,,iii #aafth ,,congress #ast ,session ,s4 ,,res4 #bgc ,,in ,,the ,,senate ,,of ,,the ,,united ,,states ,july #i1 #bjai ,mr4 ,merkley 7for himself1 ,mr4 ,menendez1 ,mr4 ,schatz1 ,ms4 ,baldwin1 ,mrs4 ,shaheen1 ,mr4 ,murphy1 ,mr4 ,sanders1 ,ms4 ,hassan1 ,mr4 ,cardin1 ,mr4 ,durbin1 ,mr4 ,blumenthal1 ,mrs4 ,gillibrand1 ,ms4 ,duckworth1 ,mr4 ,brown1 ,ms4 ,klobuchar1 ,ms4 ,warren1 ,mr4 ,markey1 and ,mrs4 ,feinstein7 submitted the following resolution2 which was referred to the ,committee on ,health1 ,education1 ,labor1 and ,pensions ,,resolution ,expressing the sense of the ,senate with respect to health care rights4 ,that it is the sense of the ,senate that all people of the ,united ,states have the right-- 7#a7 to affordable health insurance coverage1 including-- 7,a7 the right of individuals with pre-existing conditions to secure health insurance with the same terms1 benefits1 and price as individuals who do not have pre-existing conditions2 7,b7 the right to a comprehensive set of essential health benefits in the individual and small group markets2 7,c7 the right to stay on a parent's policy until age #bf for young adults who meet certain requirements2 7,d7 the right to keep health coverage after getting sick1 even if the individual made an honest mistake on his or her insurance application2 7,e7 the right to use an individual's own resources to purchase and pay for treatment or services2 and 7,f7 the right to a cap on the yearly deductibles and other out-of-pocket costs an individual is required to pay for covered services under a health insurance plan2 7#b7 to coverage and access to health care services1 including-- 7,a7 the right to health insurance coverage regardless of an individual's pre-existing medical conditions or health status2 7,b7 the right to certain preventive screenings without paying out-of-pocket fees or copayments2 7,c7 the right to health insurance that provides value relative to the premium cost2 7,d7 the right to be held harmless from surprise medical bills2 7,e7 the right to coverage of mental health and substance abuse services with no annual or lifetime limits 7including behavioral health treatment1 mental and behavioral health inpatient services1 substance use disorder treatment72 7,f7 the right to mental health and substance abuse benefits without financial1 treatment1 or care management limitations that only apply to such benefits2 7,g7 the right to access all smoking cessation medications that are approved by the ,food and ,drug ,administration2 7,h7 the right to choose a provider1 and to receive an accurate list of all participating providers2 7,i7 the right to access doctors1 specialists1 and hospitals2 7,j7 the right to emergency medical services without-- 7i7 preauthorization for emergency services2 7ii7 extra administrative hurdles for out-of-network emergency services2 or 7iii7 higher cost-sharing for out-of-network emergency services than in-network emergency services2 7,k7 the right to affordable medications2 7,l7 the right to physical1 mental1 and oral care2 7,m7 the right to a treatment plan from provider for a complex or serious medical condition2 7,n7 the right to go directly to a women's health care specialist 7including obstetricians and gynecologists7 without a referral for routine and preventive health care services2 7,o7 the right to a full scope of reproductive health services1 including contraceptive care1 pregnancy-related care1 prenatal care1 miscarriage management1 family planning services1 abortion care1 labor and delivery services1 and postnatal care2 7,p7 the right to breastfeeding support1 counseling1 and equipment 7including manual and electric pumping equipment72 7,q7 the right to prescription medications and medical and surgical services related to gender transition2 7,r7 the right to try investigational drugs2 7,s7 the right to a second medical opinion2 7,t7 the right to home care services2 7,u7 the right to a full scope of hospice and palliative care1 and end-of-life options2 and 7,v7 the right of pediatric patients to a full scope of services offered to adult patients2 7#c7 to health information and records privacy2 7#d7 to explanations of coverage decisions1 including-- 7,a7 the right to an explanation and appeal if a plan denies payment for a medical treatment or service2 7,b7 the right to an internal appeal of payment decisions of private health plans if the health plan refuses to make a payment2 7,c7 the right to a review by an outside review1 by an independent organization2 and 7,d7 the right to complain1 through grievances processes2 7#e7 to transparency1 including-- 7,a7 the right to an easy-to-understand summary of benefits and coverage2 7,b7 the right to at least #cj days' notice if an insurer cancels coverage2 7,c7 the right to clear justification and explanation for premium increases that are unreasonable2 7,d7 the right to know how an enrollee's plan pays its providers2 7,e7 the right to give informed consent and understanding about medical conditions1 risks and benefits of treatment1 and appropriate alternatives2 7,f7 the right to know how drug companies set drug prices2 and 7,g7 the right to know the amount of money pharmacy benefit managers keep and the amount of savings from pharmacy benefits managers that reach patients and consumers2 7#f7 to protection from discrimination1 including on the basis of race1 color1 national origin1 sex 7including sexual orientation and gender identity71 age1 disability1 or documentation status2 and 7#g7 to culturally appropriate care1 including health care services in a language that the patient understands and that is culturally sensitive4