,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #difi  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,decemb] #g1 #bjbj,ms4 
,cortez ,ma/o 7= h]self1 ,mr4 ,wyd51    
,mr4 ,durb91 ,mr4 ,s&]s1 ,mrs4          
,gillibr&1 ,mr4 ,blum5?al1 ,mrs4        
,fe9/e91 ,mr4 ,van ,holl51 ,mr4 ,m]kley1
 & ,mr4 ,ka9e7 introduc$ ! foll[+ bill2 
:i* 0 read twice & ref]r$ to !          
,committee on ,bank+1 ,h\s+1 & ,urban   
,affairs  ,a ,,bill  ,to au?orize funds 
to prev5t h\s+ discrim9ation ?r\gh ! use
 ( nationwide te/+1 to increase funds = 
! ,fair ,h\s+ ,initiatives ,program1 & =
 o!r purposes4  #a4 ,%ort title ,?is    
,act may be cit$ z ! ,h\s+ ,fairness    
,act ( #bjbj4  #b4 ,def9ition ,9 ?is    
,act1 ! t]m ,secret>y means ! ,secret>y 
( ,h\s+ & ,urban ,developm5t4  #c4 ,te/+
 = discrim9ation  7a7 ,eligible activity
 "u ,,fhip  7#a7 ,9 g5]al ,section      
#efa7;a7 ( ! ,h\s+ & ,community         
,developm5t ,act ( #aihg 7#db ,u4,s4,c4 
#cfaf;a7a77 is am5d$-- 7,a7 by          
r$esignat+ p>agraphs 7#a7 & 7#b7 z      

subp>agraphs 7,a7 & 7,b71 respectively1 
& adju/+ ! m>g9s accord+ly2  7,b7 9 !   
matt] prec$+ subp>agraph 7,a71 z s      
r$esignat$-- 7i7 by /rik+ ,! ,secret>y &
 ins]t+ ! foll[+3  7#a7 ,grants1        
contracts1 & coop]ative agreem5ts ,!    
,secret>y  2 &  7ii7 by ins]t+ aft]     
discrim9atory h\s+ practices ! foll[+3  
or1 9 ! case ( grants1 contracts1 or    
coop]ative agreem5ts = activities "u    
subp>agraph 7,c71 ) qualifi$ private1   
non-pr(it fair h\s+ en=cem5t            
organizations t h demon/rat$ exp]tise 9 
manag+ & implem5t+ regional or national 
te/+ programs to address sy/emic fair   
h\s+ issues2  7,c7 9 subp>agraph 7,a71 z
 s r$esignat$1 by /rik+ & at ! end2     
7,d7 9 subp>agraph 7,b71 z s r$esignat$1
 by /rik+ p>agraph 7#a74 & ins]t+       
subp>agraph 7,a72 &2 &  7,e7 by add+ at 
! end ! foll[+3  7,c7 programs (        
regional or national te/+ &             
inve/igations to-- 7i7 7,i7 detect &    
docum5t diff]5ces 9 ! treatm5t ( p]sons 
seek+ to r5t or pur*ase h\s+ or obta9 or

 ref9ance a home mortgage loan2 &       
7,,ii7 measure patt]ns ( diff]5tial     
treatm5t because ( ! /atus ( a r5t]1    
home buy]1 or borr[] z a memb] ( a      
protect$ class "u ! ,fair ,h\s+ ,act    
7#db ,u4,s4,c4 #cfja et seq472 &  7ii7  
measure ! preval5ce1 nature1 & ext5t (  
discrim9atory practices cov]$ "u ! ,fair
 ,h\s+ ,act4  7#b7 ,en=cem5t actions    
7,a7 ,9 g5]al ,! results ( any te/+ &   
inve/igations "u p>agraph 7#a77;,c7 may 
be us$ z ! basis = ! ,secret>y1 any     
,f$]al ag5cy au?oriz$ to br+ su* an     
en=cem5t action1 or any ,/ate or local  
gov]nm5t or ag5cy1 public or private    
nonpr(it organization or in/itution1 or 
o!r aggriev$ p>ty )9 ! mean+ ( ! ,fair  
,h\s+ ,act 7#db ,u4,s4,c4 #cfja et seq47
 or o!r sub/antially equival5t ,/ate or 
local fair h\s+ law1 or o!r public or   
private entity ) :i* ! ,secret>y has    
ent]$ into a contract or coop]ative     
agreem5t "u ?is section to comm5ce1     
und]take1 or pursue any inve/igation or 
en=cem5t action to rem$y any            

discrim9atory h\s+ practice 7z t t]m is 
def9$ 9 section #hjb ( ! ,fair ,h\s+    
,act 7#db ,u4,s4,c4 #cfjb77 uncov]$ z a 
result ( ! te/+ & inve/igations4  7,b7  
,te/+ ,te/+ conduct$ "u p>agraph        
7#a77;,c7 %all n con/itute a violation (
 any provision ( crim9al law or ! ,tru? 
9 ,l5d+ ,act 7#ae ,u4,s4,c4 #afja et    
seq474  4  7#b7 ,te*nical & con=m+      
am5dm5t ,section #efa7;a77#b7 ( ! ,h\s+ 
& ,community ,developm5t ,act ( #aihg   
7#db ,u4,s4,c4 #cfaf;a7a77#b77 is am5d$ 
by /rik+ subsection 7a77#a7 & ins]t+    
subsection 7a77#a77;,a74  7b7           
,regulations  7#a7 ,9 g5]al ,n lat] ?an 
#ahj days aft] ! date ( enactm5t ( ?is  
,act1 ! ,secret>y %all issue regulations
 t apply ! m9imum te/] tra9+ /&>ds      
requir$ "u section #abe4ajg ( title #bd1
 ,code ( ,f$]al ,regulations 7or any    
successor regulation71 to organizations 
conduct+ te/+ "u p>agraph 7#a77;,c7 (   
section #efa7;a7 ( ! ,h\s+ & ,community 
,developm5t ,act ( #aihg 7#db ,u4,s4,c4 
#cfaf;a7a771 z add$ by subsection       

7a77#a77;,e7 ( ?is section4  7#b7       
,applicability to all te/+ activities   
,on & aft] ! date on :i* ! regulations  
issu$ "u p>agraph 7#a7 take effect1 !   
m9imum te/] tra9+ /&>ds describ$ 9 t    
p>agraph %all apply to any te/+         
activities conduct$ "u section #efa ( ! 
,h\s+ & ,community ,developm5t ,act (   
#aihg 7#db ,u4,s4,c4 #cfaf;a71 z am5d$  
by subsection 7a77#a7 ( ?is section4    
#d4 ,fair ,h\s+ ,initiatives ,program   
7a7 ,am5dm5ts to program ,section #efa (
 ! ,h\s+ & ,community ,developm5t ,act (
 #aihg 7#db ,u4,s4,c4 #cfaf;a7 is       
am5d$-- 7#a7 9 subsection 7b7-- 7,a7 9  
p>agraph 7#a71 by /rik+ private nonpr(it
 & ins]t+ qualifi$2 &  7,b7 9 p>agraph  
7#b71 9 ! matt] prec$+ subp>agraph 7,a71
 by /rik+ private nonpr(it & ins]t+     
qualifi$2  7#b7 9 subsection 7c71 by    
add+ at ! end ! foll[+3  7#c7           
,program-e>n$ income ,no re/riction on !
 use ( program-e>n$ income receiv$ by a 
qualifi$ fair h\s+ en=cem5t organization
 %all apply aft] ! grant p]iod = !      

organization ends4  2  7#c7 9 subsection
 7d7-- 7,a7 9 p>agraph 7#a7-- 7i7 9     
subp>agraph 7,c71 by /rik+ & at ! end2  
7ii7 9 subp>agraph 7,d71 by /rik+ !     
p]iod & ins]t+ 2 &2 &  7iii7 by ins]t+  
aft] subp>agraph 7,d7 ! foll[+3  7,e7   
websites & o!r m$ia outlets4  2  7,b7 9 
p>agraph 7#b71 by /rik+ or o!r public or
 private entities & ins]t+ or o!r public
 or private nonpr(it entities2  7,c7 9  
p>agraph 7#c71 by /rik+ or o!r public or
 private entities & ins]t+ or o!r public
 or private nonpr(it entities2 &  7,d7  
by add+ at ! end ! foll[+3  7#d7        
,limitation ,not)/&+ any o!r provision (
 ?is section1 a ,/ate or local ag5cy    
c]tifi$ by ! ,secret>y "u section       
#haj7;f7 ( ! ,fair ,h\s+ ,act 7#db      
,u4,s4,c4 #cfaj7;f77 may receive        
assi/ance "u ?is subsection only to c>ry
 out activities eligible = assi/ance "u 
?is subsection 9 areas 9 :i* no qualifi$
 fair h\s+ en=cem5t organization is     
available to c>ry out ^? activities4    
7#e7 ,eligibility ,not)/&+ any o!r      

provision ( ?is section1 if an aw>d (   
fund+ "u subsection 7b7 = multiple      
fiscal ye>s has be5 made to a qualifi$  
fair h\s+ en=cem5t organization1 !      
organization %all be1 subject only to ! 
availability ( am\nts provid$ 9         
appropriation ,acts1 eligible to receive
 fund+ "u ?is subsection = ea* fiscal   
ye> cov]$ by ! aw>d "u subsection 7b74  
2  7#d7 9 subsection 7e7-- 7,a7 9       
p>agraph 7#a7-- 7i7 by ins]t+           
,congressional notification4-- aft]     
7#a72 &  7ii7 by /rik+ ,bank+1 ,f9ance &
 ,urban ,affairs & ins]t+ ,f9ancial     
,s]vices2 &  7,b7 by add+ at ! end !    
foll[+3  7#b7 ,priority ,9 provid+      
assi/ance "u ?is section ) respect to a 
metropolitan /ati/ical area = :i* !re   
are multiple applications = assi/ance1 !
 ,secret>y %all give priority to        
applications submitt$ by qualifi$ fair  
h\s+ en=cem5t organizations t h exp]i5ce
 9 conduct+ fair h\s+ en=cem5t          
activities4  2  7#e7 by /rik+ subsection
 7g7 & ins]t+ ! foll[+3  7g7            

,au?orization ( ,appropriations  7#a7 ,9
 g5]al ,!re are au?oriz$ to be          
appropriat$ to c>ry out ?is section--   
7,a7 #eh1jjj1jjj = ea* ( fiscal ye>s    
#bjba ?r\gh #bjbe1 ( :i*-- 7i7          
#ee1jjj1jjj %all be available = any     
activities "u ?is section o!r ?an       
programs "u subsection 7a77#a77;,c71 (  
:i*-- 7,i7 n less ?an #ch1jjj1jjj %all  
be = private en=cem5t initiatives       
au?oriz$ "u subsection 7b72  7,,ii7 n   
less ?an #a1ejj1jjj %all be = ! fair    
h\s+ organizations initiative "u        
subsection 7c72  7,,iii7 n less ?an     
#aj1jjj1jjj %all be = ! education &     
outrea* initiative "u subsection 7d71 ( 
:i*-- 7aa7 n less ?an #h1jjj1jjj %all be
 = local education & outrea* activities2
 &  7bb7 n less ?an #b1jjj1jjj %all be =
 national m$ia activities2 &  7,,iv7 any
 rema9+ am\nts %all be us$ = any program
 activities au?oriz$ "u ?is section2 &  
7ii7 #c1jjj1jjj %all be available only =
 programs "u subsection 7a77#a77;,c72 & 
7,b7 #gj1jjj1jjj = ea* ( fiscal ye>s    

#bjbf ?r\gh #bjca1 ( :i*-- 7i7          
#fe1jjj1jjj %all be available = any     
activities "u ?is section o!r ?an       
programs "u subsection 7a77#a77;,c71 (  
:i*-- 7,i7 n less ?an #dd1jjj1jjj %all  
be = private en=cem5t initiatives       
au?oriz$ "u subsection 7b72  7,,ii7 n   
less ?an #a1ejj1jjj %all be = ! fair    
h\s+ organizations initiative "u        
subsection 7c72  7,,iii7 n less ?an     
#ab1ejj1jjj %all be = ! education &     
outrea* initiative "u subsection 7d71 ( 
:i*-- 7aa7 n less ?an #aj1jjj1jjj %all  
be = local education & outrea*          
activities2 &  7bb7 n less ?an          
#b1ejj1jjj %all be = national m$ia      
activities2 &  7,,iv7 any rema9+ am\nts 
%all be us$ = any program activities    
au?oriz$ "u ?is section2 &  7ii7        
#e1jjj1jjj %all be available only =     
programs "u subsection 7a77#a77;,c74    
7#b7 ,availability ,any am\nt           
appropriat$ "u ?is section %all rema9   
available until exp5d$ to c>ry out !    
provisions ( ?is section4  7#c7 ,aw>d ( 

fund+  7,a7 ,notice ,n lat] ?an #ij days
 aft] ! date ( enactm5t ( any ,act mak+ 
am\nts available to c>ry out ?is        
section1 ! ,secret>y %all issue a       
,notice ( ,fund+ ,availability ) respect
 to ! am\nts4  7,b7 ,aw>d ,n lat] ?an   
#ahj days aft] ! date ( enactm5t ( any  
,act mak+ am\nts available to c>ry out  
?is section1 ! ,secret>y %all aw>d !    
am\nts4  2  7#f7 9 subsection 7h77#a71 9
 ! matt] foll[+ subp>agraph 7,c71 by    
ins]t+ & meets ! crit]ia describ$ 9     
subp>agraphs 7,a7 & 7,c7 be=e ! p]iod at
 ! end2 &  7#g7 9 subsection 7j7-- 7,a7 
9 ! matt] prec$+ p>agraph 7#a71 by      
ins]t+ reg>d+ t fiscal ye>1 aft]        
compreh5sive report2  7,b7 9 p>agraph   
7#b71 by /rik+ & ! use ( su* funds dur+ 
! prec$+ fiscal ye> & ins]t+ 1 ! use (  
su* funds1 & outcomes su* z ! numb] (   
h\s+ units made available & accessible  
to protect$ classes "u ! ,fair ,h\s+    
,act 7#db ,u4,s4,c4 #cfja et seq472     
7,c7 9 p>agraph 7#c71 by /rik+ dur+ !   
prec$+ fiscal ye>2 &  7,d7 9 p>agraph   

7#d71 by /rik+ dur+ ! prec$+ fiscal ye>4
  7b7 ,/udy  7#a7 ,9 g5]al ,! ,secret>y 
%all conduct a /udy to det]m9e-- 7,a7 ! 
feasibility1 effici5cy1 & effectiv5ess (
 conv]t+ ! ,fair ,h\s+ ,initiatives     
,program "u section #efa ( ! ,h\s+ &    
,community ,developm5t ,act ( #aihg 7#db
 ,u4,s4,c4 #cfaf;a71 z am5d$ by ?is     
,act1 into a noncompetitive entitlem5t  
program to provide g5]al op]at+ fund+ to
 qualifi$ fair h\s+ en=cem5t            
organizations1 z def9$ 9 subsection 7h7 
( t section2  7,b7 ! appropriate levels 
( fund+ = su* a program1 tak+ into      
consid]ation ! numb] ( su* qualifi$ fair
 h\s+ en=cem5t organizations2 &  7,c7 ! 
factors t %\ld be consid]$ 9 provid+ =  
an equitable di/ribution to qualifi$    
fair h\s+ en=cem5t organizations4  7#b7 
,report ,n lat] ?an #a ye> aft] ! date (
 enactm5t ( ?is ,act1 ! ,secret>y %all  
submit a report to ,congress sett+ =? ! 
results ( ! /udy conduct$ "u p>agraph   
7#a71 :i* %all include any              
recomm5dations reg>d+ su* conv]sion ( ! 

program4  #e4 ,s5se ( ,congress ,x is ! 
s5se ( ,congress t ! ,secret>y %\ld--   
7#a7 fully comply ) ! requirem5ts (     
section #efa7;d7 ( ! ,h\s+ & ,community 
,developm5t ,act ( #aihg 7#db ,u4,s4,c4 
#cfaf;a7d771 z am5d$ by ?is ,act1 to    
e/abli%1 design1 & ma9ta9 a national    
education & outrea* program to provide a
 c5traliz$1 coord9at$ ef=t = !          
developm5t & dissem9ation (-- 7,a7      
mat]ials & in=mation ab\t ! fair h\s+   
rights ( individuals :o seek to r5t1    
pur*ase1 sell1 or facilitate ! sale ( a 
home2 &  7,b7 mat]ials & in=mation ab\t 
! fair h\s+ responsibilities ( indu/ry  
pr(essionals provid+ products & s]vices 
cov]$ "u ! ,fair ,h\s+ ,act 7#db        
,u4,s4,c4 #cfja et seq472  7#b7 exp5d = 
! education & outrea* programs describ$ 
9 p>agraph 7#a7 all am\nts appropriat$ =
 ^? programs2  7#c7 fully re9/ate !     
regulations promulgat$ on ,july #af1    
#bjae 7#hj ,f$4 ,reg4 #dbbga71 reg>d+ ! 
fair h\s+ obligations ( ea* recipi5t (  
,f$]al h\s+ & community developm5t funds

 to affirmatively fur!r fair h\s+1 z t  
t]m is us$ 9 ! ,fair ,h\s+ ,act 7#db    
,u4,s4,c4 #cfja et seq472 &  7#d7 fully 
comply ) ! requirem5ts ( section        
#haj7;a7 ( ! ,fair ,h\s+ ,act 7#db      
,u4,s4,c4 #cfaj7;a774  #f4 ,grants to   
public & private entities to /udy h\s+  
discrim9ation  7a7 ,grant ,program ,!   
,secret>y %all c>ry out a competitive   
mat*+ grant program to assi/ public &   
private nonpr(it organizations 9-- 7#a7 
conduct+ compreh5sive /udies t exam9e-- 
7,a7 ! causes ( h\s+ discrim9ation &    
segregation2  7,b7 ! effects ( h\s+     
discrim9ation & segregation on          
education1 pov]ty1 economic developm5t1 
heal?1 & o!r socioeconomic factors2 or  
7,c7 ! incid5ces1 causes1 & effects (   
h\s+ discrim9ation bas$ on vet]an &     
milit>y /atus2 &  7#b7 implem5t+ pilot  
projects t te/ solutions t w help prev5t
 or alleviate h\s+ discrim9ation &      
segregation4  7b7 ,eligibility ,to be   
eligible to receive a grant "u ?is      
section1 a public or private nonpr(it   

organization %all-- 7#a7 submit an      
application to ! ,secret>y t conta9s--  
7,a7 ! issues ! applicant w address & a 
ju/ification = ! ne$ to address ^?      
issues2  7,b7 ! applicant's exp]i5ce 9  
=mulat+ or c>ry+ out programs or        
activities describ$ 9 ?is section2 &    
7,c7 ! geographical area & p]iod ( "t to
 be /udi$2 &  7#b7 agree to provide     
mat*+ non-,f$]al funds = #aj p]c5t ( !  
total am\nt ( ! grant1 :i* mat*+ funds  
may include monet>y donations & items   
donat$ on an 9-k9d contribution basis4  
7c7 ,p>tn]%ips ) academic in/itutions ,a
 public or private nonpr(it organization
 apply+ = a grant "u ?is section may    
p>tn] ) an academic or educational      
organization or in/itution = ! purpose (
 c>ry+ out activities assi/$ ) ! grant  
am\nts4  7d7 ,report  7#a7 ,9 g5]al ,!  
,secret>y %all submit a report to       
,congress on a bi5nial basis t provides 
a detail$ summ>y ( ! results ( !        
compreh5sive /udies & pilot projects    
c>ri$ out "u subsection 7a71 toge!r )   

any recomm5dations or proposals =       
legislative or adm9i/rative actions to  
address any issues rais$ by ! /udies &  
pilot projects4  7#b7 ,concurr5t        
submission ,! ,secret>y may submit !    
reports requir$ "u p>agraph 7#a7 z "p ( 
! reports prep>$ 9 accordance )         
p>agraphs 7#b7 & 7#f7 ( section #hjh7;e7
 ( ! ,fair ,h\s+ ,act 7#db ,u4,s4,c4    
#cfjh7;e77 & section #efa7;j7 ( ! ,h\s+ 
& ,community ,developm5t ,act ( #aihg   
7#db ,u4,s4,c4 #cfaf;a7j774  7e7        
,au?orization ( ,appropriations ,!re are
 au?oriz$ to be appropriat$ to c>ry out 
?is section #e1jjj1jjj = ea* ( fiscal   
ye>s #bjba ?r\gh #bjbe4  #g4 ,limitation
 on use ( funds  7a7 ,def9ition ,9 ?is  
section1 ! t]m lobby+ means an activity 
! co/s ( :i* are unall[able "u p>agraph 
#be ( atta*m5t ,b to ,circul> ,a-#abb ( 
! ,(fice ( ,managem5t & ,budget1 entitl$
 ,co/ ,pr9ciples = ,non-,pr(it          
,organizations4  7b7 ,prohibition ,none 
( ! funds made available "u ?is ,act1 or
 ! am5dm5ts made by ?is ,act1 may be us$

 = any political activities1 political  
advocacy1 or lobby+1 or = exp5ses =     
travel to engage 9 political activities 
or prep>ation ( or provision ( advice on
 tax returns4