#aag? ,,congress  #a/ ,session  ,h4 ,r4 
#ddha  ,,an ,,act  ,to am5d ! ,small    
,bus9ess ,act to e/abli% requirem5ts =  
#g7;a7 ag5ts1 & = o!r purposes4  #a4    
,%ort title ,?is ,act may be cit$ z !   
,small ,bus9ess #g7;a7 ,loan ,ag5t      
,transp>5cy ,act4  #b4 ,requirem5ts =   
#g7;a7 ag5ts  7a7 ,(fice ( ,cr$it ,risk 
,managem5t ,duties ,section #dg7;b7 ( ! 
,small ,bus9ess ,act 7#ae ,u4,s4,c4     
#fegt7b77 is am5d$--  7#a7 9 p>agraph   
7#b71 by /rik+ & at ! end2  7#b7 9      
p>agraph 7#c71 by /rik+ ! p]iod & ins]t+
 a semicolon2 &  7#c7 by add+ at ! end !
 foll[+ new p>agraph3  7#d7 any #g7;a7  
ag5t4  4  7b7 ,en=cem5t au?ority  7#a7  
,(fice ( ,cr$it ,risk ,managem5t        
,section #dg7;e7 ( ! ,small ,bus9ess    
,act 7#ae ,u4,s4,c4 #fegt7e77 is am5d$  
by ins]t+ or #g7;a7 ag5t aft] #g7;a7    
l5d] ea* place su* t]m appe>s4  7#b7    
,l5d] ,ov]sight ,committee ,section     
#dh7;c77#b7 ( ! ,small ,bus9ess ,act is 
am5d$ by /rik+ & any ,l5d+ ,p>tn] or    
,int]m$i>y p>ticipant & ins]t+ 1 any    

#g7;a7 ag5t 7z def9$ 9 section #dg71 or 
any ,l5d+ ,p>tn] or ,int]m$i>y          
p>ticipant4  7c7 ,regi/ration sy/em     
,section #dg ( ! ,small ,bus9ess ,act   
7#ae ,u4,s4,c4 #fegt7 is am5d$ by add+  
at ! end ! foll[+ new subsections3  7j7 
,regi/ration sy/em = #g7;a7 ag5ts  7#a7 
,9 g5]al ,! ,director %all e/abli% a    
regi/ration sy/em = #g7;a7 ag5ts t      
assigns a unique id5tifi] to ea* #g7;a7 
ag5t & collects data necess>y = !       
,director to submit ! report requir$ "u 
p>agraph 7#d74  7#b7 ,requirem5ts ,a    
#g7;a7 ag5t %all-- 7,a7 regi/] 9 ! sy/em
 e/abli%$ "u p>agraph 7#a7 be=e provid+ 
cov]$ s]vices to a l5d] or applicant2 & 
7,b7 effective #a ye> aft] ! date ( !   
enactm5t ( ?is subsection1 submit an    
annual fee = su* regi/ration to !       
,director4  7#c7 ,database ,! ,director 
%all e/abli% & ma9ta9 an electronic     
database ( ! types ( cov]$ s]vices      
provid$ by ea* #g7;a7 ag5t4  7k7        
,def9itions ,9 ?is section3 7#a7 #g7;a7 
ag5t ,! t]m #g7;a7 ag5t means a p]son :o

 provides cov]$ s]vices on behalf ( a   
l5d] or applicant4  7#b7 ,cov]$ s]vices 
,! t]m cov]$ s]vices means-- 7,a7       
assi/ance ) complet+ an application = a 
loan "u section #g7;a7 7includ+ prep>+ a
 bus9ess plan1 ca% fl[ projections1     
f9ancial /atem5ts1 & relat$ docum5ts72  
or  7,b7 consult+1 brok]1 or ref]ral    
s]vices ) respect to a loan "u section  
#g7;a74  4  7d7 ,effective date ,?is    
,act & ! am5dm5ts made by ?is ,act %all 
take effect #f mon?s aft] ! date ( !    
enactm5t ( ?is ,act4  ,pass$ ! ,h\se (  
,repres5tatives ,novemb] #b1            
#bjba4;,cl]k4