! cov]$ community 9 :i*       
prop]ties describ$ 9 p>agraph           

7#a77;,a77ii7 are locat$ 9 ord] to      
id5tify areas t are repeat$ly damag$ by 
floods2  7,b7 assess1 ) assi/ance f !   
,adm9i/rator1 future conditions :i* may 
repres5t cont9u+ risks to ! repeat$ly   
damag$ areas id5tifi$ pursuant to       
subp>agraph 7,a72  7,c7 develop a       
community-specific plan = mitigat+      
cont9u+ flood risks to ! repeat$ly      
damag$ areas id5tifi$ pursuant to       
subp>agraph 7,a72  7,d7 submit ! plan   
describ$ 9 subp>agraph 7,c7 & any plan  
updates to ! ,adm9i/rator at appropriate
 int]vals2  7,e7 implem5t ! plan        
describ$ 9 subp>agraph 7,c72 &  7,f7    
subject to section #eeb;a ( title #e1   
,unit$ ,/ates ,code1 make ! plan        
describ$ 9 subp>agraph 7,c71 any updates
 to ! plan1 & reports on progress 9     
r$uc+ flood risk available to ! public4 
7#c7 ,coord9ation ) exi/+ plann+ ef=ts  
,z det]m9$ by ! ,adm9i/rator1 a cov]$   
community may address ! plann+          
requirem5ts ( ?is subsection 9          
coord9ation ) o!r plann+ ef=ts1         

includ+-- 7,a7 a plan develop$ "u       
section #acff ( ?is title 7#db ,u4,s4,c4
 #dajd;c72  7,b7 a plan develop$ "u     
section #cbb ( ! ,rob]t ,t4 ,/af=d      
,disa/] ,relief & ,em]g5cy ,assi/ance   
,act 7#db ,u4,s4,c4 #eafe72 or  7,c7 a  
plan complet$ =1 conduct$ =1 & consi/5t 
) crit]ia = ! community rat+ sy/em      
au?oriz$ "u section #acae7;b7 ( ?is     
title 7#db ,u4,s4,c4 #djbb7;b774  7#d7  
,au?orization & assi/ance  7,a7 ,9 g5]al
 ,! ,adm9i/rator may issue appropriate  
policies & regulations to assi/ cov]$   
communities 9 id5tification ( repeat$ly 
flood$ areas & 9 implem5t+ practical    
plans = address+ ! id5tifi$ flood+      
problems4  7,b7 ,types ( assi/ance      
,assi/ance au?oriz$ "u ?is section may  
include-- 7i7 %>+ ( in=mation 9         
accordance ) ! requirem5ts ( section    
#eeb;a ( title #e1 ,unit$ ,/ates ,code1 
& ! sub*apt] ,,ii ( *apt] #ce ( title   
#dd1 ,unit$ ,/ates ,code2  7ii7         
consid]ation ( possible s\rces (        
f9ancial assi/ance to communities1      

includ+-- 7,i7 pot5tial waiv] or l[]+ ( 
non-,f$]al co/ %>es = mitigation (      
prop]ties2 &  7,,ii7 pot5tial priority =
 applicable grant mitigation fund+      
manag$ by ! ,adm9i/rator2  7iii7        
additional te*nical assi/ance to        
communities ! ,adm9i/rator may deem mo/ 
at-risk = repeat$ flood+ ev5ts2  7iv7   
reasonable consid]ations & t>get$       
assi/ance = communities def9$ z small & 
impov]i%$ or high-risk "u section       
#bjc7;a7 ( ! ,rob]t ,t4 ,/af=d ,disa/]  
,relief & ,em]g5cy ,assi/ance ,act 7#db 
,u4,s4,c #eacc7;a772 &  7v7 special     
assi/ance aim$ at implem5t+ ,executive  
,ord] #acihe 7,janu>y #bj1 #bjba7 on    
,advanc+ ,racial ,equity & ,support =   
,und]s]v$ ,communities ,?r\gh ! ,f$]al  
,gov]nm5t1 z def9$ by ! ,adm9i/rator4   
7,c7 ,special consid]ations ,9 det]m9+  
an appropriate level ( assi/ance = a    
cov]$ community1 z provid$ 9 subp>agraph
 7,b71 ! ,adm9i/rator %all consid] !    
ext5t to :i* ! community is work+ to    
rem$y problems associat$ ) repeat$      

flood+ & ! res\rces available to ! cov]$
 community1 includ+-- 7i7 any ,f$]al or 
,/ate fund+ receiv$ by ! cov]$          
community2  7ii7 ! portion ( ! cov]$    
community t is locat$ )9 areas hav+     
special flood haz>ds2 &  7iii7 any o!r  
factor t makes x difficult = ! cov]$    
community to conduct mitigation         
activities = flood-prone /ructures4     
7#e7 ,reports to ,congress ,n lat] ?an  
#c ye>s aft] ! date ( enactm5t ( ?is    
subsection1 & n less frequ5tly ?an once 
e #b ye>s !reaft]1 ! ,adm9i/rator %all  
submit to ! ,congress a report reg>d+ ! 
progress made by cov]$ communities )    
respect to implem5t+ plans develop$ "u  
p>agraph 7#b77;,c7 &1 to ! ext5t        
possible1 ! tr5ds 9 numb]s ( repetitive 
loss & sev]e repetitive loss prop]ties4 
4