,i  #aag? ,,congress  #a/ ,session  ,h4 
,r4 #ciab  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,june #ae1 #bjba,mr4  
,lyn* introduc$ ! foll[+ bill2 :i* 0    
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d !         
,gramm-,lea*-,bliley ,act to require    
consum]s to opt 9 be=e a f9ancial       
in/itution may %>e ! nonpublic p]sonal  
in=mation ( ! consum] ) a nonaffiliat$  
?ird p>ty1 & = o!r purposes4  #a4 ,%ort 
title ,?is ,act may be cit$ z !         
,f9ancial ,data ,%>+ ,*oice ,act4  #b4  
,consum] opt 9 = %>+ ( nonpublic p]sonal
 in=mation to a nonaffiliat$ ?ird p>ty  
,section #ejb7;b7 ( !                   
,gramm-,lea*-,bliley ,act 7#ae ,u4,s4,c4
 #fhjb7;b77 is am5d$-- 7#a7 9 ! head+1  
by /rik+ ,opt ,out & ins]t+ ,opt 92 &   
7#b7 by am5d+ p>agraph 7#a7 to read z   
foll[s3  7#a7 ,9 g5]al ,a f9ancial      
in/itution may n disclose nonpublic     
p]sonal in=mation ( a consum] to a      
nonaffiliat$ ?ird p>ty unless-- 7,a7 su*
 f9ancial in/itution has receiv$        

explicit1 in=m$ cons5t f ! consum] to   
au?orize su* in=mation be disclos$ to   
su* ?ird p>ty2 &  7,b7 su* f9ancial     
in/itution cle>ly & conspicu\sly        
discloses to ! consum]1 9 writ+ or 9    
electronic =m or o!r =m p]mitt$ by !    
regulations prescrib$ "u section #ejd1  
:at in=mation %all be disclos$ to su*   
?ird p>ty & = :at purpose4  4