,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #dfef  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #bb1         
#bjbj,ms4 ,hirono introduc$ ! foll[+    
bill2 :i* 0 read twice & ref]r$ to !    
,committee on ,vet]ans' ,affairs  ,a    
,,bill  ,to am5d title #ch1 ,unit$      
,/ates ,code1 to provide = a r$uction 9 
c]ta9 loan fees = c]ta9 vet]ans affect$ 
by major disa/]s4  #a4 ,r$uc+ loan fees 
= c]ta9 vet]ans affect$ by major disa/]s
 ,section #cgbi7;b77#d7 ( title #ch1    
,unit$ ,/ates ,code1 is am5d$-- 7#a7 by 
/rik+ subp>agraph 7,d71 & ins]t+ !      
foll[+ new subp>agraph 7,d73  7,d7 7i7  
,! t]m initial loan means a loan to a   
vet]an gu>ante$ "u section #cgaj or made
 "u section #cgaa ( ?is title if !      
vet]an has nev] obta9$ a loan gu>ante$  
"u section #cgaj or made "u section     
#cgaa ( ?is title4  7ii7 ,if a vet]an   
has obta9$ a loan gu>ante$ "u section   
#cgaj or made "u section #cgaa ( ?is    
title & ! dwell+ secur+ su* loan 0      
sub/antially damag$ or de/roy$ by a     

major disa/] decl>$ by ! ,presid5t "u   
section #dja ( ! ,rob]t ,t4 ,/af=d      
,disa/] ,relief & ,em]g5cy ,assi/ance   
,act 7#db ,u4,s4,c4 #eagj71 ! ,secret>y 
%all treat z an initial loan1 z def9$ 9 
clause 7i71 ! next loan ! ,secret>y     
gu>antees or makes to su* vet]an "u     
section #cgaj or #cgaa1 respectively1   
if-- 7,i7 su* loan is gu>ante$ or made  
be=e ! date t is ?ree ye>s aft] ! date  
on :i* ! dwell+ 0 sub/antially damag$ or
 de/roy$2 &  7,,ii7 su* loan is only =  
repairs or con/ruction1 z det]m9$ by !  
,secret>y4  2 &  7#b7 9 subp>agraph     
7,e71 by /rik+ if ! vet]an has previ\sly
 obta9$ a loan gu>ante$ "u section #cgaj
 or made "u section #cgaa ( ?is title & 
ins]t+ t is n an initial loan4