,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #gcea  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,m>* #ca1 #bjbb,ms4   
,velzquez introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ,f9ancial    
,s]vices  ,a ,,bill  ,to am5d ! ,consum]
 ,f9ancial ,protection ,act ( #bjaj to  
provide = ! sup]vision ( nondepository  
p]sons (f]+ or mak+ small bus9ess loans1
 & = o!r purposes4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,promot+ ,fair    
,l5d+ to ,small ,bus9esses ,act4  #b4   
,sup]vision ( nondepository p]sons (f]+ 
or mak+ small bus9ess loans  7a7 ,9     
g5]al ,! ,consum] ,f9ancial ,protection 
,act ( #bjaj 7#ab ,u4,s4,c4 #edha et    
seq47 is am5d$ by ins]t+ aft] section   
#ajbd ! foll[+3  #ajbd;,a4 ,sup]vision (
 nondepository p]sons (f]+ or mak+ small
 bus9ess loans  7a7 ,def9itions ,9 ?is  
section3 7#a7 ,cov]$ nondepository l5d] 
,! t]m cov]$ nondepository l5d] means a 
f9ancial in/itution 7z def9$ "u section 
#gjd;,b7h7 ( ! ,equal ,cr$it            
,opportunity ,act 7#ae ,u4,s4,c4        

#afia;c-#b7;h777 t-- 7,a7 is n a        
depository in/itution or cr$it union2 & 
7,b7 is requir$ to compile1 ma9ta91 &   
report in=mation pursuant to section    
#gjd;,b ( ! ,equal ,cr$it ,opportunity  
,act 7#ae ,u4,s4,c4 #afia;c-#b74  7#b7  
,,ecoa t]ms ,! t]ms m9ority-own$        
bus9ess1 wom5-own$ bus9ess1 & small     
bus9ess h ! mean+ giv5 ^? t]ms1         
respectively1 "u section #gjd;,b7h7 ( ! 
,equal ,cr$it ,opportunity ,act 7#ae    
,u4,s4,c4 #afia;c-#b7;h774  7b7         
,sup]vision  7#a7 ,9 g5]al ,! ,bureau   
%all require reports & conduct          
exam9ations on a p]iodic basis ( cov]$  
nondepository l5d]s = purposes (-- 7,a7 
assess+ compliance ) ! requirem5ts ( !  
,equal ,cr$it ,opportunity ,act 7#ae    
,u4,s4,c4 #afia et seq472  7,b7 obta9+  
in=mation ab\t ! activities & compliance
 sy/ems or proc$ures ( ! cov]$          
nondepository l5d]2 &  7,c7 detect+ &   
assess+ risks to m9ority-own$ bus9esses1
 wom5-own$ bus9esses1 & small bus9esses 
& to m>kets = cr$it to su* bus9esses4   

7#b7 ,risk-bas$ sup]vision program ,!   
,bureau %all ex]cise its au?ority "u    
p>agraph 7#a7 9 a mann] design$ to      
ensure t su* ex]cise1 ) respect to cov]$
 nondepository l5d]s1 is bas$ on !      
assessm5t by ! ,bureau ( ! risks pos$ to
 m9ority-own$ bus9esses1 wom5-own$      
bus9esses1 & small bus9esses 9 !        
relevant product m>kets & geographic    
m>kets1 & tak+ into consid]ation1 z     
applicable-- 7,a7 ! asset size ( ! cov]$
 nondepository l5d]2  7,b7 ! volume (   
transactions involv+ ext5d+ cr$it to    
m9ority-own$ bus9esses1 wom5-own$       
bus9esses1 & small bus9esses 9 :i* !    
cov]$ nondepository l5d] engages2  7,c7 
! risks to m9ority-own$ bus9esses1      
wom5-own$ bus9esses1 & small bus9esses  
creat$ by ! provision ( su* cr$it2  7,d7
 ! ext5t to :i* ! cov]$ nondepository   
l5d] is subject to ov]sight by ,/ate    
au?orities = fair l5d+ 9 ! provision (  
su* cr$it2 &  7,e7 any o!r factors t !  
,bureau det]m9es to be relevant to a    
class ( cov]$ nondepository l5d]s4  4   

7b7 ,cl]ical am5dm5t ,! table ( cont5ts 
9 section #a7;b7 ( ! ,dodd-,frank ,wall 
,/reet ,re=m & ,consum] ,protection ,act
 is am5d$ by ins]t+ aft] ! item relat+  
to section #ajbd ! foll[+3  ,sec4       
#ajbd;,a4 ,sup]vision ( nondepository   
p]sons (f]+ or mak+ small bus9ess loans4
  4