#aag? ,,congress  #a/ ,session  ,h4 ,r4 
#bccb  ,,an ,,act  ,to prohibit consum] 
report+ ag5cies f furni%+ a consum]     
report conta9+ any adv]se item (        
in=mation ab\t a consum] if su* consum] 
is a victim ( traffick+1 & = o!r        
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,debt ,bondage ,repair     
,act4  #b4 ,adv]se in=mation 9 cases (  
traffick+  7a7 ,9 g5]al ,! ,fair ,cr$it 
,report+ ,act 7#ae ,u4,s4,c4 #afha et   
seq47 is am5d$ by ins]t+ aft] section   
#fje;,b ! foll[+3  #fje;,c ,adv]se      
in=mation 9 cases ( traffick+  7a7 ,9   
g5]al ,a consum] report+ ag5cy may n    
furni% a consum] report conta9+ any     
adv]se item ( in=mation ab\t a consum] t
 result$ f a sev]e =m ( traffick+ 9     
p]sons or sex traffick+ if ! consum] has
 provid$ traffick+ docum5tation to !    
consum] report+ ag5cy4  7b7 ,rulemak+   
7#a7 ,9 g5]al ,! ,director %all1 n lat] 
?an #ahj days aft] ! date ( ! enactm5t (
 ?is section1 issue a rule to implem5t  
subsection 7a74  7#b7 ,cont5ts ,! rule  

issu$ pursuant to p>agraph 7#a7 %all    
e/abli% a me?od by :i* consum]s %all    
submit traffick+ docum5tation to consum]
 report+ ag5cies4  7c7 ,def9itions  7#a7
 ,traffick+ docum5tation ,! t]m         
traffick+ docum5tation means--  7,a7    
docum5tation ( ei!r-- 7i7 a det]m9ation 
by a ,f$]al or ,/ate gov]nm5t entity t a
 consum] is a victim ( traffick+2 or    
7ii7 a det]m9ation by a c\rt ( compet5t 
jurisdiction t a consum] is a victim (  
traffick+2 &  7,b7 docum5tation t       
id5tifies items ( adv]se in=mation t    
%\ld n be furni%$ by a consum] report+  
ag5cy because ! items result$ f ! sev]e 
=m ( traffick+ 9 p]sons or sex traffick+
 ( :i* su* consum] is a victim4  7#b7   
,victim ( traffick+ ,= ! purposes ( ?is 
section1 ! t]m 8victim ( traffick+0     
means a p]son :o is a victim ( a sev]e  
=m ( traffick+ 9 p]sons or sex          
traffick+1 z su* t]ms are def9$ 9       
section #ajc ( ! ,traffick+ ,victims    
,protection ,act ( #bjjj4  4  7b7 ,table
 ( cont5ts am5dm5t ,! table ( cont5ts ( 

! ,fair ,cr$it ,report+ ,act is am5d$ by
 ins]t+ aft] ! item relat+ to section   
#fje;,b ! foll[+ new item3  #fje;,c4    
,adv]se in=mation 9 cases ( traffick+4  
4  7c7 ,effective date ,! am5dm5ts made 
by ?is section %all apply on ! date t is
 #cj days aft] ! date on :i* ! ,director
 ( ! ,bureau ( ,consum] ,f9ancial       
,protection issues a rule pursuant to   
section #fje;,c7b7 ( ! ,fair ,cr$it     
,report+ ,act4  7d7 ,det]m9ation (      
budget>y effects ,! budget>y effects (  
?is ,act1 = ! purpose ( comply+ ) !     
,/atutory ,pay-,z-,y-,g ,act ( #bjaj1   
%all be det]m9$ by ref]5ce to ! late/   
/atem5t titl$ ,budget>y ,effects (      
,,paygo ,legislation = ?is ,act1        
submitt$ = pr9t+ 9 ! ,congressional     
,record by ! ,*airman ( ! ,h\se ,budget 
,committee1 provid$ t su* /atem5t has   
be5 submitt$ prior to ! vote on passage4
  ,pass$ ! ,h\se ( ,repres5tatives ,june
 #ae1 #bjba4;,cl]k4