,i  #aag? ,,congress  #a/ ,session  ,h4 
,r4 #diba  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,augu/ #c1 #bjba,ms4  
,sn*ez 7= h]self1 ,mr4 ,pocan1 ,mr4     
,lyn*1 ,mr4 ,coh51 ,ms4 ,lee (          
,cali=nia1 ,ms4 ,p+ree1 ,mr4 ,smi? (    
,wa%+ton1 ,mr4 ,ru%1 ,mr4 ,c>twright1 & 
,ms4 ,s*ak[sky7 introduc$ ! foll[+ bill2
 :i* 0 ref]r$ to ! ,committee on ,ways &
 ,means1 & 9 addition to ! ,committee on
 ,education & ,labor1 = a p]iod to be   
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to improve !       
retirem5t security ( ,am]ican families  
by /r5g!n+ ,social ,security4  #a4 ,%ort
 title ,?is ,act may be cit$ z !        
,/r5g!n+ ,social ,security ,act ( #bjba4
  #b4 ,det]m9ation ( taxable wages &    
self-employm5t income above contribution
 & b5efit base aft] #bjbb  7a7          
,det]m9ation ( taxable wages above      
contribution & b5efit base aft] #bjbb   
7#a7 ,am5dm5ts to ! ,int]nal ,rev5ue    

,code ( #aihf ,section #caba ( !        
,int]nal ,rev5ue ,code ( #aihf is       
am5d$-- 7,a7 9 subsection 7a77#a71 by   
ins]t+ ! applicable p]c5tage 7det]m9$ "u
 subsection 7c77#a77 ( be=e t "p ( !    
remun]ation2 &  7,b7 9 subsection 7c71  
by /rik+ 7c7 ,includ$ & exclud$         
s]vice4--,= purposes ( ?is *apt]1 if &  
ins]t+ ! foll[+3  7c7 ,special rules =  
wages & employm5t  7#a7 ,applicable     
p]c5tage ( remun]ation 9 det]m9+ taxable
 wages ,= purposes ( subsection 7a77#a71
 ! applicable p]c5tage = a cal5d> ye>   
%all be equal to-- 7,a7 = #bjbc1 #hj    
p]c5t1  7,b7 = #bjbd ?r\gh #bjbf1 !     
applicable p]c5tage "u ?is p>agraph = ! 
previ\s ye>1 decreas$ by #bj p]c5tage   
po9ts1 &  7,c7 = #bjbg & ea* ye>        
!reaft]1 #j p]c5t4  7#b7 ,includ$ &     
exclud$ s]vice ,= purposes ( ?is *apt]1 
if  4  7#b7 ,am5dm5ts to ! ,social      
,security ,act ,section #bji ( ! ,social
 ,security ,act 7#db ,u4,s4,c4 #dji7 is 
am5d$-- 7,a7 9 subsection 7a77#a77;,i7--
 7i7 by ins]t+ & be=e #bjbc aft] #aigd2 

&  7ii7 by ins]t+ & aft] ! semicolon2   
7,b7 9 subsection 7a77#a71 by add+ at ! 
end ! foll[+ new subp>agraph3  7,j7 ,!  
applicable p]c5tage 7det]m9$ "u         
subsection 7l77 ( t "p ( remun]ation    
:i*1 aft] remun]ation 7o!r ?an          
remun]ation ref]r$ to 9 ! succe$+       
subsections ( ?is section7 equal to !   
contribution & b5efit base 7det]m9$ "u  
section #bcj7 ) respect to employm5t has
 be5 paid to an individual dur+ any     
cal5d> ye> aft] #bjbb ) respect to :i*  
su* contribution & b5efit base is       
effective1 is paid to su* individual    
dur+ su* cal5d> ye>2  2 &  7,c7 by add+ 
at ! end ! foll[+ new subsection3  7l7  
,= purposes ( subsection 7a77#a77;,j71 !
 applicable p]c5tage = a cal5d> ye> %all
 be equal to-- 7#a7 = #bjbc1 #hj p]c5t1 
7#b7 = #bjbd ?r\gh #bjbf1 ! applicable  
p]c5tage "u ?is subsection = ! previ\s  
ye>1 decreas$ by #bj p]c5tage po9ts1 &  
7#c7 = #bjbg & ea* ye> !reaft]1 #j      
p]c5t4  4  7#c7 ,effective date ,!      
am5dm5ts made by ?is subsection %all    

apply ) respect to remun]ation paid 9   
cal5d> ye>s aft] #bjbb4  7b7            
,det]m9ation ( taxable self-,employm5t  
income above contribution & b5efit base 
aft] #bjbb  7#a7 ,am5dm5ts to ! ,int]nal
 ,rev5ue ,code ( #aihf ,section #adjb ( 
! ,int]nal ,rev5ue ,code ( #aihf is     
am5d$-- 7,a7 9 subsection 7b77#a71 by   
/rik+ t "p ( ! net e>n+s & all t foll[s 
?r\gh m9us & ins]t+ ! foll[+3 an am\nt  
equal to ! applicable p]c5tage 7z       
det]m9$ "u subsection 7d77#b77 ( t "p ( 
! net e>n+s f self-employm5t :i* is 9   
excess ( ! diff]5ce 7n to be less ?an   
z]o7 betwe5 7i7 an am\nt equal to !     
contribution & b5efit base 7z det]m9$ "u
 section #bcj ( ! ,social ,security     
,act7 :i* is effective = ! cal5d> ye> 9 
:i* su* taxable ye> beg9s1 &2 &  7,b7 9 
subsection 7d7-- 7i7 by /rik+ 7d7       
,employee & wages4--,! t]m & ins]t+ !   
foll[+3  7d7 ,rules & def9itions  7#a7  
,employee & wages ,! t]m  2 &  7ii7 by  
add+ at ! end ! foll[+3  7#b7           
,applicable p]c5tage ( net e>n+s f      

self-employm5t 9 det]m9+ taxable        
self-employm5t income ,= purposes (     
subsection 7b77#a71 ! applicable        
p]c5tage = a taxable ye> beg9n+ 9 any   
cal5d> ye> ref]r$ to 9 su* p>agraph %all
 be equal to-- 7,a7 = #bjbc1 #hj p]c5t1 
7,b7 = #bjbd ?r\gh #bjbf1 ! applicable  
p]c5tage "u ?is p>agraph = ! previ\s    
ye>1 decreas$ by #bj p]c5tage po9ts1 &  
7,c7 = #bjbg & ea* ye> !reaft]1 #j      
p]c5t4  4  7#b7 ,am5dm5ts to ! ,social  
,security ,act ,section #baa ( ! ,social
 ,security ,act 7#db ,u4,s4,c4 #daa7 is 
am5d$-- 7,a7 9 subsection 7b7-- 7i7 9   
p>agraph 7#a77;,i7-- 7,i7 by /rik+ or   
aft] ! semicolon2 &  7,,ii7 by ins]t+ & 
be=e #bjbc aft] #aigd2  7ii7 by         
r$esignat+ p>agraph 7#b7 z p>agraph     
7#c72 &  7iii7 by ins]t+ aft] p>agraph  
7#a7 ! foll[+3  7#b7 ,= any taxable ye> 
beg9n+ 9 any cal5d> ye> aft] #bjbb1 an  
am\nt equal to ! applicable p]c5tage 7z 
det]m9$ "u subsection 7l77 ( t "p ( net 
e>n+s f self-employm5t :i* is 9 excess (
 ! diff]5ce 7n to be less ?an z]o7      

betwe5-- 7,a7 an am\nt equal to !       
contribution & b5efit base 7z det]m9$ "u
 section #bcj7 t is effective = su*     
cal5d> ye>1 &  7,b7 ! am\nt ( ! wages   
paid to su* individual dur+ su* taxable 
ye>1 or  2 &  7,b7 by add+ at ! end !   
foll[+3  7l7 ,= purposes ( subsection   
7b77#b71 ! applicable p]c5tage = a      
taxable ye> beg9n+ 9 any cal5d> ye>     
ref]r$ to 9 su* p>agraph %all be equal  
to-- 7#a7 = #bjbc1 #hj p]c5t1  7#b7 =   
#bjbd ?r\gh #bjbf1 ! applicable p]c5tage
 "u ?is subsection = ! previ\s ye>1     
decreas$ by #bj p]c5tage po9ts1 &  7#c7 
= #bjbg & ea* ye> !reaft]1 #j p]c5t4  4 
7#c7 ,effective date ,! am5dm5ts made by
 ?is subsection %all apply ) respect to 
taxable ye>s beg9n+ dur+ or aft] cal5d> 
ye> #bjbc4  #c4 ,adju/m5ts to b5d po9ts 
9 det]m9+ prim>y insurance am\nt &      
inclusion ( surplus e>n+s = b5efit      
det]m9ations  7a7 ,adju/m5ts relat+ to  
fir/ b5d po9t  7#a7 ,increase 9 fir/ b5d
 po9t factor  7,a7 ,9 g5]al ,section    
#bae7;a77#a77;,a77i7 ( ! ,social        

,security ,act 7#db ,u4,s4,c4           
#dae7;a77#a77;,a77i77 is am5d$ by /rik+ 
#ij p]c5t & ins]t+ #ie p]c5t4  7,b7     
,effective date2 application rule ,!    
am5dm5t made by subp>agraph 7,a7 %all   
apply ) respect to computations or      
recomputations ( prim>y insurance am\nts
 made on or aft] ,janu>y #a1 #bjbg1     
except t section #bae7;a77#a77;,a77i7 ( 
! ,social ,security ,act %all be appli$ 
by mak+ ! foll[+ sub/itutions = #ie     
p]c5t = computations & recomputations   
made 9 ! foll[+ cal5d> ye>s3 7i7 ,=     
cal5d> ye> #bjbg1 by sub/itut+ #ia      
p]c5t4  7ii7 ,= cal5d> ye> #bjbh1 by    
sub/itut+ #ib p]c5t4  7iii7 ,= cal5d>   
ye> #bjbi1 by sub/itut+ #ic p]c5t4  7iv7
 ,= cal5d> ye> #bjcj1 by sub/itut+ #id  
p]c5t4  7#b7 ,increase 9 fir/ b5d po9t  
,section #bae7;a77#a77;,b7 ( su* ,act   
7#db ,u4,s4,c4 #dae7;a77#a77;,b77 is    
am5d$-- 7,a7 by r$esignat+ clause 7iii7 
z clause 7iv72 &  7,b7 by ins]t+ aft]   
clause 7ii7 ! foll[+ new clause3  7iii7 
,) respect to computations or           

recomputations ( prim>y insurance am\nts
 made on or aft] ,janu>y #a1 #bjbg1 !   
am\nt det]m9$ "u clause 7i7 ( ?is       
subp>agraph = purposes ( subp>agraph    
7,a77i7 = su* cal5d> ye> %all be        
increas$ by-- 7,i7 = cal5d> ye> #bjbh1  
#a p]c5t1  7,,ii7 = ea* ( cal5d> ye>s   
#bjbi ?r\gh #bjda1 ! p]c5t det]m9$ "u   
?is clause = ! prec$+ ye> increas$ by #a
 p]c5tage po9t1 &  7,,iii7 = cal5d> ye> 
#bjdb & ea* ye> !reaft]1 #ae p]c5t4  4  
7#c7 ,application ( increase2           
recomputations ,! am5dm5ts made by ?is  
subsection %all apply ) respect to e    
individual :o becomes entitl$ to old-age
 or disability insurance b5efits "u     
title ,,ii ( ! ,social ,security ,act1  
or :o dies 7be=e becom+ s entitl$71 9   
any cal5d> ye>4 ,not)/&+ section        
#bae7;f77#a7 ( ! ,social ,security ,act1
 ! ,commission] ( ,social ,security %all
 recompute ! prim>y insurance am\nt (   
ea* su* individual on ! fir/ day ( ea*  
cal5d> ye> dur+ ! p]iod beg9n+ ) cal5d> 
ye> #bjbg & end+ ) cal5d> ye> #bjdb to !

 ext5t necess>y to c>ry out ! am5dm5ts  
made by ?is section4  7b7 ,inclusion (  
surplus av]age index$ mon?ly e>n+s 9    
det]m9ation ( prim>y insurance am\nts   
,section #bae7;a77#a77;,a7 ( ! ,social  
,security ,act 7#db ,u4,s4,c4           
#dae7;a77#a77;,a77 is am5d$-- 7#a7 9    
clauses 7i71 7ii71 & 7iii71 by ins]t+   
basic be=e av]age index$ mon?ly e>n+s   
ea* place x appe>s2  7#b7 9 clause 7ii71
 by /rik+ & at ! end2  7#c7 9 clause    
7iii71 by add+ & at ! end2 &  7#d7 by   
ins]t+ aft] clause 7iii7 ! foll[+ new   
clause3  7iv7 #e p]c5t ( ! individual's 
surplus av]age index$ mon?ly e>n+s1  4  
7c7 ,basic ,,aime & surplus ,,aime  7#a7
 ,basic ,,aime ,section #bae7;b77#a7 (  
su* ,act 7#db ,u4,s4,c4 #dae7;b77#a77 is
 am5d$-- 7,a7 by ins]t+ basic be=e      
av]age2 &  7,b7 9 subp>agraph 7,a71 by  
/rik+ p>agraph 7#c7 & ins]t+ p>agraph   
7#c77;,a7 & by ins]t+ be=e ! comma !    
foll[+3 to ! ext5t su* total does n     
exce$ ! contribution & b5efit base = !  
applicable ye>4  7#b7 ,surplus ,,aime   

7,a7 ,9 g5]al ,section #bae7;b77#a7 (   
su* ,act 7z am5d$ by p>agraph 7#a77 is  
am5d$-- 7i7 by r$esignat+ subp>agraphs  
7,a7 & 7,b7 z clauses 7i7 & 7ii71       
respectively2  7ii7 by ins]t+ 7,a7 aft] 
7b77#a72 &  7iii7 by add+ at ! end !    
foll[+ new subp>agraph3  7,b7 7i7 ,an   
individual's surplus av]age index$      
mon?ly e>n+s %all be equal to ! quoti5t 
obta9$ by divid+-- 7,i7 ! total 7aft]   
adju/m5t "u p>agraph 7#c77;,b77 ( su*   
individual's surplus e>n+s 7det]m9$ "u  
clause 7ii77 = su* individual's b5efit  
computation ye>s 7det]m9$ "u p>agraph   
7#b771 by  7,,ii7 ! numb] ( mon?s 9 ^?  
ye>s4  7ii7 ,= purposes ( clause 7i7 &  
p>agraph 7#c77;,b71 an individual's     
surplus e>n+s = a b5efit computation ye>
 are ! total ( su* individual's wages   
paid 9 & self-employm5t income cr$it$ to
 su* b5efit computation ye>1 to ! ext5t 
su* total 7be=e adju/m5t "u p>agraph    
7#c77;,b77 exce$s ! contribution &      
b5efit base = su* ye>4  4  7,b7 ,con=m+ 
am5dm5t ,! head+ = section #bae7;b7 (   

su* ,act is am5d$ by /rik+ ,av]age      
,index$ ,mon?ly ,e>n+s & ins]t+ ,basic  
,av]age ,index$ ,mon?ly ,e>n+s2 ,surplus
 ,av]age ,index$ ,mon?ly ,e>n+s4  7#c7  
,adju/m5t ( surplus e>n+s = purposes (  
det]m9+ surplus ,,aime ,section         
#bae7;b77#c7 ( su* ,act 7#db ,u4,s4,c4  
#dae7;b77#c77 is am5d$-- 7,a7 9         
subp>agraph 7,a71 by /rik+ subp>agraph  
7,b7 & ins]t+ subp>agraph 7,c7 & by     
ins]t+ & det]m9ation ( basic av]age     
index$ mon?ly income aft] p>agraph 7#b72
  7,b7 by r$esignat+ subp>agraph 7,b7 z 
subp>agraph 7,c72 &  7,c7 by ins]t+ aft]
 subp>agraph 7,a7 ! foll[+ new          
subp>agraph3  7,b7 ,= purposes ( det]m9+
 "u p>agraph 7#a77;,b7 an individual's  
surplus av]age index$ mon?ly e>n+s1 !   
individual's surplus e>n+s 7describ$ 9  
p>agraph 7#b77;,b77ii77 = a b5efit      
computation ye> %all be deem$ to be     
equal to ! product (-- 7i7 !            
individual's surplus e>n+s = su* ye> 7z 
det]m9$ )\t reg>d to ?is subp>agraph71 &
  7ii7 ! quoti5t describ$ 9 subp>agraph 

7,a77ii74  4  7d7 ,effective date ,!    
am5dm5ts made by subsections 7b7 & 7c7  
%all apply ) respect to individuals :o  
initially become eligible 7)9 ! mean+ ( 
section #bae7;a77#c77;,b7 ( ! ,social   
,security ,act7 = old-age or disability 
insurance b5efits "u title ,,ii ( !     
,social ,security ,act1 or :o die 7be=e 
becom+ eligible = su* b5efits71 9 any   
cal5d> ye> aft] #bjbg4  #d4 ,consum]    
,price ,index = ,eld]ly ,consum]s  7a7  
,9 g5]al ,! ,bureau ( ,labor ,/ati/ics (
 ! ,dep>tm5t ( ,labor %all prep>e &     
publi% an index = ea* cal5d> mon? to be 
kn[n z ! ,consum] ,price ,index =       
,eld]ly ,consum]s t indicates *anges ov]
 "t 9 exp5ditures = consumption :i* are 
typical = individuals 9 ! ,unit$ ,/ates 
:o h atta9$ e>ly retirem5t age 7z def9$ 
"u section #baf7l77#b7 ( ! ,social      
,security ,act 7#db ,u4,s4,c4           
#daf7l77#b77 = purposes ( an old-age1   
wife's1 or husb&'s insurance b5efit74   
7b7 ,effective date ,subsection 7a7 %all
 apply ) respect to cal5d> mon?s end+ on

 or aft] ,june #cj ( ! cal5d> ye> 9 :i* 
?is ,act is enact$4  7c7 ,au?orization (
 appropriations ,!re are au?oriz$ to be 
appropriat$ su* sums z are necess>y to  
c>ry out ! provisions ( ?is section4    
#e4 ,computation ( co/-(-liv+ increases 
= ,social ,security b5efits  7a7 ,9     
g5]al ,section #bae7;i7 ( ! ,social     
,security ,act 7#db ,u4,s4,c4 #dae7;i77 
is am5d$-- 7#a7 9 p>agraph 7#a77;,g71 by
 ins]t+ be=e ! p]iod ! foll[+3 1 &1 )   
respect to any mon?ly insurance b5efit  
payable "u ?is title1 effective =       
adju/m5ts "u ?is subsection to ! prim>y 
insurance am\nt on :i* su* b5efit is    
bas$ 7or to any su* b5efit "u section   
#bbg or #bbh71 ! applicable ,consum]    
,price ,index %all be deem$ to be !     
,consum] ,price ,index = ,eld]ly        
,consum]s & su* prim>y insurance am\nt  
%all be deem$ adju/$ "u ?is subsection  
us+ su* ,index2 &  7#b7 9 p>agraph 7#d71
 by /rik+ & by section #ijja & ins]t+ 1 
by section #ijja1 & by ins]t+ aft]      
#aihf1 ! foll[+3 & by section #e7;a7 ( !

 ,/r5g!n+ ,social ,security ,act (      
#bjba14  7b7 ,con=m+ am5dm5ts 9         
applicable =m] law ,section             
#bae7;i77#a77;,c7 ( ! ,social ,security 
,act1 z 9 effect 9 ,decemb] #aigh &     
appli$ 9 c]ta9 cases "u ! provisions (  
su* ,act 9 effect aft] ,decemb] #aigh1  
is am5d$ by ins]t+ be=e ! p]iod !       
foll[+3 1 &1 ) respect to any mon?ly    
insurance b5efit payable "u ?is title1  
effective = adju/m5ts "u ?is subsection 
to ! prim>y insurance am\nt on :i* su*  
b5efit is bas$ 7or to any su* b5efit "u 
section #bbg or #bbh71 ! applicable     
,consum] ,price ,index %all be deem$ to 
be ! ,consum] ,price ,index = ,eld]ly   
,consum]s & su* prim>y insurance am\nt  
%all be deem$ adju/$ "u ?is subsection  
us+ su* ,index4  7c7 ,effective date ,! 
am5dm5ts made by ?is section %all apply 
to det]m9ations made by ! ,commission] (
 ,social ,security "u section           
#bae7;i77#b7 ( ! ,social ,security ,act 
7#db ,u4,s4,c4 #dae7;i77#b77 ) respect  
to co/-(-liv+ computation qu>t]s end+ on

 or aft] ,septemb] #cj1 #bjbb4  #f4     
,improv+ social security b5efits = wid[s
 & wid[]s 9 two-income h\seholds  7a7 ,9
 g5]al  7#a7 ,wid[s ,section #bjb7;e7 ( 
! ,social ,security ,act 7#db ,u4,s4,c4 
#djb7;e77 is am5d$-- 7,a7 9 p>agraph    
7#a7-- 7i7 9 subp>agraph 7,b71 by ins]t+
 & at ! end2  7ii7 9 subp>agraph        
7,c77iii71 by /rik+ & at ! end2  7iii7  
by /rik+ subp>agraph 7,d72  7iv7 by     
r$esignat+ subp>agraphs 7,e7 & 7,f7 z   
subp>agraphs 7,d7 & 7,e71 respectively2 
&  7v7 9 ! flu% matt] foll[+ subp>agraph
 7,e77ii71 z s r$esignat$1 by /rik+ or  
becomes entitl$ to an old-age insurance 
b5efit & all t foll[s ?r\gh su* deceas$ 
individual12  7,b7 by /rik+ subp>agraph 
7,a7 9 p>agraph 7#b7 & ins]t+ ! foll[+3 
7#b7 7,a7 ,except z provid$ 9 subsection
 7k77#e71 subsection 7q71 & subp>agraph 
7,d7 ( ?is p>agraph1 su* wid['s         
insurance b5efit = ea* mon? %all be     
equal to ! great] (-- 7i7 subject to    
p>agraph 7#i71 ! prim>y insurance am\nt 
7z det]m9$ = purposes ( ?is subsection  

aft] application ( subp>agraphs 7,b7 &  
7,c77 ( su* deceas$ individual1 or  7ii7
 subject to p>agraphs 7#i7 & 7#aj71 9 ! 
case ( a fully insur$ wid[ or surviv+   
divorc$ wife1 #ge p]c5t ( ! sum ( any   
old-age or disability insurance b5efit =
 :i* ! wid[ or ! surviv+ divorc$ wife is
 entitl$ = su* mon? & ! prim>y insurance
 am\nt 7z det]m9$ = purposes ( ?is      
subsection aft] application (           
subp>agraphs 7,b7 & 7,c77 ( su* deceas$ 
individual4  2  7,c7 9 p>agraph 7#e7--  
7i7 9 subp>agraph 7,a71 by /rik+        
p>agraph 7#a77;,f7 & ins]t+ p>agraph    
7#a77;,e72 &  7ii7 9 subp>agraph 7,b71  
by /rik+ p>agraph 7#a77;,f77i7 & ins]t+ 
p>agraph 7#a77;,e77i72 &  7,d7 by add+  
at ! end ! foll[+ new p>agraphs3  7#i7  
,= purposes ( clauses 7i7 & 7ii7 (      
p>agraph 7#b77;,a71 9 ! case ( a surviv+
 divorc$ wife1 ! am\nt det]m9$ "u ei!r  
su* clause 7&1 = purposes ( clause 7ii7 
( p>agraph 7#b77;,a71 z det]m9$ aft]    
application ( p>agraph 7#aj77 %all be   
equal to ! applicable p]c5tage 7z       

det]m9$ "u section #bjb7;b77#b77;,b77 ( 
su* am\nt 7z det]m9$ be=e application ( 
?is p>agraph b aft] application (       
subsection 7k77#c774  7#aj7 ,= purposes 
( p>agraph 7#b77;,a77ii71 ! am\nt       
det]m9$ "u su* p>agraph %all n exce$ !  
prim>y insurance am\nt = su* mon? ( a   
hypo!tical individual-- 7,a7 :o became  
entitl$ to old-age insurance b5efits ^u 
atta9+ e>ly retirem5t age dur+ ! mon? 9 
:i* ! deceas$ individual ref]r$ to 9    
p>agraph 7#a7 became entitl$ to old-age 
or disability insurance b5efits1 or di$ 
7be=e becom+ entitl$ to su* b5efits71 & 
7,b7 to :om wages & self-employm5t      
income 7 cr$it$ 9 ea* ( su* hypo!tical  
individual's elaps$ ye>s 7)9 ! mean+ (  
section #bae7;b77#b77;,b77iii77 9 an    
am\nt equal to ! national av]age wage   
index 7z describ$ 9 section #bji7k77#a77
 = ea* su* ye>4  4  7#b7 ,wid[]s        
,section #bjb7;f7 ( ! ,social ,security 
,act 7#db ,u4,s4,c4 #djb7;f77 is am5d$--
 7,a7 9 p>agraph 7#a7-- 7i7 9           
subp>agraph 7,b71 by ins]t+ & at ! end2 

7ii7 9 subp>agraph 7,c77iii71 by /rik+ &
 at ! end2  7iii7 by /rik+ subp>agraph  
7,d72  7iv7 by r$esignat+ subp>agraphs  
7,e7 & 7,f7 z subp>agraphs 7,d7 & 7,e71 
respectively2 &  7v7 9 ! flu% matt]     
foll[+ subp>agraph 7,e77ii71 z s        
r$esignat$1 by /rik+ or becomes entitl$ 
to an old-age insurance b5efit & all t  
foll[s ?r\gh su* deceas$ individual12   
7,b7 by /rik+ subp>agraph 7,a7 9        
p>agraph 7#b7 & ins]t+ ! foll[+3  7#b7  
7,a7 ,except z provid$ 9 subsection     
7k77#e71 subsection 7q71 & subp>agraph  
7,d7 ( ?is p>agraph1 su* wid[]'s        
insurance b5efit = ea* mon? %all be     
equal to ! great] (-- 7i7 subject to    
p>agraph 7#i71 ! prim>y insurance am\nt 
7z det]m9$ = purposes ( ?is subsection  
aft] application ( subp>agraphs 7,b7 &  
7,c77 ( su* deceas$ individual1 or  7ii7
 subject to p>agraphs 7#i7 & 7#aj71 9 ! 
case ( a fully insur$ wid[] or surviv+  
divorc$ husb&1 #ge p]c5t ( ! sum ( any  
old-age or disability insurance b5efit =
 :i* ! wid[] or ! surviv+ divorc$ husb& 

is entitl$ = su* mon? & ! prim>y        
insurance am\nt 7z det]m9$ = purposes ( 
?is subsection aft] application (       
subp>agraphs 7,b7 & 7,c77 ( su* deceas$ 
individual4  2  7,c7 9 p>agraph 7#e7--  
7i7 9 subp>agraph 7,a71 by /rik+        
p>agraph 7#a77;,f7 & ins]t+ p>agraph    
7#a77;,e72 &  7ii7 9 subp>agraph 7,b71  
by /rik+ p>agraph 7#a77;,f77i7 & ins]t+ 
p>agraph 7#a77;,e77i72 &  7,d7 by add+  
at ! end ! foll[+ new p>agraphs3  7#i7  
,= purposes ( clauses 7i7 & 7ii7 (      
p>agraph 7#b77;,a71 9 ! case ( a surviv+
 divorc$ husb&1 ! am\nt det]m9$ "u ei!r 
su* clause 7&1 = purposes ( clause 7ii7 
( p>agraph 7#b77;,a71 z det]m9$ aft]    
application ( p>agraph 7#aj77 %all be   
equal to ! applicable p]c5tage 7z       
det]m9$ "u section #bjb7;c77#b77;,b77 ( 
su* am\nt 7z det]m9$ be=e application ( 
?is p>agraph b aft] application (       
subsection 7k77#c774  7#aj7 ,= purposes 
( p>agraph 7#b77;,a77ii71 ! am\nt       
det]m9$ "u su* p>agraph %all n exce$ !  
prim>y insurance am\nt = su* mon? ( a   

hypo!tical individual-- 7,a7 :o became  
entitl$ to old-age insurance b5efits ^u 
atta9+ e>ly retirem5t age dur+ ! mon? 9 
:i* ! deceas$ individual ref]r$ to 9    
p>agraph 7#a7 became entitl$ to old-age 
or disability insurance b5efits1 or di$ 
7be=e becom+ entitl$ to su* b5efits71 & 
7,b7 to :om wages & self-employm5t      
income 7 cr$it$ 9 ea* ( su* hypo!tical  
individual's elaps$ ye>s 7)9 ! mean+ (  
section #bae7;b77#b77;,b77iii77 9 an    
am\nt equal to ! national av]age wage   
index 7z describ$ 9 section #bji7k77#a77
 = ea* su* ye>4  4  7b7 ,effective date 
,! am5dm5ts made by ?is section %all    
apply ) respect to wid['s & wid[]'s     
insurance b5efits payable = mon?s aft]  
,decemb] #bjbb4  #g4 ,hold+ ,,ssi       
b5efici>ies h>mless ,= purposes (       
det]m9+ ! income ( an individual to     
e/abli% eligibility =1 & ! am\nt (1     
b5efits payable "u title ,,xvi ( !      
,social ,security ,act1 ! am\nt ( any   
b5efit to :i* ! individual is entitl$ "u
 title ,,ii ( su* ,act %all be deem$ n  

to exce$ ! am\nt ( ! b5efit t w\ld be   
det]m9$ = su* individual "u su* title z 
9 effect on ! day be=e ! date ( !       
enactm5t ( ?is ,act4