,i #aag? ,,congress #a/ ,session ,h4 ,r4 #fabd ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,decemb] #b1 #bjba,mr4 ,br[n ( ,m>yl& 7= himself1 ,mr4 ,kelly ( ,mississippi1 & ,mr4 ,ryan7 introduc$ ! foll[+ bill2 :i* 0 ref]r$ to ! ,committee on ,vet]ans' ,affairs ,a ,,bill ,to am5d title #ch1 ,unit$ ,/ates ,code1 to increase ! maximum gu>anty am\nt = loans made to c]ta9 vet]ans "u ! laws adm9i/]$ by ! ,secret>y ( ,vet]ans ,affairs1 & = o!r purposes4 #a4 ,%ort title ,?is ,act may be cit$ z ! ,vet]an ,affairs ,home ,loan ,gu>anty ,resili5cy ,& ,concurr5cy ,enhancem5t ,act ( #bjba or ! ,,va ,home ,loan ,,grace ,act ( #bjba4 #b4 ,basic provisions relat+ to loan gu>anty & insurance 7a7 ,9 g5]al ,section #cgjc7;a77#a7 ( title #ch1 ,unit$ ,/ates ,code1 is am5d$-- 7#a7 9 subp>agraph 7,a7-- 7,a7 by /rik+ ,any & ins]t+ ,except z provid$ 9 subp>agraphs 7,c7 & 7,d71 any2 & 7,b7 by /rik+ ! less] ( & all t foll[s ?r\gh ! p]iod at ! end ( clause 7ii7 & ins]t+ ! less] ( ! maximum gu>anty or ! maximum am\nt ( gu>anty entitlem5t available to ! vet]an1 z specifi$ 9 ! table 9 subp>agraph 7,b742 7#b7 by /rik+ subp>agraph 7,b7 & ins]t+ ! foll[+ new subp>agraph 7,b73 7,b7 ,! table ref]r$ to 9 subp>agraph 7,a7 is z foll[s3 ,type ( ,loan,maximum ,guaranty,maximum ,am\nt ( ,gu>anty ,entitlem5t7i77,i7 ,any loan ( n m ?an #de1jjj to a vet]an :o is n a cov]$ vet]an#ej p]c5t ( ! loan#cf1jjj7;i77,,ii7 ,any loan ( n m ?an #de1jjj to a cov]$ vet]an 7clos$ be=e ,april #g1 #bjbg7ej p]c5t ( ! loan#ej p]c5t ( ! ,fr$die ,mac con=m+ loan limit1 r$uc$ by ! am\nt ( entitlem5t n re/or$7i77,,iii7 ,any loan ( n m ?an #de1jjj to a cov]$ vet]an 7clos$ on or aft] ,april #g1 #bjbg7ej p]c5t ( ! loan#be p]c5t ( ! ,fr$die ,mac con=m+ loan limit1 r$uc$ by ! am\nt ( entitlem5t n re/or$7ii77,i7 ,any loan ( m ?an #de1jjj1 b n m ?an #ef1bej1 to a vet]an :o is n a cov]$ vet]an#bb1ejjcf1jjj7;ii77,,ii7 ,any loan ( m ?an #de1jjj1 b n m ?an #ef1bej1 to a cov]$ vet]an 7clos$ be=e ,april #g1 #bjbg7bb1ejjej p]c5t ( ! ,fr$die ,mac con=m+ loan limit1 r$uc$ by ! am\nt ( entitlem5t n re/or$7ii77,,iii7 ,any loan ( m ?an #de1jjj1 b n m ?an #ef1bej1 to a cov]$ vet]an 7clos$ on or aft] ,april #g1 #bjbg7bb1ejjbe p]c5t ( ! ,fr$die ,mac con=m+ loan limit1 r$uc$ by ! am\nt ( entitlem5t n re/or$7iii77,i7 ,except z provid$ 9 clause 7iv77,i71 9 ! case ( any loan ( m ?an #ef1bej1 to a vet]an :o is n a cov]$ vet]an! less] ( #cf1jjj or #dj p]c5t ( ! loan#cf1jjj7;iii77,,ii7 ,except z provid$ 9 clause 7iv77,,ii71 9 ! case ( any loan ( m ?an #ef1bej1 to a cov]$ vet]an 7clos$ be=e ,april #g1 #bjbg7! less] ( #cf1jjj or #dj p]c5t ( ! loan#ej p]c5t ( ! ,fr$die ,mac con=m+ loan limit1 r$uc$ by ! am\nt ( entitlem5t n re/or$7iii77,,iii7 ,except z provid$ 9 clause 7iv77,,iii71 9 ! case ( any loan ( m ?an #ef1bej1 to a cov]$ vet]an 7clos$ on or aft] ,april #g1 #bjbg7! less] ( #cf1jjj or #dj p]c5t ( ! loan#be p]c5t ( ! ,fr$die ,mac con=m+ loan limit1 r$uc$ by ! am\nt ( entitlem5t n re/or$7iv77,i7 ,any loan ( m ?an #add1jjj = a purpose specifi$ 9 clause 7#a71 7#b71 7#c71 7#e71 7#f71 or 7#h7 ( section #cgaj7;a7 ( ?is title1 to a vet]an :o is n a cov]$ vet]an#be p]c5t ( ! loan#be p]c5t ( ! loan7iv77,,ii7 ,any loan ( m ?an #add1jjj = a purpose specifi$ 9 clause 7#a71 7#b71 7#c71 7#e71 7#f71 or 7#h7 ( section #cgaj7;a7 ( ?is title1 to a cov]$ vet]an 7clos$ be=e ,april #g1 #bjbg7be p]c5t ( ! loan#ej p]c5t ( ! ,fr$die ,mac con=m+ loan limit1 r$uc$ by ! am\nt ( entitlem5t n re/or$7iv77,,iii7 ,any loan ( m ?an #add1jjj = a purpose specifi$ 9 clause 7#a71 7#b71 7#c71 7#e71 7#f71 or 7#h7 ( section #cgaj7;a7 ( ?is title1 to a cov]$ vet]an 7clos$ on or aft] ,april #g1 #bjbg7be p]c5t ( ! loan#be p]c5t ( ! ,fr$die ,mac con=m+ loan limit1 r$uc$ by ! am\nt ( entitlem5t n re/or$ 2 7#c7 9 subp>agraph 7,c7-- 7,a7 by r$esignat+ clause 7iii7 z subp>agraph 7,e72 & 7,b7 by /rik+ subp>agraph 7,c7 & ins]t+ ! foll[+3 7,c7 ,except z provid$ 9 subp>agraph 7,d71 :5 two or m vet]ans use gu>anty entitlem5t on a s+le loan1 ! loan is automatically gu>ante$ by ! ,unit$ ,/ates 9 an am\nt n to exce$ ! less] (-- 7i7 ! maximum gu>anty z specifi$ 9 ! table 9 subp>agraph 7,b72 or 7ii7 ! sum ( ! maximum am\nt ( gu>anty entitlem5t available to ea* vet]an1 z calculat$ pursuant to ! table 9 subp>agraph 7,b74 2 7#d7 by ins]t+ aft] subp>agraph 7,c7 ! foll[+ new subp>agraph 7,d73 7,d7 7i7 ,except z provid$ 9 clause 7ii71 if two or m vet]ans use gu>anty entitlem5t on a s+le loan describ$ 9 subp>agraph 7,b77iv71 ! loan is automatically gu>ante$ by ! ,unit$ ,/ates 9 an am\nt n to exce$ ! less] ( ! foll[+3 7,i7 ,9 ! case ( a loan = :i*-- 7aa7 at lea/ "o vet]an is a cov]$ vet]an1 #be p]c5t ( ! ,fr$die ,mac con=m+ loan limit2 or 7bb7 no vet]an is a cov]$ vet]an1 #be p]c5t ( ! loan4 7,,ii7 ,! sum ( ! maximum am\nt ( gu>anty entitlem5t available to ea* vet]an1 z calculat$ pursuant to ! table 9 subp>agraph 7,b74 7ii7 ,clause 7i7 %all n apply to a loan made to two vet]ans :o are m>ri$ to ea* o!r if !re are no o!r obligors on ! loan4 2 & 7#e7 9 subp>agraph 7,e71 z r$esignat$ by p>agraph 7#c77;,a7-- 7,a7 by /rik+ subp>agraph & ins]t+ p>agraph2 & 7,b7 by r$esignat+ subclauses 7,i7 & 7,,ii7 z clauses 7i7 & 7ii71 respectively4 7b7 ,p5alties = false c]tification ,section #cgjd7;c7 ( su* title is am5d$ by add+ at ! end ! foll[+ new p>agraph3 7#c7 ,any vet]an :o kn[+ly & mat]ially makes a false c]tification "u p>agraph 7#a7 or 7#b7 ( ?is subsection %all be liable to ! ,unit$ ,/ates ,gov]nm5t = a civil p5alty 9 an am\nt n to exce$ #bc1fjg4 ,a p5alty "u ?is p>agraph may be 9 addition to any o!r rem$y available to ! ,secret>y4 ,all det]m9ations necess>y to c>ry out ?is p>agraph %all be made by ! ,secret>y4 4 7c7 ,loan fees ,! loan fee table 9 section #cgbi7;b77#b7 is am5d$ by /rik+ ,april #g1 #bjbc ea* place x appe>s & ins]t+ ,april #g1 #bjbg4 7d7 ,effective date ,! am5dm5ts made by ?is ,act %all take effect on ! date t is #ahj days aft] ! date ( ! enactm5t ( ?is ,act4