,,ib ,union ,cal5d> ,no4 #bfi #aag?     
,,congress  #b;d ,session  ,h4 ,r4 #beaf
 ,report ,no4 #aag-cee ,,9 ,,! ,,h\se   
,,( ,,repres5tatives  ,april #ad1       
#bjba,mr4 ,gre5 ( ,texas introduc$ !    
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,june 
#g1 #bjbb,report$ ) an am5dm5t1 committ$
 to ! ,committee ( ! ,:ole ,h\se on !   
,/ate ( ! ,union1 & ord]$ to be         
printed,strike out all aft] ! enact+    
clause & ins]t ! "p pr9t$ 9 italic,for  
text ( introduc$ bill1 see copy ( bill z
 introduc$ on ,april #ad1 #bjba  ,a     
,,bill  ,to am5d ! ,dodd-,frank ,wall   
,/reet ,re=m & ,consum] ,protection ,act
 to require ,f$]al bank+ regulators to  
include a div]sity & inclusion compon5t 
9 ! ,uni=m ,f9ancial ,in/itutions ,rat+ 
,sy/em1 & = o!r purposes4  #a4 ,%ort    
title ,?is ,act may be cit$ z ! ,promot+
 ,div]sity & ,inclusion 9 ,bank+ ,act ( 
#bjba4  #b4 ,div]sity & inclusion rat+s 
7a7 ,9 g5]al ,! ,dodd-,frank ,wall      
,/reet ,re=m & ,consum] ,protection ,act

 7#ab ,u4,s4,c4 #ecja et seq47 is am5d$ 
by ins]t+ aft] section #cdb ! foll[+3   
#cdb;,a4 ,div]sity & inclusion rat+s    
7a7 ,9 g5]al ,! ,bo>d ( ,gov]nors1 !    
,comptroll] ( ! ,curr5cy1 !             
,corporation1 & ! ,national ,cr$it      
,union ,adm9i/ration ,bo>d1 9 assign+ a 
rat+ to a depository in/itution "u !    
,uni=m ,f9ancial ,in/itutions ,rat+     
,sy/em 7or an equival5t rat+ by any su* 
ag5cy "u a comp>able rat+ sy/em7 %all   
include a div]sity & inclusion compon5t 
t exam9es-- 7#a7 :e!r ! depository      
in/itution has effective policies 9     
place to enc\rage div]sity & inclusion 9
 ! hir+ practices ( ! in/itution2  7#b7 
:e!r ! depository in/itution provides   
tra9+ to ! employees ( ! in/itution1 t  
is appropriate to ! size & res\rces ( ! 
in/itution1 on div]sity & inclusion2 &  
7#c7 7,a7 ) respect to a depository     
in/itution ) total consolidat$ assets ( 
#a1jjj1jjj1jjj or less1 :e!r su*        
depository in/itution has designat$ an  
individual to s]ve z a ,div]sity &      

,inclusion ,(fic] :o reports to ! ,*ief 
,executive ,(fic] ( ! in/itution on all 
div]sity & inclusion matt]s2 or  7,b7 ) 
respect to a depository in/itution )    
total consolidat$ assets ( m ?an        
#a1jjj1jjj1jjj1 :e!r su* depository     
in/itution-- 7i7 has designat$ an       
individual to s]ve z a ,div]sity &      
,inclusion ,(fic]2 &  7ii7 has e/abli%$ 
a committee = div]sity & inclusion t    
holds meet+s qu>t]ly & t includes 9 its 
memb]%ip ! ,div]sity & ,inclusion ,(fic]
 designat$ "u clause 7i7 & ! ,*ief      
,executive ,(fic] ( ! in/itution4  7b7  
,application to m9ority depository      
in/itutions ,9 c>ry+ out subsection 7a7 
) respect to m9ority depository         
in/itutions1 ! ,bo>d ( ,gov]nors1 !     
,comptroll] ( ! ,curr5cy1 !             
,corporation1 & ! ,national ,cr$it      
,union ,adm9i/ration ,bo>d %all-- 7#a7  
assign su* in/itutions ! mo/ favorable  
rat+ ) respect to ! div]sity & inclusion
 compon5t describ$ "u subsection 7a72 & 
7#b7 exempt su* in/itutions f any       

exam9ation proc$ures relat$ to !        
div]sity & inclusion compon5t describ$  
"u subsection 7a74  7c7 ,def9itions ,9  
?is section3 7#a7 ,depository in/itution
 ,! t]m depository in/itution means a   
depository in/itution or a cr$it union4 
7#b7 ,m9ority depository in/itution ,!  
t]m m9ority depository in/itution means 
an entity t is-- 7,a7 a m9ority         
depository in/itution1 z def9$ 9 section
 #cjh ( ! ,f9ancial ,in/itutions ,re=m1 
,recov]y1 & ,en=cem5t ,act ( #aihi 7#ab 
,u4,s4,c4 #adfc note72 or  7,b7 consid]$
 to be a m9ority depository in/itution  
by-- 7i7 ! appropriate ,f$]al bank+     
ag5cy2 or  7ii7 ! ,national ,cr$it      
,union ,adm9i/ration1 9 ! case ( an     
insur$ cr$it union4  4  7b7 ,cl]ical    
am5dm5t ,! table ( cont5ts = !          
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act is am5d$ by   
ins]t+ aft] ! item relat+ to section    
#cdb ! foll[+3  ,sec4 #cdb;,a4 ,div]sity
 & inclusion rat+s4  4  ,june #g1       
#bjbb,report$ ) an am5dm5t1 committ$ to 

! ,committee ( ! ,:ole ,h\se on ! ,/ate 
( ! ,union1 & ord]$ to be pr9t$