,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #gjdi  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,m>* #i1 #bjbb,mr4    
,%]man introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,tru? 9 
,l5d+ ,act to require ,prop]ty ,assess$ 
,clean ,en]gy f9anci]s to receive !     
cons5t ( mortgage hold]s & o!r li5      
hold]s be=e provid+ f9anc+4  #a4 ,%ort  
title ,?is ,act may be cit$ z !         
,mortgage ,borr[] ,protection ,act (    
#bjbb4  #b4 ,prop]ty ,assess$ ,clean    
,en]gy f9anc+ cons5t requirem5t ,section
 #abh ( ! ,tru? 9 ,l5d+ ,act 7#ae       
,u4,s4,c4 #afch7 is am5d$ by add+ at !  
end ! foll[+3  7g7 ,prop]ty ,assess$    
,clean ,en]gy f9anc+ cons5t requirem5t  
7#a7 ,9 g5]al ,) respect to a dwell+ ( a
 consum] t is ! subject ( a resid5tial  
mortgage loan or o!r record$ li51 x %all
 be unlawful to ext5d ,prop]ty ,assess$ 
,clean ,en]gy f9anc+ to ! dwell+ own] ) 
respect to su* dwell+ )\t fir/ receiv+ !
 writt5 cons5t ( ea* own] ( ea*         

resid5tial mortgage loan & o!r record$  
li51 ei!r directly f ! own] or f a      
s]vic]4  7#b7 ,exception ,cons5t %all n 
be requir$ "u p>agraph 7#a7 f an own] ( 
a resid5tial mortgage loan or o!r       
record$ li5 if am\nts t become due &    
payable "u ! applicable ,prop]ty        
,assess$ ,clean ,en]gy f9anc+ w n h     
priority ov] su* resid5tial mortgage    
loan or o!r record$ li54  7#c7 ,p5alty  
,) respect to any ,prop]ty ,assess$     
,clean ,en]gy f9anc+ ext5d$ 9 violation 
( ?is subsection-- 7,a7 su* ,prop]ty    
,assess$ ,clean ,en]gy f9anc+ %all be   
null & void2 &  7,b7 ! consum] %all n be
 requir$ to repay any am\nts receiv$ "u 
! ,prop]ty ,assess$ ,clean ,en]gy       
f9anc+4  7#d7 ,def9ition ( ,prop]ty     
,assess$ ,clean ,en]gy f9anc+ ,9 ?is    
subsection1 ! t]m ,prop]ty ,assess$     
,clean ,en]gy f9anc+ has ! mean+ giv5 t 
t]m "u section #abi;,c7b77#c77;,c77i74  
4