,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #ejbc  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,decemb] #ae1 #bjbj    
,mr4 ,book] 7= himself & ,ms4 ,w>r57    
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,heal?1 ,education1 ,labor1 & ,p5sions  
,a ,,bill  ,to susp5d & re=m ! au?ority 
"u ! ,high] ,education ,act ( #aife = ! 
,secret>y ( ,education to c>ry out an   
adm9i/rative wage g>ni%m5t program4  #a4
 ,%ort title ,?is ,act may be cit$ z !  
,end+ ,adm9i/rative ,g>ni%m5t ,act (    
#bjbj4  #b4 ,susp5sion ( wage g>ni%m5t  
,section #dhh;,a ( ! ,high] ,education  
,act ( #aife 7#bj ,u4,s4,c4 #ajie;a7 is 
am5d$ by add+ at ! end ! foll[+3  7f7   
,susp5sion ( au?ority  7#a7 ,9 g5]al    
,beg9n+ on ! date ( enactm5t ( ! ,end+  
,adm9i/rative ,g>ni%m5t ,act ( #bjbj1 ! 
au?ority provid$ "u subsection 7a7 to   
g>ni% ! disposable pay ( an individual  
%all be susp5d$ until ! date ! ,secret>y
 submits to ! ,committee on ,heal?1     
,education1 ,labor1 & ,p5sions ( !      

,s5ate & ! ,committee on ,education &   
,labor ( ! ,h\se ( ,repres5tatives !    
c]tification describ$ 9 p>agraph 7#b74  
7#b7 ,c]tification ,n e>li] ?an #a ye>  
aft] ! date ( enactm5t ( ! ,end+        
,adm9i/rative ,g>ni%m5t ,act ( #bjbj1 ! 
,secret>y %all submit to ! ,committee on
 ,heal?1 ,education1 ,labor1 & ,p5sions 
( ! ,s5ate & ! ,committee on ,education 
& ,labor ( ! ,h\se ( ,repres5tatives a  
c]tification t ei!r--  7,a7 ! ,secret>y 
has implem5t$ a process ?r\gh :i*-- 7i7 
individuals :o h _h _! disposable pay   
improp]ly g>ni%$ 9 violation ( ?is      
section1 or ( any o!r in/ruction by !   
,secret>y1 are able to h _! refund      
process$ & return$ to !m n lat] ?an "o  
cal5d> week aft] ! date ( su* violation2
  7ii7 ! ,secret>y c indep5d5tly cease  
or susp5d ! adm9i/rative wage g>ni%m5t  
program au?oriz$ "u ?is section at any  
"t1 at ! sole discretion ( ! ,secret>y1 
includ+ susp5sion ( ! g>ni%m5t ( any    
individual /ud5t loan borr[] or a cohort
 ( borr[]s2 &  7iii7 ! ,secret>y obta9s 

a qu>t]ly v]ification f ea* employ]     
?r\gh :i* g>ni%m5t is c>ri$ out "u ?is  
section t all in=mation necess>y to     
implem5t g>ni%m5t "u ?is section )      
respect to an individual employee is    
accurate1 includ+ an e/imate ( ! am\nt  
s*$ul$ to be g>ni%$ 9 ! subsequ5t qu>t]1
 & ! "n1 address1 phone numb]1 & email  
address = bo? ! employee & ! employ]2 or
  7,b7 ! ,secret>y is unable to implem5t
 ! process describ$ 9 subp>agraph 7,a7 &
 has det]m9$ t ! g>ni%m5t ( ! disposable
 pay %all n apply to individuals z      
au?oriz$ "u subsection 7a74  7#c7 ,data 
collection  7,a7 ,9 g5]al ,if !         
,secret>y submits a c]tification "u     
p>agraph 7#b7 t ! ,secret>y has         
implem5t$ ! process describ$ 9 p>agraph 
7#b77;,a71 ! ,secret>y1 ^u submission ( 
su* c]tification1 %all e/abli% a        
c5traliz$ database conta9+--  7i7 !     
addresses1 occupations1 employ]s1 & o!r 
collectible demographic data (          
individuals ^: disposable pay 0 subject 
to g>ni%m5t "u ?is section on ! day be=e

 ! date ( enactm5t ( ! ,end+            
,adm9i/rative ,g>ni%m5t ,act ( #bjbj2 & 
7ii7 ! addresses1 occupations1 employ]s1
 & o!r collectible demographic data (   
individuals ^: disposable pay is subject
 to g>ni%m5t "u subsection 7a74  7,b7   
,report ,n lat] ?an #ij days aft] ! date
 ! ,secret>y e/abli%es ! database "u    
subp>agraph 7,a71 & n less (t5 ?an      
annually !reaft]1 ! ,secret>y %all      
submit a report to ! ,committee on      
,heal?1 ,education1 ,labor1 & ,p5sions (
 ! ,s5ate & ! ,committee on ,education &
 ,labor ( ! ,h\se ( ,repres5tatives     
summ>iz+ ! in=mation conta9$ 9 !        
database & evaluat+ ! ex]cise ( !       
,secret>y's au?ority "u subsection 7a74 
7g7 ,"r ( action aga9/ employ] ,!       
employ] %all be liable =1 & ! ,secret>y1
 ! gu>anty ag5cy1 or an individual1 z   
appropriate1 may sue ! employ] 9 a ,/ate
 or ,f$]al c\rt ( compet5t jurisdiction 
to recov]1 any am\nt t su* employ]      
improp]ly )holds f wages due an employee
 foll[+ receipt by su* employ] ( notice 

( susp5sion or revocation ( ! )hold+    
ord]1 & actual damages1 plus attorneys' 
fees1 co/s1 &1 9 ! c\rt's discretion1   
punitive damages4  7h7 ,dep>tm5t action 
aft] improp] g>ni%m5t ,n lat] ?an #aj   
days aft] ! date ! ,secret>y receives an
 individual's disposable pay t has be5  
improp]ly g>ni%$1 ! ,secret>y %all pay !
 borr[] twice ! actual am\nt ( wages    
g>ni%$4 ,not)/&+ section #dcb7;a77#b71  
an injunction aga9/ ! ,secret>y may be  
issu$ to en=ce ?is subsection4  7i7     
,limits on use ,! ,secret>y may n g>ni% 
! disposable pay ( an individual "u ?is 
section ) respect to a loan t has be5   
out/&+ = m ?an #aj ye>s4  4  #c4 ,p>ity 
) income-driv5 repaym5t ,section #dhh;,a
 ( ! ,high] ,education ,act ( #aife 7#bj
 ,u4,s4,c4 #ajie;a7 is am5d$ by /rik+   
subsection 7a77#a7 & ins]t+3  7#a7 7,a7 
,p>ity ) income-driv5 repaym5t ,! am\nt 
d$uct$ 9 any cal5d> mon? %all n exce$ ! 
am\nt t a simil>ly-situat$ individual   
w\ld be requir$ to make = su* mon? "u ! 
income-driv5 repaym5t plan t (f]s ! l[e/

 mon?ly paym5t4  7,b7 ,income-driv5     
repaym5t def9$ ,9 ?is subsection1 ! t]m 
income-driv5 repaym5t means-- 7i7       
income-bas$ repaym5t au?oriz$ "u section
 #dic;,c = loans made1 insur$1 or       
gu>ante$ "u "p ,b or "p ,d2 or  7ii7    
income cont+5t repaym5t au?oriz$ "u     
section #dee7;e71 = loans made "u "p ,d4
  7,c7 ,simil>ly-situat$ individual     
def9$ ,) respect to an individual1 ! t]m
 simil>ly situat$ individual means ano!r
 individual ) an eligible loan :o w\ld  
be eligible to enroll 9 income-driv5    
repaym5t & has ! same income & family   
size *>act]i/ics4  4  #d4 ,collection & 
compromise ,section #cgaa ( title #ca1  
,unit$ ,/ates ,code1 is am5d$ by add+ at
 ! end ! foll[+3  7j7 ,additional       
requirem5ts = ! ,unit$ ,/ates ,dep>tm5t 
( ,education  7#a7 ,9 g5]al ,no?+ 9 ?is 
section %all p]mit ! ,secret>y (        
,education to ex]cise any au?ority "u   
?is section )\t fir/ satisfy+ !         
requirem5ts e/abli%$ "u section         
#dhh;,a7f7 ( ! ,high] ,education ,act ( 

#aife 7#bj ,u4,s4,c4 #ajie;a7f774  7#b7 
,p>ity ) income-driv5 repaym5t  7,a7 ,9 
g5]al ,not)/&+ any o!r provision ( law1 
= any debts ow$ to ! ,dep>tm5t (        
,education or insur$ by ! ,dep>tm5t (   
,education1 ! total am\nt collect$ "u   
?is section %all n exce$ ! am\nt t a    
simil>ly situat$ individual w\ld be     
requir$ to make = su* mon? "u !         
income-driv5 repaym5t plan t (f]s ! l[e/
 mon?ly paym5t1 or by ye> 9 ! case ( a  
tax refund (fset4  7,b7 ,def9itions ,9  
?is subsection3  7i7 ,income-driv5      
repaym5t ,! t]m income-driv5 repaym5t   
means-- 7,i7 income-bas$ repaym5t       
au?oriz$ "u section #dic;,c ( ! ,high]  
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajih;e7 = loans made1 insur$1 or       
gu>ante$ "u "p ,b or "p ,d ( title ,,iv 
( su* ,act2 or  7,,ii7 income cont+5t   
repaym5t au?oriz$ "u section #dee7;e7 ( 
su* ,act 7#bj ,u4,s4,c4 #ajhg;e7e771 =  
loans made "u "p ,d ( title ,,iv ( su*  
,act4  7ii7 ,simil>ly situat$ individual
 ,) respect to an individual1 ! t]m     

simil>ly situat$ individual means ano!r 
individual ) an eligible loan :o w\ld be
 eligible to enroll 9 income-driv5      
repaym5t & has ! same income & family   
size *>act]i/ics4  7#c7 ,limits on use  
,! ,secret>y ( ,education %all n collect
 on a debt "u ! au?ority "u ?is section 
( an individual ) respect to a loan t   
has be5 out/&+ = m ?an #aj ye>s4  4