#aag? ,,congress  #a/ ,session  ,h4 ,r4 
#deca  ,,an ,,act  ,to am5d ! ,small    
,bus9ess ,act to require a report on    
#g7;a7 ag5ts1 & = o!r purposes4  #a4    
,%ort title ,?is ,act may be cit$ z !   
#g7;a7 ,loan ,ag5t ,ov]sight ,act4  #b4 
,report on #g7;a7 ag5ts ,section #dg ( !
 ,small ,bus9ess ,act 7#ae ,u4,s4,c4    
#fegt7 is am5d$ by add+ at ! end !      
foll[+ new subsection3  7j7 ,annual     
report  7#a7 ,9 g5]al ,! ,director %all 
submit to ,congress1 9 addition to !    
report requir$ "u subsection 7h77#b71 an
 annual report includ+1 = ! cal5d> ye>  
cov]$ by ! report-- 7,a7 ! numb] (      
#g7;a7 ag5ts assi/+ applicants = loans  
"u section #g7;a71 disaggregat$ by      
#g7;a7 ag5ts :o are attorneys1          
acc\ntants1 consultants1 packag]s1 &    
l5d] s]vice provid]s 7z def9$ by section
 #ajc4a ( title #ac1 ,code ( ,f$]al     
,regulations72  7,b7 ! numb] ( fraudul5t
 loans made = :i* an applicant us$      
s]vices ( a #g7;a7 ag5t2  7,c7 ! pur*ase
 rate by ! ,adm9i/rator ( loans = :i* an

 applicant us$ s]vices ( a #g7;a7 ag5t2 
7,d7 ! numb] & aggregate doll> value (  
ref]ral fees paid to #g7;a7 ag5ts1      
disaggregat$ by :e!r ! applicant or     
#g7;a7 l5d] paid su* fees2  7,e7 )\t    
id5tify+ individual #g7;a7 ag5ts by "n1 
a consolidat$ analysis ( ! risk creat$  
by ! individual #g7;a7 ag5ts responsible
 = n less ?an #a p]c5t (--  7i7 ! doll> 
value ( loans made ) ! assi/ance (      
#g7;a7 ag5ts2 &  7ii7 ! numb] ( loans   
made ) ! assi/ance ( #g7;a7 ag5ts2  7,f7
 an analysis ( int]e/ rates on loans =  
:i* an applicant or #g7;a7 l5d] us$     
s]vices ( an ag5t2 &  7,g7 a description
 ( h[ ! ,adm9i/rator communicates )     
#g7;a7 ag5ts4  7#b7 ,def9itions ,9 ?is  
subsection3 7,a7 #g7;a7 ag5t ,! t]m     
#g7;a7 ag5t means a p]son :o provides   
cov]$ s]vices on behalf ( a l5d] or     
applicant4  7,b7 ,cov]$ s]vices ,! t]m  
cov]$ s]vices means-- 7i7 assi/ance )   
complet+ an application = a loan "u     
section #g7;a7 7includ+ prep>+ a bus9ess
 plan1 ca% fl[ projections1 f9ancial    

/atem5ts1 & relat$ docum5ts72 or  7ii7  
consult+1 brok]1 or ref]ral s]vices )   
respect to a loan "u section #g7;a74  4 
,pass$ ! ,h\se ( ,repres5tatives        
,novemb] #b1 #bjba4;,cl]k4