,i  #aag? ,,congress  #b;d ,session  ,h4
 ,r4 #fdae  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,janu>y #ah1 #bjbb,mr4
 ,emm] introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,f$]al  
,res]ve ,act to prohibit ! ,f$]al res]ve
 banks f (f]+ c]ta9 products or s]vices 
directly to an individual1 & = o!r      
purposes4  #a4 ,prohibition on ,f$]al   
res]ve banks relat+ to c]ta9 products or
 s]vices = individuals ,section #ac ( ! 
,f$]al ,res]ve ,act is am5d$ by add+ at 
! end ! foll[+ new p>agraph3  7#ae7     
,except z specifically au?oriz$ "u ?is  
,act1 a ,f$]al res]ve bank may n (f]    
products or s]vices directly to an      
individual1 ma9ta9 an acc\nt on behalf (
 an individual1 or issue a c5tral bank  
digital curr5cy directly to an          
individual4  4