,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #fhhi  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,m>* #a1 #bjbb ,mr4   
,v>gas 7= himself1 ,ms4 ,port]1 ,mr4    
,aguil>1 ,ms4 ,roybal-,all>d1 ,ms4      
,titus1 ,mr4 ,case1 ,mr4 ,kahele1 ,ms4  
,br[nley1 ,mr4 ,gonzalez ( ,ohio1 ,mr4  
,sessions1 ,mr4 ,amodei1 ,mr4 ,timmons1 
,mr4 ,moore ( ,utah1 ,mr4 ,mooney1 ,mr4 
,budd1 ,mrs4 ,mill] ( ,ill9ois1 ,mr4    
,fitzpatrick1 ,mr4 ,davidson1 & ,mr4    
,johnson ( ,l\isiana7 introduc$ ! foll[+
 bill2 :i* 0 ref]r$ to ! ,committee on  
,f9ancial ,s]vices  ,a ,,bill  ,to m5d !
 ,f$]al ,cr$it ,union ,act to modify !  
frequ5cy ( bo>d ( directors meet+s1 & = 
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,cr$it ,union ,bo>d    
,mod]nization ,act4  #b4 ,frequ5cy (    
bo>d ( directors meet+s ,section #aac ( 
! ,f$]al ,cr$it ,union ,act 7#ab        
,u4,s4,c4 #agfa;b7 is am5d$--  7#a7 by  
/rik+ mon?ly ea* place su* t]m appe>s2  
7#b7 9 ! matt] prec$+ p>agraph 7#a71 by 
/rik+ ,! bo>d ( directors & ins]t+ !    

foll[+3  7a7 ,9 g5]al ,! bo>d (         
directors  2  7#c7 9 subsection 7a7 7z s
 designat$71 by /rik+ %all meet at lea/ 
once a mon? &2 &  7#d7 by add+ at ! end 
! foll[+3  7b7 ,meet+s ,! bo>d (        
directors ( a ,f$]al cr$it union %all   
meet z foll[s3  7#a7 ,) respect to a    
,f$]al cr$it union1 n less ?an six times
 annually1 ) at lea/ "o meet+ held dur+ 
ea* fiscal qu>t]4  7#b7 ,) respect to a 
de novo ,f$]al cr$it union1 n less      
frequ5tly ?an mon?ly dur+ ea* ( ! fir/  
five ye>s ( ! exi/5ce ( su* ,f$]al cr$it
 union4  7#c7 ,) respect to a ,f$]al    
cr$it union ) composite rat+ ( ei!r #d  
or #e "u ! ,uni=m ,f9ancial ,in/itutions
 ,rat+ ,sy/em 7or an equival5t rat+ "u a
 comp>able rat+ sy/em71 n less frequ5tly
 ?an once a mon?4  4