,i  #aag? ,,congress  #a/ ,session  ,h4 
,r4 #cjib  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,may #aa1 #bjba,ms4   
,craig introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to adju/ !        
applicability ( c]ta9 am5dm5ts to !     
,tru? 9 ,l5d+ ,act1 & = o!r purposes4   
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,ryan ,frascone ,memorial ,/ud5t ,loan
 ,relief ,act ( #bjba4  #b4             
,applicability ( c]ta9 am5dm5ts to !    
,tru? 9 ,l5d+ ,act  7a7 ,9 g5]al        
,effective on ! date ( enactm5t ( !     
,economic ,gr[?1 ,regulatory ,relief1 & 
,consum] ,protection ,act 7,public ,law 
#aae-agd71 section #fja7;b7 ( su* ,act  
is am5d$ to read z foll[s3  7b7         
,applicability ,! am5dm5ts made by      
subsection 7a7 %all apply to private    
education loan agreem5ts ent]$ into     
be=e1 on1 or aft] ! date ( enactm5t (   
?is ,act4  4  7b7 ,treasury loan pur*ase
 program  7#a7 ,9 g5]al ,! ,secret>y ( !
 ,treasury %all e/abli% a program "u :i*

 ! ,secret>y %all pur*ase & retire      
out/&+ private education loans-- 7,a7   
:]e ! borr[] on su* loan is deceas$2    
7,b7 :]e !re rema9s a cosign] on ! loan2
  7,c7 t 7 ent]$ into be=e ! date t is  
#ahj days aft] ! date ( enactm5t ( !    
,economic ,gr[?1 ,regulatory ,relief1 & 
,consum] ,protection ,act2 &  7,d7 only 
^u an application f a hold] ( su* loan  
pursuant to p>agraph 7#b7 t demon/rates 
! hold] has suff]$ f9ancial injury z a  
result ( ! am5dm5t made by subsection   
7a74  7#b7 ,application ,! hold] ( a    
loan describ$ "u p>agraph 7#a7 may apply
 to ! ,secret>y ( ! ,treasury to h !    
,secret>y pur*ase & retire su* loan by  
submitt+ an application 9 su* =m & mann]
 z ! ,secret>y may require4  7#c7       
,au?orization ( appropriation ,!re is   
au?oriz$ to be appropriat$ to !         
,secret>y ( ! ,treasury #e1jjj1jjj to   
c>ry out ?is subsection4  7#d7 ,tru? 9  
,l5d+ ,act t]ms ,9 ?is subsection1 !    
t]ms cosign] & private education loan h 
! mean+ giv5 ^? t]ms1 respectively1 "u  

section #adj ( ! ,tru? 9 ,l5d+ ,act 7#ae
 ,u4,s4,c4 #afej74