,i  #aag? ,,congress  #a/ ,session  ,h4 
,r4 #dha  ,,9 ,,! ,,h\se ,,(            
,,repres5tatives  ,janu>y #be1 #bjba,mr4
 ,price ( ,nor? ,c>ol9a 7= himself &    
,mr4 ,zeld97 introduc$ ! foll[+ bill2   
:i* 0 ref]r$ to ! ,committee on         
,f9ancial ,s]vices1 & 9 addition to !   
,committee on ,transportation &         
,infra/ructure1 = a p]iod to be         
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to safegu>d taxpay]
 res\rces & /r5g!n ! ,nation's resili5ce
 aga9/ sev]e /orms & flood+4  #a4 ,%ort 
title ,?is ,act may be cit$ z ! ,flood  
,resili5cy & ,taxpay] ,sav+s ,act (     
#bjba4  #b4 ,f9d+s & purpose  7a7 ,f9d+s
 ,! ,congress f9ds t-- 7#a7 floods are !
 mo/ common natural disa/] 9 ! ,unit$   
,/ates1 caus+ injuries1 damage1 &       
de/ruction 9 all #ej ,/ates s9ce #bjab2 
7#b7 rec5t /orms h /ra9$ ! capacity ( _m
 local & ,/ate gov]nm5ts to respond &   
recov]1 necessitat+ significant         

increases 9 disa/] assi/ance f ! ,f$]al 
,gov]nm5t2  7#c7 ! ,congressional       
,budget ,(fice has caution$ t ,u4,s4    
economic losses associat$ ) heavy       
precipitation1 /orm surges1 & hurricane 
w9ds c\ld av]age #ed billion e ye> &    
require ,f$]al sp5d+ av]ag+ #ag billion 
p] ye>2  7#d7 accord+ to ! ,f$]al       
,em]g5cy ,managem5t ,ag5cy1 ne>ly #bej  
wea!r-relat$ disa/]s 9 ! ,unit$ ,/ates h
 caus$ at lea/ #a billion 9 damage ea*  
s9ce #aihj2  7#e7 s9ce #bjje alone1     
,f$]al fund+ = disa/] assi/ance has     
exce$$ #dej billion1 includ+ ov] #ai    
billion 9 supplem5tal appropriations    
sign$ into law 9 ,june ( #bjai2  7#f7   
aft] review+ j a portion ( ! ,f$]al     
,gov]nm5t prop]ty inv5tory1 ! ,(fice (  
,managem5t & ,budget id5tifi$           
significant flood risks1 includ+ m ?an  
#hj billion 9 ,f$]al assets locat$ 9    
designat$ flood zones2  7#g7 a #bjag    
/udy ( ,f$]al mitigation grants conduct$
 by ,national ,in/itute ( ,build+       
,sci5ces ,multihaz>d ,mitigation ,c\ncil

 demon/rat$ t mitigation inve/m5t c save
 ! ,nation1 on av]age1 #f 9 future      
disa/] co/s = e #a sp5t on haz>d        
mitigation2 &  7#h7 ! ,gov]nm5t         
,acc\ntability ,(fice has recomm5d$ t   
enhanc$ ,f$]al & local ef=ts to improve 
resili5ce c r$uce ! effects & co/s (    
future disa/]s4  7b7 ,purpose ,x is !   
purpose ( ?is ,act-- 7#a7 to improve !  
resili5cy ( communities & assets ( !    
,f$]al ,gov]nm5t aga9/ flood+1 !reby    
limit+ damage1 r$uc+ ! ne$ to rebuild   
aft] floods1 & sav+ taxpay] doll>s2 &   
7#b7 provide a flexible framework = full
 consid]ation ( s5sible resili5ce       
alt]natives )\t requir+ any specific    
con/ruction or mitigation me?ods4  #c4  
,flood risk managem5t  7a7 ,evaluation (
 pot5tial = flood+ ,:5 c>ry+ out an     
ag5cy action involv+ a f$]ally fund$    
project1 ! head ( ea* ag5cy %all        
evaluate ! pot5tial = flood+ ?r\gh\t !  
plann$ lifetime or duration ( ! f$]ally 
fund$ project to-- 7#a7 r$uce ! risk (  
f9ancial & prop]ty losses1 includ+      

taxpay] losses result+ f floods2  7#b7  
take practicable /eps t[>d ensur+ t     
,f$]al res\rces w be allocat$ to        
/ructures & projects t w rema9 flood    
resi/ant ?r\gh\t _! int5d$ design life2 
7#c7 pres]ve & utilize1 to ! ext5t      
reasonable1 ! capacity ( natural sy/ems 
to protect aga9/ ! damages ( flood+2    
7#d7 prev5t1 to ! ext5t possible1 !     
disruption ( critical s]vices dur+ flood
 ev5ts1 includ+ ! closure ( /rategic    
transportation r\tes1 inaccessibility ( 
heal? c>e facilities1 or loss ( p[] or  
ess5tial wat] & wa/ewat] s]vices2 &     
7#e7 m9imize ! impact ( curr5t & future 
floods on human safety1 heal?1 & welf>e4
  7b7 ,det]m9ation reg>d+ sit+ 9        
floodpla9 ,9 c>ry+ out ! review ( ag5cy 
actions requir$ "u ,executive ,ord]     
#aaihh 7#db ,f$4 ,reg4 #bfiea2 relat+ to
 floodpla9 managem5t71 ! head ( ea*     
ag5cy %all det]m9e :e!r ! f$]ally fund$ 
project 7z su* t]m is def9$ 9 subsection
 7e77 "u review is sit$ 9 a floodpla9   
curr5tly or is expect$ to lie )9 or take

 place 9 a floodpla9 dur+ ! expect$     
duration or design life ( ! project1    
tak+ into consid]ation-- 7#a7 ! mo/     
rec5t flood insurance rate map publi%$  
by ! ,adm9i/rator ( ! ,f$]al ,em]g5cy   
,managem5t ,ag5cy = ! community 9 :i* ! 
project %all take place1 includ+        
prelim9>y & advisory maps prep>$ by !   
,adm9i/rator2  7#b7 relevant & available
 assessm5ts ( future flood+             
vuln]abilities conduct$ or us$ by !     
ag5cy1 o!r ag5cies1 or ,/ate or local   
gov]nm5ts2  7#c7 additional available   
in=mation reg>d+ expect$ future         
conditions1 includ+ *anges 9 l& use1    
wat]%$ *>act]i/ics1 & infra/ructure2 &  
7#d7 additional available hydrologic &  
hydraulic data f public & private s\rces
 reg>d+ curr5t & future flood risk1     
includ+ in=mation on expect$ *anges 9   
precipitation patt]ns1 erosion1 & sea   
level4  7c7 ,alt]nate design levels =   
resili5t infra/ructure ,if1 aft]        
consid]+ ! available in=mation requir$  
"u subsection 7b71 ! head ( an ag5cy    

det]m9es t su* in=mation is n adequate  
or suffici5tly cr$ible to und]/& &      
*>act]ize curr5t & future flood risks to
 ! project1 ! head ( ! ag5cy %all use ! 
foll[+ design /&>ds 9 evaluat+ resili5ce
 = or alt]natives to ! inve/m5t3 7#a7   
,non-critical projects ,if ! project "u 
review is n consid]$ critical1 ! head ( 
! ag5cy %all assume1 at a m9imum1 t     
flood heights w\ld be expect$ to be #b  
feet high] ?an ! base flood elevation = 
! curr5t #a p]c5t annual *ance flood or 
! flood elevation = ! curr5t #j4b p]c5t 
annual *ance flood1 :i*ev] is great]4   
7#b7 ,critical projects ,if ! project "u
 review is consid]$ critical1 ! head ( !
 ag5cy %all assume1 at a m9imum1 t flood
 heights w\ld be expect$ to be #c feet  
high] ?an ! base flood elevation = !    
curr5t #a p]c5t annual *ance flood or #a
 foot high] ?an ! flood elevation = !   
curr5t #j4b p]c5t annual *ance flood1   
:i*ev] is great]4  7#c7 ,resili5ce /&>d 
,9 evaluat+ resili5ce options1 ! flood  
heights specifi$ 9 prec$+ p>agraphs %all

 e/abli% a /&>d design level to :i* a   
/ructure or facility evaluat$ "u ?is    
subsection %all be made functionally    
resili5t4 ,?is may include us+ /ructural
 or non/ructural me?ods to r$uce or     
prev5t damage1 elevat+ a /ructure1 or   
:]e appropriate1 design+ x to adapt to1 
)/&1 & rapidly recov] f ! correspond+   
flood ev5t4  7#d7 ,alt]natives ,9       
evaluat+ alt]natives1 includ+ alt]native
 sites & designs1 ! head ( ! ag5cy %all 
fully consid] ! ability ( natural sy/ems
 & nature-bas$ processes to a*ieve or   
support flood risk r$uction & co/ sav+s 
ov] ! long t]m4  7d7 ,guidel9es =       
ag5cies  7#a7 ,guidel9es ,ag5cies %all  
am5d _! regulations & proc$ures to      
incorporate ! resili5ce /&>ds e/abli%$  
"u subsections 7b7 & 7c7 to e/abli% new 
flood risk managem5t /&>ds4 ,ag5cy /&>ds
 %all1 at a m9imum1 incorporate         
provisions to implem5t subsection 7a7 & 
%all require t ! con/ruction ( ,f$]al   
/ructures & facilities & con/ruction (  
/ructures & facilities us+ ,f$]al funds 

be 9 accordance ) ! /&>ds & crit]ia     
e/abli%$ "u subsections 7b7 & 7c7 &     
comply ) applicable ,/ate1 local1       
tribal1 & t]ritorial /&>ds t exce$      
,f$]al /&>ds & crit]ia4 ,su* /&>ds %all 
be consi/5t ) ! purposes ( ! ,national  
,flood ,insurance ,program4  7#b7       
,issuance ,n lat] ?an ! expiration ( !  
#ah-mon? p]iod beg9n+ on ! date ( !     
enactm5t ( ?is ,act1 ! ,f$]al ,int]ag5cy
 ,floodpla9 ,managem5t ,task ,=ce %all  
issue guidel9es to be us$ by ag5cies 9  
meet+ ! requirem5ts ( ?is ,act4  7#c7   
,requir$ cont5t ,at a m9imum1 su*       
guidel9es %all-- 7,a7 e/abli%           
appropriate track+ & report+ proc$ures =
 ag5cies to foll[2 &  7,b7 e/abli%      
limits on ! ext5t to :i* exceptions = a 
p>ticul> ag5cy may be all[$ 9 cases 9   
:i* an exception is 9 ! int]e/ (        
national security1 is deem$ to be an    
em]g5cy action1 or is det]m9$ to pres5t 
a conflict ) o!r exi/+ /atutory         
requirem5ts4  7#d7 ,o!r cont5t ,su*     
guidel9es may also id5tify cases 9 :i*  

an ag5cy may conduct a g5]al review (   
types ( projects t are simil> or cases 9
 :i* projects are ( a limit$ duration or
 de m9imis exp5diture t w\ld all[ =     
exp$it$ review4  7#e7 ,consultation ,9  
develop+ su* guidel9es1 ! ,f$]al        
,int]ag5cy ,floodpla9 ,managem5t ,task  
,=ce %all consult ) ,/ates1 localities1 
,indian tribes1 & o!r relevant          
/akehold]s ?r\gh li/5+ sessions & may   
issue f9al guidel9es only aft] an       
opportunity = public review & comm5t4   
7#f7 ,report to ,congress  7,a7         
,requirem5t ,n lat] ?an ! expiration ( !
 #b-ye> p]iod beg9n+ on ! date ( !      
enactm5t ( ?is ,act & n less (t5 ?an    
annually !reaft]1 ! ,f$]al ,int]ag5cy   
,floodpla9 ,managem5t ,task ,=ce %all   
submit a report to ! ,committees on     
,transportation & ,infra/ructure &      
,f9ancial ,s]vices ( ! ,h\se (          
,repres5tatives & ! ,committees on      
,homel& ,security & ,gov]nm5tal ,affairs
 & ,bank+1 ,h\s+1 & ,urban ,affairs ( ! 
,s5ate reg>d+ compliance by ag5cies ) ! 

requirem5ts ( ?is ,act4  7,b7 ,cont5ts  
,ea* report submitt$ pursuant to        
subp>agraph 7,a7 %all include in=mation 
suffici5t to describe-- 7i7 ! numb]1    
types1 & outcomes ( reviews conduct$ by 
individual ag5cies2  7ii7 any rulemak+s1
 or policy or proc$ural *anges made by  
ag5cies to ensure compliance ) ?is ,act2
 &  7iii7 any recomm5dations ( ! ,f$]al 
,int]ag5cy ,floodpla9 ,managem5t ,task  
,=ce reg>d+ improvem5ts to enhance      
resili5ce f flood+ & /ew>d ,f$]al       
res\rces4  7e7 ,def9itions ,9 ?is       
section3 7#a7 ,adm9i/rator ,! t]m       
,adm9i/rator means ! ,adm9i/rator ( !   
,f$]al ,em]g5cy ,managem5t ,ag5cy4  7#b7
 ,ag5cy ,! t]m ag5cy has ! mean+ giv5   
su* t]m 9 ,executive ,ord] #aaihh 7#db  
,f$4 ,reg4 #bfiea2 relat+ to floodpla9  
managem5t71 except t su* t]m does n     
include any milit>y dep>tm5t o!r ?an !  
,army ,corps ( ,eng9e]s4  7#c7 ,critical
 ,! t]m critical means1 ) respect to a  
project ( an ag5cy1 any project )       
respect to :i* ! head ( ! ag5cy det]m9es

 t a slight *ance ( flood+ w\ld pres5t  
an unacceptable am\nt ( risk1 z su* t]m 
is def9$ 9 section #i4d ( title #dd1    
,code ( ,f$]al ,regulations4  7#d7      
,f$]ally fund$ project ,! t]m f$]ally   
fund$ project means a project = :i*     
,f$]al funds are us$ = purposes (       
manag+1 acquir+1 or dispos+ ( ,f$]al l&s
 or assets &1 ) respect to a /ructure or
 facility1 = new con/ruction1 =         
sub/antial improvem5t1 or to address    
sub/antial damage4 ,su* t]m does n      
include ! mak+1 insur+1 gu>antee+1 or   
securitiz+ ( resid5tial mortgage loans =
 s+le-family or multifamily h\s+4  7#e7 
,f$]al ,int]ag5cy ,floodpla9 ,managem5t 
,task ,=ce ,! t]m ,f$]al ,int]ag5cy     
,floodpla9 ,managem5t ,task ,=ce means !
 int]ag5cy body t-- 7,a7 0 e/abli%$ 9   
#aige2  7,b7 has be5 responsible =      
prep>+ reports & guidance = a           
compreh5sive1 coord9at$ approa* to      
floodpla9 managem5t2  7,c7 is *air$ by !
 ,f$]al ,em]g5cy ,managem5t ,ag5cy2 &   
7,d7 includes memb]%ip f multiple       

ag5cies1 includ+ ! ,army ,corps (       
,eng9e]s1 ! ,dep>tm5t ( ,agriculture1 ! 
,dep>tm5t ( ,h\s+ & ,urban ,developm5t1 
& ! ,dep>tm5t ( ,comm]ce4  7#f7         
,resili5ce ,! t]m resili5ce means !     
ability to anticipate1 prep>e =1 & adapt
 to *ang+ conditions & )/& & rapidly    
recov] f disruption due to em]g5cies4   
7#g7 ,sub/antial improvem5t2 sub/antial 
damage ,! t]ms sub/antial improvem5t &  
sub/antial damage mean sub/antial       
improvem5t & sub/antial damage1         
respectively1 to ! ext5t describ$ 9     
section #acjg7;a77#b77;,e7 ( ! ,national
 ,flood ,insurance ,act ( #aifh 7#db    
,u4,s4,c4 #djad7;a77#b77;,e774  7f7     
,applicability ,?is ,act %all n apply to
 any f$]ally fund$ project t has be5    
review$ = compliance ) ,executive ,ord] 
#aaihh & approv$ by ! appropriate ag5cy 
be=e ! date ( ! enactm5t ( ?is ,act4