,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #gefc  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,april #ba1 #bjbb,ms4 
,/rickl& introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,arm$ ,s]vices
  ,a ,,bill  ,to direct ! ,secret>y (   
,def5se to seek to ent] into an agreem5t
 ) an entity to conduct a /udy & produce
 a report on b>ri]s to home own]%ip =   
memb]s ( ! ,arm$ ,=ces4  #a4 ,%ort title
 ,?is ,act may be cit$ z ! ,increas+    
,home[n]%ip = ,s]vicememb]s ,act4  #b4  
,/udy & report on b>ri]s to home own]%ip
 = memb]s ( ! ,arm$ ,=ces ,n lat] ?an "o
 ye> aft] ! date ( ! enactm5t ( ?is     
,act1 ! ,secret>y ( ,def5se %all seek to
 ent] into an agreem5t ) a f$]ally fund$
 rese>* & developm5t c5t] or non-pr(it  
entity to conduct a /udy on ! b>ri]s to 
home own]%ip = memb]s ( ! ,arm$ ,=ces4  
,at ! conclusion ( su* /udy1 ! ,secret>y
 %all submit to ! ,committees on ,arm$  
,s]vices ( ! ,s5ate & ,h\se (           
,repres5tatives1 a report conta9+ !     
foll[+ elem5ts3  7#a7 ,pot5tial b>ri]s  

to home own]%ip1 includ+ d[n paym5ts1   
conc]ns ab\t home ma9t5ance1 & *all5ges 
9 sell+ a home4  7#b7 ,! p]c5tage (     
memb]s :o use ! basic all[ance = h\s+ to
 pay = a mortgage1 disaggregat$ by ,arm$
 ,=ce1 rank1 & milit>y h\s+ area4  7#c7 
,any id5tifi$ diff]5ces 9 home own]%ip  
rates among memb]s correlat$ ) race or  
g5d]4  7#d7 ,:at p]c5tage ( memb]s own a
 home be=e !y sep>ate f ! ,arm$ ,=ces4