,i  #aagth ,,congress  #ast ,session    
,h4 ,r4 #cccc  ,,in ,,the ,,house ,,of  
,,representatives  ,may #ai1 #bjba,mrs4 
,axne 7for herself and ,mr4 ,khanna7    
introduced the following bill2 which was
 referred to the ,committee on          
,financial ,services  ,a ,,bill  ,to    
ensure that federally backed financing  
for the construction1 rehabilitation1 or
 purchase of manufactured home          
communities is available only for       
communities whose owner has implemented 
minimum consumer protections in the     
lease agreements with residents of all  
manufactured home communities owned by  
such owner1 and for other purposes4  #a4
 ,short title ,this ,act may be cited as
 the ,manufactured ,housing ,tenant's   
,bill of ,rights ,act of #bjba4  #b4    
,requirements for covered loan programs 
7a7 ,requirements ,no loan shall be     
eligible for insurance by the ,secretary
 of ,housing and ,urban ,development or 
purchase by an enterprise 7as such term 
is defined in section #acjc of the      

,housing and ,community ,development    
,act of #aiib 7#ab ,u4,s4,c4 #dejb771 as
 applicable1 under a covered loan       
program 7as such term is defined under  
section #d of this ,act7 unless-- 7#a7  
the borrower under the loan certifies to
 the ,secretary or the applicable       
enterprise that the borrower will       
include1 in any lease agreement for a   
pad site1 or a pad site and manufactured
 home1 located in any manufactured home 
community that the borrower or an       
affiliate of the borrower owns1 the     
minimum consumer protections specified  
in subsection 7b7 of this section2 and  
7#b7 the borrower complies with         
regulations1 which shall be issued by   
the ,secretary or the ,director1 as     
applicable1 that require the borrower to
 submit documentation to the ,secretary1
 or to the applicable enterprise and    
,director that is sufficient1 as        
determined by the ,secretary or         
,director1 to ensure that the borrower  
is complying with the certification     

pursuant to paragraph 7#a71 which shall 
include a copy of the standard lease    
agreement used by the borrower that     
includes such minimum protections4  7b7 
,minimum consumer protections ,the      
minimum consumer protections specified  
in this subsection are as follows3 7#a7 
,one-year lease terms that are renewable
 for additional one-year terms unless   
there is good cause for non-renewal4    
7#b7 ,a right to receive written notice 
of any newly required charges 7including
 water and other utilities7 or increase 
in the rents for pad sites1 or pad sites
 and manufactured homes1 located in the 
community1 including a written          
justification of the increase with      
information on increases in the costs of
 operating1 maintaining1 or improving   
the community4 ,such notice shall be    
provided to the tenant not less than #fj
 days before the effective date of any  
newly required charge or increase in the
 rents1 except that-- 7,a7 in the case  
of any increase exceeding #e percent of 

the previous monthly rent1 an additional
 #cj-;days notice must be provided for  
each additional #b4e-percent increase in
 the rent4  7,b7 ,such notice must also 
include identification of the amount of1
 and a description of1 any newly        
required charges 7including water and   
other utilities7 that the tenant is not 
currently responsible for but will be   
responsible for upon the rent increase  
and1 if available1 an estimate of the   
monthly amount of such charges4  7,c7   
,monthly rent ,for purposes of the      
calculation in subparagraph 7,a71 the   
amount of any increase in the monthly   
rent for a dwelling unit shall be       
considered to include any newly required
 charges described in subparagraph 7,b71
 and any charges without an estimate of 
the monthly amount shall be estimated at
 #e percent of the previous monthly     
rent4  7#c7 ,a #e-;day grace period for 
rent payments4  7#d7 ,a right to cure   
defaults on rent payments4  7#e7 ,a     
right for a tenant to sell a            

manufactured home owned by the tenant   
without having to first relocate it out 
of the community4  7#f7 ,a right for a  
tenant to sell a manufactured home owned
 by the tenant in place within a        
reasonable time period1 but not shorter 
than #de days1 after eviction by the    
manufactured housing community owner4   
7#g7 ,a right for a tenant who owns a   
manufactured home-- 7,a7 to sublease or 
assign the pad site lease for the       
unexpired term to a new buyer of the    
tenant's manufactured home unless the   
prospective tenant fails to meet the    
community's reasonable and uniformly    
applied application criteria2 and  7,b7 
in such a case of denial1 a right to    
written notice provided by the owner of 
the community informing the tenant of   
the denial and the prospective tenant of
 the denial and the specific reason or  
reasons for denial4  7#h7 ,a right for a
 tenant who owns a manufactured home to 
post ,for ,sale signs4  7#i7 ,a right to
 receive #fj-;day advance written notice

 of the planned sale or closure of the  
manufactured housing community4  7#aj7  
7,a7 ,a right against termination of    
tenancy except in cases in which a      
tenant engages in a material            
noncompliance with the rental agreement1
 a tenant commits a material violation  
of the manufactured home community      
reasonable rules or regulations1 or the 
community has a material1 legitimate1   
and uniformly applied business reason   
for termination that was included in the
 lease agreement as grounds for         
termination4  7,b7 ,in such a case of   
termination1 a right to written notice  
provided by the owner of the community  
informing the tenant of the termination 
and the specific reason or reasons for  
termination4  ,nothing in this          
subsection may be construed to annul1   
alter1 or affect any ,state or local law
 providing greater protections to       
tenants of manufactured home communities
 than the protections afforded under    
this subsection4  7c7 ,pricing          

incentives ,any covered pricing         
incentive offered for loans issued after
 the date of the enactment of this ,act 
shall reward implementation of resident 
protections that are more protective    
than those specified in subsection 7b74 
,any covered pricing incentive that does
 not comply with this requirement may   
not be offered for any loan issued after
 the date of the enactment of this ,act4
  7d7 ,publication ,the ,secretary and  
,director shall make the list of        
properties covered by the protections in
 subsection 7b7 publicly available on a 
single website4 ,properties which are   
covered as of the date of enactment by  
the ,federal ,national ,mortgage        
,association's ,tenant ,site ,lease     
,protections or the ,federal ,home ,loan
 ,mortgage ,corporation's ,,mhc ,tenant 
,protections shall also be made publicly
 available1 and shall include an        
explanation of the differences between  
those protections and the minimum       
consumer protections in subsection 7b74 

7e7 ,penalties ,the ,secretary and      
,director shall prohibit the borrower or
 an affiliate of the borrower from      
securing future federally backed        
financing or other housing-related      
,federal assistance for at least #c     
years1 and shall also determine         
appropriate penalties for any borrower  
who fails to include the consumer       
protections in subsection 7b7 in any    
lease agreement1 or fails to comply with
 a lease agreement including the        
protections in subsection 7b74 ,such    
penalties shall be in addition to       
minimum payments to the injured         
tenant7s7 as follows3 7#a7 ,for a       
violation of paragraph 7#a7 or 7#aj71 #f
 months of the current monthly rent4    
7#b7 ,for a violation of paragraph 7#b71
 any increased rent must be paid back to
 the tenant with interest1 plus #be     
percent4  7#c7 ,for a violation of      
paragraph 7#c71 any penalties or late   
fees must be paid back to the tenant    
with interest1 plus #be percent4  7#d7  

,for a violation of paragraph 7#d71     
7#e71 or 7#f71 the greater of the sale  
price of the manufactured home if the   
borrower or an affiliate sells it within
 #ab months of the violation or #ab     
months of the prior monthly rent4  7#e7 
,for a violation of paragraph 7#g7 or   
7#h71 the total remaining monthly rent  
owed on the tenant's lease4  7#f7 ,for a
 violation of paragraph 7#i71 the       
greater of #ab months rent1 or #bj      
percent of the sale price of the        
community divided by the number of      
tenants in the manufactured housing     
community4  #c4 ,manufactured ,home     
,company ,lending ,standards ,commission
  7a7 ,establishment ,there is          
established a commission to be known as 
the ,manufactured ,home ,company        
,lending ,standards ,commission 7in this
 section referred to as the             
,commission74  7b7 ,duties  7#a7        
,proposed standards ,not later than the 
expiration of the #ab-month period      
beginning on the date of the enactment  

of this ,act1 the ,commission shall     
submit to the ,congress1 the ,secretary 
of ,housing and ,urban ,development1 and
 the ,director of the ,federal ,housing 
,finance ,agency a report that sets     
forth proposed consumer protection      
standards for the covered loan programs 
that-- 7,a7 are in addition to and      
provide greater protection than the     
requirements under section #b7;b72 and  
7,b7 could be used as a basis for       
establishing covered pricing incentives 
under the covered loan programs that    
comply with section #b7;c74  7#b7       
,standard for determinations ,any       
determination by the ,commission to     
approve a consumer protection in the    
proposed standards required under       
paragraph 7#a7 shall be made by a vote  
of a simple majority of the members of  
the ,commission4  7c7 ,membership  7#a7 
,number and appointment ,the ,commission
 shall be composed of #ad members1 as   
follows3 7,a7 ,the ,secretary of        
,housing and ,urban ,development 7or the

 ,secretary's designee74  7,b7 ,the     
,director of the ,federal ,housing      
,finance ,agency 7or the ,director's    
designee74  7,c7 ,three each shall be   
appointed by the ,speaker of the ,house 
of ,representatives1 the minority leader
 of the ,house of ,representatives1 the 
majority leader of the ,senate1 and the 
minority leader of the ,senate4 ,of the 
three members appointed by each such    
officer-- 7i7 one shall be employed at  
the time of appointment as a professor  
or academic researcher with demonstrated
 background in housing and consumer     
protection issues1 especially as they   
relate to manufactured housing2  7ii7   
one shall be a current or former member 
of ,congress2 and  7iii7 one shall be a 
current resident and tenant at a        
manufactured housing community4  7#b7   
,chairperson and co-chairperson  7,a7   
,chairperson ,the chairperson of the    
,commission shall be designated by the  
,president from among the members of the
 ,commission4  7,b7 ,co-chairperson ,the

 co-chairperson shall be selected as    
follows3 7i7 ,designation by ,speaker of
 the ,house ,if1 on the date of         
appointment1 the ,speaker of the ,house 
is of a different political party than  
the ,president1 the ,speaker of the     
,house shall designate the              
co-chairperson from among the members of
 the ,commission4  7ii7 ,designation by 
minority leader of the ,house ,if1 on   
the date of appointment1 the ,speaker of
 the ,house is of the same political    
party as the ,president1 the minority   
leader of the ,house shall designate the
 co-chairperson from among the members  
of the ,commission4  7#c7 ,timing of    
appointments ,appointments to the       
,commission shall be made not later than
 #de days after the date of the         
enactment of this ,act4  7#d7 ,terms2   
vacancies ,each member shall be         
appointed for the life of the           
,commission4 ,any vacancy in the        
,commission shall not affect its powers 
and shall be filled within #de days of  

the vacancy in the manner in which the  
original appointment was made4  7#e7    
,hearings ,in carrying out its duties   
under this section1 the ,commission is  
authorized to hold such hearings and    
take testimony with respect to matters  
to which it has a responsibility under  
this section4 ,the chairperson1 or any  
member authorized by the chairperson1   
may administer oaths or affirmations to 
witnesses appearing before the          
,commission4  7#f7 ,prohibition of      
compensation ,members of the ,commission
 shall serve without pay4  7d7          
,operation and powers  7#a7 ,meetings   
,the ,commission shall meet not later   
than #cj days after the date upon which 
a majority of its members have been     
appointed and at such times thereafter  
as the chairperson or co-chairperson    
shall determine4 ,detailed minutes of   
each meeting of the ,commission1 except 
for any closed session1 shall be kept   
and shall include a record of the       
persons present and a complete and      

accurate description of matters         
discussed4  7#b7 ,rules of procedure    
,the chairperson and co-chairperson     
shall1 with the approval of a majority  
of the members of the ,commission1      
establish written rules of procedure for
 the ,commission1 which shall include a 
quorum requirement to conduct the       
business of the ,commission4  7#c7      
,hearings ,the ,commission shall hold no
 fewer than #b hearings on matters to   
carry out its duties under subsection   
7b74 ,the ,commission may take testimony
 and receive evidence as the ,commission
 considers appropriate4 ,timely public  
notice of each hearing1 including the   
time1 place1 and agenda of the meeting1 
shall be provided by any means          
determined by the ,commission to provide
 for wide publicity4 ,timely notice of  
each regular meeting shall be published 
in the ,federal ,register4 ,interested  
persons shall be permitted to submit    
written statements regarding the matters
 on the agenda of such hearings4  #d4   

,definitions ,for purposes of this ,act1
 the following definitions shall apply3 
7#a7 ,affiliate ,except as provided by  
the ,secretary of ,housing and ,urban   
,development or the ,director of the    
,federal ,housing ,finance ,agency1 as  
applicable1 the term affiliate means1   
with respect to a borrower referred to  
in section #b7;a71 any entity that      
controls1 is controlled by1 or is under 
common control with1 the borrower4  7#b7
 ,covered loan program ,the term covered
 loan program means any of the following
 programs3 7,a7 ,the program under      
section #bjg of the ,national ,housing  
,act 7#ab ,u4,s4,c4 #agac7 for insurance
 of loans for financing for the         
construction or substantial             
rehabilitation of manufactured home     
parks4  7,b7 ,the program of the        
,federal ,national ,mortgage            
,association for multifamily loans for  
manufactured housing communities4  7,c7 
,the program of the ,federal ,home ,loan
 ,mortgage ,corporation for loans for   

manufactured housing communities4  7#c7 
,covered pricing incentive ,the term    
covered pricing incentive means any     
pricing discount available to borrowers 
under any of the covered loan programs  
that rewards the borrower's             
implementation of one or more specific  
resident protections and is designed to 
ensure that the benefits of a covered   
loan program are provided at a lower    
cost for manufactured home communities  
based on the extent to which residents  
of a manufactured home community are    
better protected from predatory rent    
increases and management practices4     
7#d7 ,director ,the term ,director      
refers to the ,director of the ,federal 
,housing ,finance ,agency4  7#e7        
,manufactured home ,the term            
manufactured home has the meaning given 
such term in section #fjc7f7 of the     
,national ,manufactured ,housing        
,construction ,safety and ,standards    
,act of #aigf1 except that such term    
shall include any structure described in

 such section without regard to whether 
such structure complies with any        
standards under such ,act and without   
regard to the date of the manufacture of
 such structure4  7#f7 ,manufactured    
home community ,the term manufactured   
home community means any community1     
court1 or park equipped to accommodate  
manufactured homes for which pad sites  
or pad sites and the manufactured homes1
 or both1 are leased to residents to be 
used primarily for residential purposes1
 including any manufactured housing     
community as such term is used for      
purposes of a program referred to in    
subparagraph 7,b7 or 7,c7 of paragraph  
7#b74  #e4 ,funding ,no additional funds
 are authorized to be appropriated to   
carry out this ,act4 ,any expenses      
required to carry out this ,act shall be
 funded using amounts otherwise         
available to the ,department of ,housing
 and ,urban ,development or to the      
,federal ,housing ,finance ,agency4  #f4
 ,termination ,the ,commission shall    

terminate upon the submission of the    
report required under section #c7;b74