,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #deaa  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,augu/ #f1 #bjbj,mr4   
,moran 7= himself1 ,mr4 ,tillis1 ,mr4   
,r\nds1 ,mr4 ,boozman1 ,mr4 ,da9es1 ,ms4
 ,coll9s1 & ,mr4 ,lank=d7 introduc$ !   
foll[+ bill2 :i* 0 read twice & ref]r$  
to ! ,committee on ,vet]ans' ,affairs   
,a ,,bill  ,to make c]ta9 improvem5ts 9 
! laws adm9i/]$ by ! ,secret>y (        
,vet]ans ,affairs relat+ to education1  
burial b5efits1 & o!r matt]s1 & = o!r   
purposes4  #a4 ,%ort title2 table (     
cont5ts  7a7 ,%ort title ,?is ,act may  
be cit$ z ! ,vet]an ,b5efits ,enhancem5t
 & ,expansion ,act ( #bjbj4  7b7 ,table 
( cont5ts ,! table ( cont5ts = ?is ,act 
is z foll[s3 ,sec4 #a4 ,%ort title2     
table ( cont5ts4,,title ,i--,education  
matters,sec4 #aja4 ,expansion (         
eligibility = ,fry ,s*ol>%ip to *ildr5 &
 sp\ses ( c]ta9 deceas$ memb]s ( ! ,arm$
 ,=ces4,sec4 #ajb4 ,p]iod = election to 
receive b5efits "u ,all-,volunte]       
,educational ,assi/ance ,program (      

,dep>tm5t ( ,vet]ans ,affairs4,sec4     
#ajc4 ,phase out ( ,all-,volunte]       
,educational ,assi/ance ,program4,sec4  
#ajd4 ,requirem5ts = 9-,/ate            
tuition4,sec4 #aje4 ,expansion (        
au?ority = c]ta9 qualify+ "w-/udy       
activities = purposes ( ! educational   
assi/ance programs ( ! ,dep>tm5t (      
,vet]ans ,affairs to include outrea*    
s]vices provid$ ?r\gh congressional     
(fices4,,title ,,ii--,burial            
matters,sec4 #bja4 ,transportation (    
deceas$ vet]ans to vet]ans'             
cemet]ies4,sec4 #bjb4 ,increase 9 c]ta9 
fun]al b5efits "u laws adm9i/]$ by !    
,secret>y ( ,vet]ans ,affairs4,sec4     
#bjc4 ,out] burial receptacles = ea* new
 grave 9 cemet]ies t are ! subjects (   
c]ta9 grants made by ! ,secret>y (      
,vet]ans ,affairs4,sec4 #bjd4 ,provision
 ( inscriptions = sp\ses & *ildr5 on    
c]ta9 head/ones & m>k]s furni%$ by !    
,secret>y ( ,vet]ans ,affairs4,,title   
,,iii--,repres5tation & f9ancial        
exploitation matters,sec4 #cja4 ,%ort   

title4,sec4 #cjb4 ,p5alties = repres5t+ 
vet]ans z ag5ts & attorneys )\t         
recognition by ,secret>y ( ,vet]ans     
,affairs4,sec4 #cjc4 ,plan to address ! 
f9ancial exploitation ( vet]ans receiv+ 
p5sion f ! ,dep>tm5t ( ,vet]ans         
,affairs4,sec4 #cjd4 ,ov]paym5ts (      
p5sion to vet]ans receiv+ p5sion f !    
,dep>tm5t ( ,vet]ans ,affairs4,sec4     
#cje4 ,evaluation ( additional actions =
 v]ify+ direct deposit in=mation provid$
 by vet]ans on applications = vet]ans   
p5sion4,sec4 #cjf4 ,annual report on    
ef=ts ( ,dep>tm5t ( ,vet]ans ,affairs to
 address ! f9ancial exploitation (      
vet]ans receiv+ p5sion4,sec4 #cjg4      
,notice reg>d+ fees *>g$ 9 connection ) 
fil+ an application = vet]ans           
p5sion4,sec4 #cjh4 ,outrea* plan =      
educat+ vuln]able vet]ans ab\t pot5tial 
f9ancial exploitation relat+ to !       
receipt ( p5sion4,,title ,,iv--,o!r     
matters,sec4 #dja4 ,eligibility ( c]ta9 
memb]s ( ! res]ve compon5ts ( ! ,arm$   
,=ces = home loans f ! ,secret>y (      

,vet]ans ,affairs4,sec4 #djb4 ,ext5sion 
( c]ta9 h\s+ loan fees4,sec4 #djc4      
,cl>ification ( lic5sure requirem5ts =  
contractor m$ical pr(essionals to p]=m  
m$ical disability exam9ations = !       
,dep>tm5t ( ,vet]ans ,affairs4,sec4     
#djd4 ,m$al ( ,honor special p5sion =   
surviv+ sp\ses4,sec4 #dje4 ,mod]nization
 ( s]vice-disabl$ vet]ans               
insurance4,sec4 #djf4 ,publication &    
acceptance ( disability b5efit          
que/ionnaire =ms ( ,dep>tm5t ( ,vet]ans 
,affairs4,sec4 #djg4 ,det]m9ation (     
budget>y effects4  ,i ,education matt]s 
#aja4 ,expansion ( eligibility = ,fry   
,s*ol>%ip to *ildr5 & sp\ses ( c]ta9    
deceas$ memb]s ( ! ,arm$ ,=ces  7a7 ,9  
g5]al ,subsection 7b7 ( section #ccaa ( 
title #ch1 ,unit$ ,/ates ,code1 z am5d$ 
by section #aje ( ! ,h>ry ,w4 ,colm]y   
,vet]ans ,educational ,assi/ance ,act ( 
#bjag 7,public ,law #aae-dh71 is fur!r  
am5d$-- 7#a7 by r$esignat+ p>agraph 7#i7
 z p>agraph 7#aa72 &  7#b7 by ins]t+    
aft] p>agraph 7#h7 ! foll[+ new         

p>agraphs 7#i7 & 7#aj73  7#i7 ,an       
individual :o is ! *ild or sp\se ( a    
p]son :o1 on or aft] ,septemb] #aa1     
#bjja1 dies 9 l9e ( duty :ile s]v+ on   
duty o!r ?an active duty z a memb] ( !  
,arm$ ,=ces4  7#aj7 ,an individual :o is
 ! *ild or sp\se ( a memb] ( ! ,select$ 
,res]ve :o dies on or aft] ,septemb]    
#aa1 #bjja1 :ile a memb] ( ! ,select$   
,res]ve f a s]vice-connect$ disability4 
4  7b7 ,con=m+ am5dm5ts  7#a7           
,subsection 7f7 ( su* section is am5d$  
by /rik+ p>agraph 7#h7 ea* place x      
appe>s & ins]t+ p>agraphs 7#h71 7#i71 & 
7#aj74  7#b7 ,9 section #ccac7;c77#a71  
by /rik+ 7#h71 or 7#i7 & ins]t+ 7#h71   
7#i71 7#aj71 or 7#aa74  7#c7 ,9 section 
#ccag7;a71 9 ! second s5t5ce1 by /rik+  
p>agraphs 7#a71 7#b71 7#h71 & 7#i7 &    
ins]t+ p>agraphs 7#a71 7#b71 7#h71 7#i71
 7#aj71 & 7#aa74  7#d7 ,section #ccbb ( 
su* title is am5d$-- 7,a7 9 subsection  
7e71 by /rik+ bo? sections #ccaa7;b77#h7
 & #ccai & ins]t+ section #ccai &       
p>agraph 7#h71 7#i71 or 7#aj7 ( section 

#ccaa ( ?is title2  7,b7 9 subsection   
7f71 by /rik+ section #ccaa7;b77#h7 &   
ins]t+ p>agraph 7#h71 7#i71 or 7#aj7 (  
section #ccaa ( ?is title2 &  7,c7 9    
subsection 7h77#b71 by /rik+ ei!r       
section #ccaa7;b77#h7 or *apt] #ce &    
ins]t+ ei!r *apt] #ce or p>agraph 7#h71 
7#i71 or 7#aj7 ( section #ccaa4  7c7    
,applicability date ,! am5dm5ts made by 
?is section %all take effect imm$iately 
aft] ! am5dm5ts made by section #aje ( !
 ,h>ry ,w4 ,colm]y ,vet]ans ,educational
 ,assi/ance ,act ( #bjag 7,public ,law  
#aae-dh7 take effect & %all apply )     
respect to a qu>t]1 seme/]1 or t]m1 z   
applicable1 comm5c+ on or aft] ,augu/   
#a1 #bjbj4  #ajb4 ,p]iod = election to  
receive b5efits "u ,all-,volunte]       
,educational ,assi/ance ,program (      
,dep>tm5t ( ,vet]ans ,affairs  7a7 ,9   
g5]al ,section #cjaa ( title #ch1 ,unit$
 ,/ates ,code1 is am5d$-- 7#a7 9        
subsection 7c77#a71 by /rik+ ,any su*   
election %all be made at ! "t !         
individual initially ent]s on active    

duty z a memb] ( ! ,arm$ ,=ces & ins]t+ 
,any su* election %all be made dur+ !   
#ij-;day p]iod beg9n+ on ! day t is #ahj
 days aft] ! date on :i* ! individual   
initially ent]s initial tra9+2 &  7#b7 9
 subsection 7b77#a71 by /rik+ t su*     
individual is entitl$ to su* pay &      
ins]t+ t beg9 aft] ! date t is #bgj days
 aft] ! date on :i* ! individual        
initially ent]s initial tra9+4  7b7     
,effective date ,! am5dm5ts made by     
subsection 7a7 %all take effect #ahj    
days aft] ! date ( enactm5t ( ?is ,act4 
#ajc4 ,phase out ( ,all-,volunte]       
,educational ,assi/ance ,program        
,subsection 7a77#a77;,a7 ( section #cjaa
 ( title #ch1 ,unit$ ,/ates ,code1 z    
am5d$ by section #ajb1 is fur!r am5d$ by
 /rik+ aft] ,june #cj1 #aihe & ins]t+   
dur+ ! p]iod beg9n+ ,july #a1 #aihe1 &  
end+ ,septemb] #cj1 #bjcj4  #ajd4       
,requirem5ts = 9-,/ate tuition  7a7 ,9  
g5]al ,section #cfgi7;c7 ( title #ch1   
,unit$ ,/ates ,code1 is am5d$-- 7#a7 9  
p>agraph 7#b77;,a71 by /rik+ less ?an   

?ree ye>s be=e ! date ( enrollm5t 9 !   
c\rse conc]n$2 &  7#b7 9 p>agraph 7#d7--
 7,a7 by /rik+ ,x %all & ins]t+ 7,a7 ,x 
%all2 &  7,b7 by add+ at ! end ! foll[+ 
new subp>agraph3  7,b7 ,to ! ext5t      
feasible1 ! ,secret>y %all make publicly
 available on ! int]net website ( !     
,dep>tm5t a database expla9+ any        
requirem5ts describ$ 9 subp>agraph 7,a7 
t are e/abli%$ by a public in/itution ( 
high] le>n+ = an individual to be *>g$  
tuition & fees at a rate t is equal to  
or less ?an ! rate ! in/itution *>ges = 
tuition & fees = resid5ts ( ! ,/ate 9   
:i* ! in/itution is locat$4 ,! ,secret>y
 %all disapprove a c\rse ( education    
provid$ by su* an in/itution t does n   
provide ! ,secret>y-- 7i7 an initial    
explanation ( su* requirem5ts2 &  7ii7 n
 lat] ?an #ij days aft] ! date on :i*   
any su* requirem5ts *ange1 ! updat$     
requirem5ts4  4  7b7 ,application ,!    
am5dm5ts made by ?is section %all apply 
) respect to a qu>t]1 seme/]1 or t]m1 z 
applicable1 comm5c+ on or aft] ,augu/   

#a1 #bjbj4  #aje4 ,expansion ( au?ority 
= c]ta9 qualify+ "w-/udy activities =   
purposes ( ! educational assi/ance      
programs ( ! ,dep>tm5t ( ,vet]ans       
,affairs to include outrea* s]vices     
provid$ ?r\gh congressional (fices      
,section #cdhe7;a77#d7 ( title #ch1     
,unit$ ,/ates ,code1 is am5d$ by add+ at
 ! end ! foll[+ new subp>agraph3  7,k7  
,! foll[+ activities c>ri$ out at !     
(fices ( ,memb]s ( ,congress = su*      
,memb]s3 7i7 ,! di/ribution ( in=mation 
to memb]s ( ! ,arm$ ,=ces1 vet]ans1 & _!
 dep5d5ts ab\t ! b5efits & s]vices "u   
laws adm9i/]$ by ! ,secret>y & o!r      
appropriate gov]nm5tal & nongov]nm5tal  
programs4  7ii7 ,! prep>ation & process+
 ( pap]s & o!r docum5ts1 includ+        
docum5ts to assi/ 9 ! prep>ation &      
pres5tation ( claims = b5efits "u laws  
adm9i/]$ by ! ,secret>y4  4  ,,ii       
,burial matt]s  #bja4 ,transportation ( 
deceas$ vet]ans to vet]ans' cemet]ies   
7a7 ,9 g5]al ,subsection 7a7 ( section  
#bcjh ( title #ch1 ,unit$ ,/ates ,code1 

is am5d$ by /rik+ 9 a national cemet]y &
 ins]t+ 9 a national cemet]y or a cov]$ 
vet]ans' cemet]y4  7b7 ,cov]$ ,vet]ans' 
,cemet]y ,def9$ ,section #bcjh ( su*    
title is am5d$ by add+ at ! end ! foll[+
 new subsection3  7c7 ,cov]$ ,vet]ans'  
,cemet]y ,def9$ ,9 ?is section1 ! t]m   
cov]$ vet]ans' cemet]y means a vet]ans' 
cemet]y-- 7#a7 9 :i* a deceas$ vet]an   
describ$ 9 subsection 7b7 is eligible to
 be buri$2 &  7#b7 = :i* ! ,secret>y has
 made a grant "u section #bdjh ( ?is    
title4  4  7c7 ,con=m+ ,am5dm5t ,section
 #bcjh ( su* title is am5d$ 9 ! section 
head+ by add+ at ! end ! foll[+3 or a   
vet]ans' cemet]y4  7d7 ,cl]ical am5dm5t 
,! table ( sections at ! beg9n+ ( *apt] 
#bc ( su* title is am5d$ by /rik+ ! item
 relat+ to section #bcjh & ins]t+ !     
foll[+ new item3  #bcjh4 ,transportation
 ( deceas$ vet]an to a national cemet]y 
or a vet]ans' cemet]y4  4  #bjb4        
,increase 9 c]ta9 fun]al b5efits "u laws
 adm9i/]$ by ! ,secret>y ( ,vet]ans     
,affairs  7a7 ,fun]al exp5ses =         

non-,s]vice-,connect$ disabilities      
,*apt] #bc ( title #ch1 ,unit$ ,/ates   
,code1 is am5d$ z foll[s3 7#a7 ,by      
transf]r+ subsection 7b7 ( section #bcjb
 to ! end ( section #bcjc & r$esignat+  
su* subsection z subsection 7d74  7#b7  
,by /rik+ section #bcjb4  7#c7 ,9       
section #bcjc-- 7,a7 9 ! section head+1 
by /rik+ ,dea? 9 ,dep>tm5t facility &   
ins]t+ ,dea? f non-s]vice-connect$      
disability2 &  7,b7 9 subsection 7a7--  
7i7 9 p>agraph 7#a71 by /rik+ a vet]an  
dies 9 a facility describ$ 9 p>agraph   
7#b7 & ins]t+ a vet]an describ$ 9       
p>agraph 7#b7 dies2  7ii7 by /rik+      
p>agraph 7#b7 & ins]t+ ! foll[+ new     
p>agraph 7#b73  7#b7 ,a vet]an describ$ 
9 ?is p>agraph is a deceas$ vet]an :o is
 n cov]$ by section #bcjg & :o meets any
 ( ! foll[+ crit]ia3 7,a7 ,! deceas$    
vet]an dies 9-- 7i7 a facility ( !      
,dep>tm5t 7z def9$ 9 section #agja7c7 ( 
?is title7 to :i* ! deceas$ vet]an 0    
prop]ly admitt$ = hospital1 nurs+ home1 
or domicili>y c>e "u section #agaj or   

#agaa7;a7 ( ?is title2 or  7ii7 an      
in/itution at :i* ! deceas$ vet]an 01 at
 ! "t ( dea?1 receiv+-- 7,i7 hospital   
c>e 9 accordance ) sections #agjc;,a1   
#haaa1 & #haec ( ?is title2  7,,ii7     
nurs+ home c>e "u section #agbj ( ?is   
title2 or  7,,iii7 nurs+ home c>e = :i* 
paym5ts are made "u section #agda ( ?is 
title4  7,b7 ,at ! "t ( dea?1 ! deceas$ 
vet]an 7includ+ a p]son :o di$ dur+ a   
p]iod deem$ to be active milit>y1 naval1
 or air s]vice "u section #ajf7;c7 ( ?is
 title7 is 9 receipt ( comp5sation "u   
*apt] #aa ( ?is title 7or b = ! receipt 
( retirem5t pay w\ld h be5 entitl$ to   
su* comp5sation7 or 0 9 receipt ( p5sion
 "u *apt] #ae ( ?is title4  7,c7 ,!     
,secret>y det]m9es-- 7i7 ! deceas$      
vet]an 7includ+ a p]son :o di$ dur+ a   
p]iod deem$ to be active milit>y1 naval1
 or air s]vice "u section #ajf7;c7 ( ?is
 title7 has no next ( k9 or o!r p]son   
claim+ ! body ( ! deceas$ vet]an2 &     
7ii7 t !re are n available suffici5t    
res\rces to cov] burial & fun]al        

exp5ses4  2  7iii7 9 subsection 7b7--   
7,i7 9 ! matt] prec$+ p>agraph 7#a71 by 
/rik+ section #bcjb ( ?is title &2 &    
7,,ii7 9 p>agraph 7#b71 by /rik+ "u     
section #bcjb ( ?is title or2 &  7iv7 9 
subsection 7d71 z add$ by p>agraph 7#a7 
( ?is subsection1 by /rik+ ,except z &  
ins]t+ ,) respect to a deceas$ vet]an   
describ$ 9 subp>agraph 7,b7 or 7,c7 (   
subsection 7a77#b71 except z4  7b7      
,con=m+ am5dm5ts  7#a7 ,title #ch ,su*  
title is am5d$ z foll[s3 7,a7 ,9 section
 #bcjd1 by /rik+ ,applications = paym5ts
 "u section #bcjb ( ?is title & ins]t+  
,applications = paym5ts "u section #bcjc
 ( ?is title reg>d+ vet]ans describ$ 9  
subp>agraph 7,b7 or 7,c7 ( subsection   
7a77#b7 ( su* section4  7,b7 ,9 section 
#bcjg1 by /rik+ sections #bcjb &        
#bcjc7;a77#a7 & 7b77#b7 ( ?is title &   
ins]t+ subsections 7a77#a7 & 7b77#b7 (  
section #bcjc ( ?is title4  7,c7 ,9     
section #bcjh-- 7i7 9 subsection 7a71 by
 /rik+ pursuant to section #bcjb or     
#bcjg ( ?is title1 & ins]t+ pursuant to 

section #bcjc ( ?is title reg>d+ vet]ans
 describ$ 9 subp>agraph 7,b7 or 7,c7 (  
subsection 7a77#b7 ( su* section1 or    
pursuant to section #bcjg ( ?is title12 
&  7ii7 9 subsection 7b77#c7-- 7,i7 by  
/rik+ section #bcjb & ins]t+ section    
#bcjc2 &  7,,ii7 by /rik+ subsection    
7a77#b77;,a7 & ins]t+ subsection        
7a77#b77;,c74  7,d7 ,9 section          
#aac7;c77#a71 by /rik+ #bcjb14  7,e7 ,9 
section #eaja7;a77#a77;,b77i71 by /rik+ 
#bcjb & ins]t+ #bcjc4  7#b7 ,em]g5cy    
m$ical c>e ,section #aa ( ! ,milit>y    
,selective ,s]vice ,act 7#ej ,u4,s4,c4  
#chaj7 is am5d$ by /rik+ section        
#bcjb7;a7 ( title #ch & ins]t+ section  
#bcjc ( title #ch1 ,unit$ ,/ates ,code1 
reg>d+ vet]ans describ$ 9 subp>agraph   
7,b7 or 7,c7 ( subsection 7a77#b7 ( su* 
section4  7c7 ,cl]ical am5dm5t ,! table 
( sections at ! beg9n+ ( *apt] #bc ( su*
 title is am5d$ by /rik+ ! items relat+ 
to sections #bcjb & #bcjc & ins]t+ !    
foll[+ new item3  #bcjc4 ,dea? f        
non-s]vice-connect$ disability2 plot    

all[ance4  4  7d7 ,effective date ,!    
am5dm5ts made by ?is ,act %all apply to 
dea?s t occur on or aft] ! date t is    
#ahj days aft] ! date ( ! enactm5t ( ?is
 ,act4  #bjc4 ,out] burial receptacles =
 ea* new grave 9 cemet]ies t are !      
subjects ( c]ta9 grants made by !       
,secret>y ( ,vet]ans ,affairs ,section  
#bcjf7;e7 ( title #ch1 ,unit$ ,/ates    
,code1 is am5d$-- 7#a7 9 p>agraph       
7#a77;,a71 by ins]t+ 1 or 9 a cemet]y t 
is ! subject ( a grant to a ,/ate or a  
tribal organization "u section #bdjh (  
?is title1 aft] ,national ,cemet]y      
,adm9i/ration2 &  7#b7 by /rik+ p>agraph
 7#b7 & ins]t+ ! foll[+ new p>agraph    
7#b73  7#b7 7,a7 ,! use ( out] burial   
receptacles 9 a cemet]y "u ! control ( !
 ,national ,cemet]y ,adm9i/ration or 9 a
 cemet]y t is ! subject ( a grant to a  
,/ate or a tribal organization "u       
section #bdjh ( ?is title %all be 9     
accordance ) regulations or proc$ures   
approv$ by ! ,secret>y ( ,vet]ans       
,affairs4  7,b7 ,! use ( out] burial    

receptacles 9 ,arl+ton ,national        
,cemet]y %all be 9 accordance )         
regulations or proc$ures approv$ by !   
,secret>y ( ! ,army4  7,c7 ,! use ( out]
 burial receptacles 9 a national cemet]y
 adm9i/]$ by ! ,national ,p>k ,s]vice   
%all be 9 accordance ) regulations or   
proc$ures approv$ by ! ,secret>y ( !    
,int]ior4  4  #bjd4 ,provision (        
inscriptions = sp\ses & *ildr5 on c]ta9 
head/ones & m>k]s furni%$ by ! ,secret>y
 ( ,vet]ans ,affairs  7a7 ,9 g5]al      
,section #bcjf ( title #ch1 ,unit$      
,/ates ,code1 is am5d$ by add+ at ! end 
! foll[+ new subsection3  7j7 7#a7 ,9   
addition to any o!r au?ority "u ?is     
section1 9 ! case ( an individual ^:    
grave is n 9 a cov]$ cemet]y 7z t t]m is
 def9$ 9 subsection 7f77#b77 & = :om !  
,secret>y has furni%$ a head/one or m>k]
 "u subsection 7a7 or 7d71 ! ,secret>y1 
if feasible & ^u reque/1 may replace !  
head/one or m>k] to add an inscription =
 ! surviv+ sp\se or eligible dep5d5t    
*ild ( su* individual foll[+ ! dea? ( ! 

surviv+ sp\se or eligible dep5d5t *ild4 
7#b7 ,if ! sp\se or eligible dep5d5t    
*ild ( an individual ref]r$ to 9        
p>agraph 7#a7 pr$eceases ! individual1 !
 ,secret>y may1 if feasible & ^u reque/1
 include an inscription = ! sp\se or    
dep5d5t *ild on ! head/one or m>k]      
furni%$ = ! individual "u subsection 7a7
 or 7d74  4  7b7 ,application           
,subsection 7j7 ( section #bcjf ( title 
#ch1 ,unit$ ,/ates ,code1 z add$ by     
subsection 7a71 %all apply ) respect to 
an individual :o dies on or aft] ,octob]
 #a1 #bjba4  ,,iii ,repres5tation &     
f9ancial exploitation matt]s  #cja4     
,%ort title ,?is title may be cit$ z !  
,f9ancial ,refuge = ,e ,eld]ly ,vet]an  
,act ( #bjbj or ! ,,free ,vet]an ,act ( 
#bjbj4  #cjb4 ,p5alties = repres5t+     
vet]ans z ag5ts & attorneys )\t         
recognition by ,secret>y ( ,vet]ans     
,affairs  7a7 ,p5alties  7#a7 ,9 g5]al  
,section #eije ( title #ch1 ,unit$      
,/ates ,code1 is am5d$ to read z foll[s3
  #eije4 ,p5alty = c]ta9 acts  7a7 ,9   

g5]al ,:oev] commits any ( ! foll[+ acts
 %all be f9$ z provid$ 9 title #ah1 or  
imprison$ = n m ?an "o ye>1 or bo?3 7#a7
 ,und]takes or attempts to und]take any 
"w 9 fur!rance ( ! prep>ation1          
pres5tation1 or prosecution ( a claim "u
 a law adm9i/]$ by ! ,secret>y-- 7,a7   
)\t recognition by ! ,secret>y "u       
sections #eijb ?r\gh #eijd ( ?is title2 
or  7,b7 :ile susp5d$ or exclud$ "u     
section #eijd7;b7 ( ?is title4  7#b7    
,unlawfully )holds f any claimant or    
b5efici>y any "p ( a b5efit or claim "u 
! laws adm9i/]$ by ! ,secret>y t is     
all[$ & due to ! claimant or b5efici>y4 
7b7 ,seek+ recognition ,subsection      
7a77#a77;,a7 %all n be con/ru$ to       
include ! seek+ ( recognition f !       
,secret>y to prep>e1 pres5t1 or         
prosecute a claim "u a law adm9i/]$ by !
 ,secret>y4  7c7 ,legal int]ns1 law     
/ud5ts1 & p>alegals ,subsection         
7a77#a77;,a7 %all n apply to a legal    
int]n1 a law /ud5t1 or a p>alegal       
und]tak+ or attempt+ to und]take "w 9   

fur!rance ( ! prep>ation1 pres5tation1  
or prosecution ( a claim "u a law       
adm9i/]$ by ! ,secret>y to ! degree t   
su* legal int]n1 law /ud5t1 or p>alegal 
is do+ s-- 7#a7 on behalf ( or "u !     
sup]vision ( an attorney recogniz$ by ! 
,secret>y "u sections #eijb ?r\gh #eijd 
( ?is title2 &  7#b7 9 a mann] t is     
consi/5t ) ! ,model ,rules (            
,pr(essional ,conduct ( ! ,am]ican ,b>  
,association4  4  7#b7 ,effective date  
,! am5dm5t made by subsection 7a7 %all  
apply ) respect to acts committ$ aft] ! 
date t is #ahj days aft] ! date ( !     
enactm5t ( ?is ,act4  7b7 ,bi5nial      
reviews by ,g5]al ,c\nsel ( ! ,dep>tm5t 
( ,vet]ans ,affairs ,section #eijd ( su*
 title is am5d$ by add+ at ! end !      
foll[+ new subsection3  7e7 ,bi5nial    
reviews by ,g5]al ,c\nsel  7#a7 ,n less 
frequ5tly ?an once e two ye>s1 ! ,g5]al 
,c\nsel ( ! ,dep>tm5t %all submit to    
,congress a report on activities "u ?is 
section4  7#b7 ,ea* report submitt$ "u  
subp>agraph 7,a7 %all include1 = ! p]iod

 cov]$ by ! report1 ! foll[+3 7,a7 ,a   
discussion ( ! rates g5]ally *>g$ =     
s]vices cov]$ by ?is section4  7,b7 ,a  
discussion ( ! reque/s made by claimants
 "u subsection 7c77#c77;,a74  7,c7 ,a   
discussion ( ! fees r$uc$ "u su*        
subsection4  7,d7 ,! numb] ( claims =   
b5efits "u laws adm9i/]$ by ! ,secret>y 
t 7 prep>$1 pres5t$1 or prosecut$ by an 
individual act+ z an ag5t or attorney :o
 did s :ile n recogniz$ "u ?is section4 
4  #cjc4 ,plan to address ! f9ancial    
exploitation ( vet]ans receiv+ p5sion f 
! ,dep>tm5t ( ,vet]ans ,affairs  7a7    
,developm5t ( me?od = solicitation &    
collection ( in=mation ,n lat] ?an "o   
ye> aft] ! date ( ! enactm5t ( ?is ,act1
 ! ,secret>y ( ,vet]ans ,affairs %all   
develop a me?od = sy/ematically solicit+
 & collect+ in=mation on compla9ts      
receiv$1 ref]rals made1 & actions tak5  
by ! p5sion managem5t c5t]s ( !         
,dep>tm5t ( ,vet]ans ,affairs & any o!r 
relevant compon5ts ( ! ,dep>tm5t1 9     
cases ( pot5tial f9ancial exploitation (

 individuals receiv+ p5sion "u *apt] #ae
 ( title #ch1 ,unit$ ,/ates ,code4  7b7 
,plan ,to assess & address f9ancial     
exploitation ( vet]ans  7#a7 ,9 g5]al ,!
 ,secret>y %all develop & p]iodically   
update a plan-- 7,a7 to regul>ly assess 
! in=mation solicit$ & collect$ "u      
subsection 7a7 to id5tify tr5ds (       
pot5tial f9ancial exploitation ( !      
individuals describ$ 9 subsection 7a7   
across ! ,dep>tm5t2 &  7,b7 to outl9e   
actions t ! ,dep>tm5t c take to improve 
education & tra9+ to address ^? tr5ds4  
7#b7 ,submission ( plan ,n lat] ?an "o  
ye> aft] ! date ( ! enactm5t ( ?is ,act1
 & n less frequ5tly ?an once e two ye>s 
!reaft]1 ! ,secret>y %all submit ! plan 
mo/ rec5tly develop$ or updat$ "u       
p>agraph 7#a7 to-- 7,a7 ! ,comptroll]   
,g5]al ( ! ,unit$ ,/ates2 &  7,b7 !     
,committee on ,vet]ans' ,affairs & !    
,special ,committee on ,ag+ ( ! ,s5ate &
 ! ,committee on ,vet]ans' ,affairs ( ! 
,h\se ( ,repres5tatives4  #cjd4         
,ov]paym5ts ( p5sion to vet]ans receiv+ 

p5sion f ! ,dep>tm5t ( ,vet]ans ,affairs
  7a7 ,guidance & tra9+ = claims        
processors ,z ! ,secret>y consid]s      
necess>y1 b n less frequ5tly ?an once e 
?ree ye>s1 ! ,"u ,secret>y = ,b5efits ( 
! ,dep>tm5t ( ,vet]ans ,affairs %all    
update guidance & tra9+ curriculum = !  
processors ( claims = p5sion "u *apt]   
#ae ( title #ch1 ,unit$ ,/ates ,code1   
reg>d+ ! evaluation ( que/ionable m$ical
 exp5ses on applications = p5sion1      
includ+ by updat+ su* guidance ) respect
 to :at con/itutes a que/ionable m$ical 
exp5se & by includ+ examples ( su*      
exp5ses4  7b7 ,id5tification & track+ ,!
 ,"u ,secret>y %all develop a me?od =   
id5tify+ & track+ ! numb] ( individuals 
:o h receiv$ ov]paym5ts ( p5sion "u     
*apt] #ae ( title #ch1 ,unit$ ,/ates    
,code4  7c7 ,annual report ,n lat] ?an  
"o ye> aft] ! date ( ! enactm5t ( ?is   
,act1 & n lat] ?an ,octob] #ca ( ea*    
fiscal ye> beg9n+ !reaft]1 ! ,"u        
,secret>y %all submit to ,congress a    
report t includes1 = ! p]iod cov]$ by ! 

report-- 7#a7 ! numb] ( individuals :o  
receiv$ ov]paym5ts ( p5sion "u *apt] #ae
 ( title #ch1 ,unit$ ,/ates ,code2 &    
7#b7 ! reason = ea* ov]paym5t4  #cje4   
,evaluation ( additional actions =      
v]ify+ direct deposit in=mation provid$ 
by vet]ans on applications = vet]ans    
p5sion  7a7 ,9 g5]al ,! ,"u ,secret>y = 
,b5efits ( ! ,dep>tm5t ( ,vet]ans       
,affairs %all-- 7#a7 conduct an         
evaluation ( ! feasibility &            
advisability ( requir+ ! processors (   
claims = p5sion "u *apt] #ae ( title    
#ch1 ,unit$ ,/ates ,code1 to take       
additional actions to v]ify t ! direct  
deposit in=mation provid$ by an         
individual on an application = p5sion is
 = ! appropriate recipi5t2 &  7#b7      
id5tify su* legislative or adm9i/rative 
actions z ! ,"u ,secret>y consid]s      
appropriate to ensure t paym5ts ( p5sion
 are provid$ to ! correct recipi5ts4    
7b7 ,submission to ,congress  7#a7 ,9   
g5]al ,n lat] ?an #bdj days aft] ! date 
( ! enactm5t ( ?is ,act1 ! ,"u ,secret>y

 %all submit to ,congress a report on ! 
evaluation & id5tification "u subsection
 7a74  7#b7 ,cont5ts ,! report requir$  
by p>agraph 7#a7 %all include ! foll[+3 
7,a7 ,! f9d+s ( ! ,"u ,secret>y )       
respect to ! evaluation conduct$ "u     
subsection 7a77#a74  7,b7 ,! actions    
id5tifi$ "u subsection 7a77#b74  7,c7 ,a
 plan = implem5t+ any adm9i/rative      
actions id5tifi$ "u subsection 7a77#b74 
7,d7 ,a rationale = n implem5t+ any     
actions evaluat$ "u p>agraph 7#a7 (     
subsection 7a7 b n id5tifi$ "u p>agraph 
7#b7 ( su* subsection4  #cjf4 ,annual   
report on ef=ts ( ,dep>tm5t ( ,vet]ans  
,affairs to address ! f9ancial          
exploitation ( vet]ans receiv+ p5sion   
7a7 ,9 g5]al ,n less frequ5tly ?an once 
ea* ye>1 ! ,secret>y ( ,vet]ans ,affairs
 %all submit to ! ,committee on         
,vet]ans' ,affairs ( ! ,s5ate & !       
,committee on ,vet]ans' ,affairs ( !    
,h\se ( ,repres5tatives a report on     
ef=ts to address ! f9ancial exploitation
 ( individuals receiv+ p5sion "u *apt]  

#ae ( title #ch1 ,unit$ ,/ates ,code4   
7b7 ,cont5ts ,ea* report requir$ by     
subsection 7a7 %all include1 = ! p]iod  
cov]$ by ! report1 ! foll[+3 7#a7 ,!    
numb] ( individuals :o receiv$ p5sion "u
 *apt] #ae ( title #ch1 ,unit$ ,/ates   
,code1 :o h be5 ref]r$ by any compon5t (
 ! ,dep>tm5t ( ,vet]ans ,affairs to !   
,(fice ( ,inspector ,g5]al ( ! ,dep>tm5t
 z likely or prov5 victims ( f9ancial   
exploitation4  7#b7 ,! numb] ( ref]rals 
& reports relat+ to ! f9ancial          
exploitation ( su* individuals made by !
 ,dep>tm5t ( ,vet]ans ,affairs to-- 7,a7
 ! ,consum] ,s5t9el ,network ( ! ,f$]al 
,trade ,commission2 &  7,b7 ! ,dep>tm5t 
( ,ju/ice4  7#c7 ,a description ( !     
actions tak5 z a result ( su* ref]rals &
 reports aga9/-- 7,a7 individuals       
recogniz$ by ! ,secret>y z ag5ts or     
attorneys "u section #eijd ( title #ch1 
,unit$ ,/ates ,code2 &  7,b7 individuals
 n s recogniz$4  #cjg4 ,notice reg>d+   
fees *>g$ 9 connection ) fil+ an        
application = vet]ans p5sion ,! ,"u     

,secret>y = ,b5efits ( ! ,dep>tm5t (    
,vet]ans ,affairs %all ensure t e pap]  
or electronic docum5t relat+ to !       
receipt ( p5sion "u *apt] #ae ( title   
#ch1 ,unit$ ,/ates ,code1 t is available
 to individuals :o apply = su* p5sion1  
includ+ educational =ms ab\t or         
applications = su* p5sion1 includes a   
notice t ! ,dep>tm5t does n *>ge any fee
 9 connection ) ! fil+ ( an application 
= su* p5sion4  #cjh4 ,outrea* plan =    
educat+ vuln]able vet]ans ab\t pot5tial 
f9ancial exploitation relat+ to !       
receipt ( p5sion  7a7 ,developm5t ( plan
 ,! ,"u ,secret>y = ,b5efits ( !        
,dep>tm5t ( ,vet]ans ,affairs %all      
develop1 9 collaboration ) vet]ans      
s]vice organizations1 an outrea* plan = 
educat+ vuln]able individuals ab\t      
pot5tial f9ancial exploitation relat+ to
 ! receipt ( p5sion "u *apt] #ae ( title
 #ch1 ,unit$ ,/ates ,code4  7b7         
,submission to ,congress ,n lat] ?an    
#ahj days aft] ! date ( ! enactm5t ( ?is
 ,act1 ! ,"u ,secret>y %all submit to ! 

,committee on ,vet]ans' ,affairs & !    
,special ,committee on ,ag+ ( ! ,s5ate &
 ! ,committee on ,vet]ans' ,affairs ( ! 
,h\se ( ,repres5tatives ! plan develop$ 
"u subsection 7a74  7c7 ,vet]ans s]vice 
organization def9$ ,9 ?is section1 ! t]m
 vet]ans s]vice organization means an   
organization recogniz$ by ! ,secret>y ( 
,vet]ans ,affairs = ! repres5tation (   
vet]ans "u section #eijb ( title #ch1   
,unit$ ,/ates ,code4  ,,iv ,o!r matt]s  
#dja4 ,eligibility ( c]ta9 memb]s ( !   
res]ve compon5ts ( ! ,arm$ ,=ces = home 
loans f ! ,secret>y ( ,vet]ans ,affairs 
7a7 ,expansion ( def9ition ( vet]an =   
purposes ( home loans ,section #cgja7;b7
 ( title #ch1 ,unit$ ,/ates ,code1 is   
am5d$ by add+ at ! end ! foll[+ new     
p>agraph3  7#g7 ,! t]m vet]an also      
includes1 = purposes ( home loans1 an   
individual :o p]=m$ active s]vice 7z t  
t]m is def9$ 9 section #aja ( title #aj7
 = a p]iod-- 7,a7 ( n less ?an #ij      
cumulative days2 &  7,b7 t includes #cj 
consecutive days4  4  7b7 ,expansion (  

eligibility ,section #cgjb7;a77#b7 ( su*
 title is am5d$ by add+ at ! end !      
foll[+ new subp>agraph3  7,g7 ,ea*      
individual describ$ 9 section           
#cgja7;b77#g7 ( ?is title4  4  #djb4    
,ext5sion ( c]ta9 h\s+ loan fees        
,section #cgbi7;b77#b7 ( title #ch1     
,unit$ ,/ates ,code1 is am5d$ by /rik+  
,octob] #a1 #bjbi ea* place x appe>s &  
ins]t+ ,octob] #a1 #bjcj4  #djc4        
,cl>ification ( lic5sure requirem5ts =  
contractor m$ical pr(essionals to p]=m  
m$ical disability exam9ations = !       
,dep>tm5t ( ,vet]ans ,affairs           
,subsection 7c7 ( section #ejd ( !      
,vet]ans' ,b5efits ,improvem5ts ,act (  
#aiif 7,public ,law #ajd-bge2 #ch       
,u4,s4,c4 #eaja note7 is am5d$ to read z
 foll[s3  7c7 ,lic5sure ( contract heal?
 c>e pr(essionals  7#a7 ,9 g5]al        
,not)/&+ any law reg>d+ ! lic5sure (    
heal? c>e pr(essionals1 a heal? c>e     
pr(essional describ$ 9 p>agraph 7#b7 may
 conduct an exam9ation pursuant to a    
contract ent]$ into "u subsection 7a7 at

 any location 9 any ,/ate1 ! ,di/rict ( 
,columbia1 or a ,commonweal?1 t]ritory1 
or possession ( ! ,unit$ ,/ates1 s long 
z ! exam9ation is )9 ! scope ( !        
au?oriz$ duties "u su* contract4  7#b7  
,heal? c>e pr(essional describ$ ,a heal?
 c>e pr(essional describ$ 9 ?is p>agraph
 is a physician1 physician assi/ant1    
nurse practition]1 audiologi/1 or       
psy*ologi/1 :o-- 7,a7 has a curr5t      
unre/rict$ lic5se to practice ! heal?   
c>e pr(ession ( ! physician1 physician  
assi/ant1 nurse practition]1 audiologi/1
 or psy*ologi/1 z ! case may be2  7,b7  
is n b>r$ f practic+ su* heal? c>e      
pr(ession 9 any ,/ate1 ! ,di/rict (     
,columbia1 or a ,commonweal?1 t]ritory1 
or possession ( ! ,unit$ ,/ates2 &  7,c7
 is p]=m+ au?oriz$ duties = ! ,dep>tm5t 
( ,vet]ans ,affairs pursuant to a       
contract ent]$ into "u subsection 7a74  
4  #djd4 ,m$al ( ,honor special p5sion =
 surviv+ sp\ses  7a7 ,codification (    
curr5t rate ( special p5sion ,subsection
 7a7 ( section #aefb ( title #ch1 ,unit$

 ,/ates ,code1 is am5d$ by /rik+ #a1jjj 
& ins]t+ #a1chh4fh4  7b7 ,special p5sion
 = surviv+ sp\ses  7#a7 ,surviv+ sp\se  
b5efit ,su* subsection is fur!r am5d$-- 
7,a7 by ins]t+ 7#a7 aft] 7a72 &  7,b7 by
 add+ at ! end ! foll[+ new p>agraph3   
7#b7 7,a7 ,except z provid$ 9           
subp>agraphs 7,b7 & 7,c71 ! ,secret>y   
%all pay special p5sion "u ?is section  
to ! surviv+ sp\se ( a p]son ^: "n has  
be5 ent]$ on ! ,army1 ,navy1 ,air ,=ce1 
& ,coa/ ,gu>d ,m$al ( ,honor ,roll & a  
copy ( ^: c]tificate has be5 deliv]$ to 
! ,secret>y "u section #aacd;a7d7 (     
title #aj4  7,b7 ,no special p5sion %all
 be paid to a surviv+ sp\se ( a p]son "u
 ?is section unless su* surviv+ sp\se 0 
m>ri$ to su* p]son-- 7i7 = "o ye> or m  
prior to ! vet]an's dea?2 or  7ii7 = any
 p]iod ( "t if a *ild 0 born ( !        
m>riage1 or 0 born to !m be=e ! m>riage4
  7,c7 ,no special p5sion %all be paid  
to a surviv+ sp\se ( a p]son "u ?is     
section if su* surviv+ sp\se is eligible
 = or receiv+ b5efits "u section #acaa  

or #acah ( ?is title4  4  7#b7 ,con=m+  
am5dm5ts  7,a7 ,9 g5]al ,su* section is 
am5d$-- 7i7 9 subsection 7d71 by ins]t+ 
or m>ri$ to m ?an "o p]son :o has be5   
aw>d$ a m$al ( honor1 aft] honor12 &    
7ii7 9 subsection 7f77#a71 by /rik+ ?is 
section & ins]t+ p>agraph 7#a7 (        
subsection 7a71 or "u p>agraph 7#b7 (   
su* subsection 9 ! case ( a po/hum\s    
entry on ! ,army1 ,navy1 ,air ,=ce1 &   
,coa/ ,gu>d ,m$al ( ,honor ,roll14  7,b7
 ,special provisions relat+ to m>riages 
,section #ajc7;d77#e7 ( su* title is    
am5d$ by add+ at ! end ! foll[+ new     
subp>agraph3  7,e7 ,section             
#aefb7;a77#b71 relat+ to ,m$al ( ,honor 
special p5sion4  4  7#c7 ,effective date
 ,! am5dm5ts made by ?is subsection %all
 apply ) respect to paym5t ( p5sion "u  
section #aefb ( title #ch1 ,unit$ ,/ates
 ,code1 = mon?s beg9n+ aft] ! date ( !  
enactm5t ( ?is ,act4  #dje4             
,mod]nization ( s]vice-disabl$ vet]ans  
insurance  7a7 ,e/abli%m5t ( mod]niz$   
program  7#a7 ,9 g5]al ,*apt] #ai (     

title #ch1 ,unit$ ,/ates ,code1 is am5d$
 by ins]t+ aft] section #aibb;,a !      
foll[+ new section3  #aibb;,b4          
,s]vice-disabl$ vet]ans insurance  7a7  
,insurance  7#a7 ,beg9n+ ,janu>y #a1    
#bjbc1 ! ,secret>y %all c>ry out a      
s]vice-disabl$ vet]ans insurance program
 "u :i* a vet]an is grant$ insurance by 
! ,unit$ ,/ates aga9/ ! dea? ( su*      
individual occurr+ :ile su* insurance is
 9 =ce4  7#b7 ,! ,secret>y may only     
issue :ole-life policies "u ! insurance 
program "u p>agraph 7#a74  7#c7 ,!      
,secret>y may n grant insurance to a    
vet]an "u p>agraph 7#a7 unless-- 7,a7 ! 
vet]an submits ! application = su*      
insurance be=e ! vet]an atta9s #ha ye>s 
( age2 or  7,b7 ) respect to a vet]an :o
 has atta9$ #ha ye>s ( age-- 7i7 !      
vet]an fil$ a claim = comp5sation "u    
*apt] #aa ( ?is title be=e atta9+ su*   
age2  7ii7 bas$ on su* claim1 & aft] !  
vet]an atta9$ su* age1 ! ,secret>y fir/ 
det]m9es t ! vet]an has a               
s]vice-connect$ disability2 &  7iii7 !  

vet]an submits ! application = su*      
insurance dur+ ! two-ye> p]iod foll[+ ! 
date ( su* det]m9ation4  7#d7 7,a7 ,a   
vet]an enroll$ 9 ! insurance program "u 
p>agraph 7#a7 may elect to be insur$ 9  
any ( ! foll[+ am\nts3 7i7 #aj1jjj4     
7ii7 #bj1jjj4  7iii7 #cj1jjj4  7iv7     
#dj1jjj4  7v7 ,9 accordance )           
subp>agraph 7,b71 a maximum am\nt great]
 ?an #dj1jjj4  7,b7 ,! ,secret>y may    
e/abli% a maximum am\nt to be insur$ "u 
p>agraph 7#a7 t is great] ?an #dj1jjj if
 ! ,secret>y-- 7i7 det]m9es t su*       
maximum am\nt & ! premiums = su* am\nt--
 7,i7 are adm9i/ratively & actu>ially   
s\nd = ! insurance program "u p>agraph  
7#a72 &  7,,ii7 w n result 9 su* program
 op]at+ at a loss2 &  7ii7 publi%es 9 ! 
,f$]al ,regi/]1 & submits to !          
,committee on ,vet]ans' ,affairs ( !    
,s5ate & ! ,committee on ,vet]ans'      
,affairs ( ! ,h\se ( ,repres5tatives1   
su* maximum am\nt & det]m9ation4  7#e7  
7,a7 7i7 ,insurance grant$ "u ?is       
section %all be on a nonp>ticipat+ basis

 & all premiums & o!r collections !re=  
%all be cr$it$ directly to a revolv+    
fund 9 ! ,treasury ( ! ,unit$ ,/ates4   
7ii7 ,any paym5ts on su* insurance %all 
be made directly f su* fund4  7,b7 7i7  
,! ,secret>y ( ! ,treasury may inve/ 9 &
 sell & retire special int]e/-be>+      
obligations ( ! ,unit$ ,/ates = ! acc\nt
 ( ! revolv+ fund "u subp>agraph 7,a74  
7ii7 ,su* obligations issu$ = t purpose 
%all-- 7,i7 h maturities fix$ ) due     
reg>d = ! ne$s ( ! fund2 &  7,,ii7 be>  
int]e/ at a rate equal to ! av]age m>ket
 yield 7comput$ by ! ,secret>y ( !      
,treasury on ! basis ( m>ket quotations 
z ( ! end ( ! cal5d> mon? prec$+ ! date 
( issue7 on all m>ketable int]e/-be>+   
obligations ( ! ,unit$ ,/ates !n =m+ a  
"p ( ! public debt :i* are n due or     
callable until aft] ! expiration ( f\r  
ye>s f ! end ( su* cal5d> mon?2 except t
 :]e su* av]age m>ket yield is n a      
multiple ( "o-eigh? ( #a p] c5tum1 !    
rate ( int]e/ ( su* obligation %all be !
 multiple ( "o-eigh? ( #a p] c5tum ne>e/

 su* m>ket yield4  7#f7 7,a7            
,adm9i/rative support f9anc$ by !       
appropriations = ,g5]al ,op]at+         
,exp5ses1 ,dep>tm5t ( ,vet]ans ,affairs 
& ,in=mation ,te*nology ,sy/ems1        
,dep>tm5t ( ,vet]ans ,affairs = !       
insurance program "u p>agraph 7#a7 %all 
be paid f premiums cr$it$ to ! fund "u  
p>agraph 7#e74  7,b7 ,su* paym5t =      
adm9i/rative support %all be reimburs$ =
 t fiscal ye> f funds t are available on
 su* insurance aft] claims h be5 paid4  
7b7 ,eligibility ,a vet]an is eligible  
to enroll 9 ! insurance program "u      
subsection 7a77#a7 if ! vet]an has a    
s]vice-connect$ disability1 )\t reg>d   
to-- 7#a7 :e!r su* disability is        
comp5sable "u *apt] #aa ( ?is title2 or 
7#b7 :e!r ! vet]an meets /&>ds ( good   
heal? requir$ = o!r life insurance      
policies4  7c7 ,enrollm5t & wait+ p]iod 
7#a7 ,an eligible vet]an may enroll 9 ! 
insurance program "u subsection 7a77#a7 
at any "t4  7#b7 ,! life insurance      
policy ( a vet]an :o enrolls 9 !        

insurance program "u subsection 7a77#a7 
does n g into =ce unless-- 7,a7 a p]iod 
( two ye>s elapses foll[+ ! date ( su*  
enrollm5t2 &  7,b7 ! vet]an pays !      
premiums requir$ dur+ su* two-ye> p]iod4
  7#c7 7,a7 ,if a vet]an dies dur+ !    
two-ye> p]iod describ$ 9 p>agraph 7#b71 
! ,secret>y %all pay to ! b5efici>y ( ! 
vet]an ! am\nt ( premiums paid by !     
vet]an "u ?is section1 plus int]e/4     
7,b7 ,! ,secret>y-- 7i7 = ! initial ye> 
( ! insurance program "u subsection     
7a77#a7-- 7,i7 %all set su* int]e/ at a 
rate ( "o p]c5t2 &  7,,ii7 may adju/ su*
 rate dur+ su* ye> bas$ on program      
p]=mance1 except t ! int]e/ rate may n  
be less ?an z]o p]c5t2  7ii7 = ! second 
& ea* subsequ5t ye> ( ! program1 %all   
calculate su* int]e/ at an annual rate  
equal to ! rate ( return on ! revolv+   
fund "u subsection 7a77#e7 = ! cal5d>   
ye> prec$+ ! ye> ( ! vet]an's dea?1     
except t ! int]e/ rate may n be less ?an
 z]o p]c5t2 &  7iii7 on an annual basis1
 %all publi% on ! int]net website ( !   

,dep>tm5t ! av]age int]e/ rate calculat$
 "u clause 7ii7 = ! prec$+ cal5d> ye>4  
7d7 ,premiums  7#a7 ,! ,secret>y %all   
e/abli% a s*$ule ( basic premium rates  
by age p] #aj1jjj ( insurance "u        
subsection 7a77#a7 consi/5t ) basic     
premium rates g5]ally *>g$ = gu>ante$   
acceptance life insurance policies by   
private life insurance companies4  7#b7 
,! ,secret>y may adju/ su* s*$ule aft] !
 fir/ policy ye> 9 a mann] consi/5t ) ! 
g5]al practice ( gu>ante$ acceptance    
life insurance policies issu$ by private
 life insurance companies4  7#c7        
,section #aiab ( ?is title %all n apply 
to life insurance policies "u subsection
 7a77#a71 & ! ,secret>y may n o!rwise   
waive premiums = su* insurance policies4
  7e7 ,b5efici>ies  7#a7 ,a vet]an :o   
enrolls 9 ! insurance program "u        
subsection 7a77#a7 may designate a      
b5efici>y ( ! life insurance policy4    
7#b7 ,if a vet]an enroll$ 9 ! insurance 
program "u subsection 7a77#a7 does n    
designate a b5efici>y "u p>agraph 7#a7  

be=e ! vet]an dies1 or if a designat$   
b5efici>y pr$eceases ! vet]an1 !        
,secret>y %all det]m9e ! b5efici>y 9 !  
foll[+ ord]3 7,a7 ,! surviv+ sp\se ( !  
vet]an4  7,b7 ,! *ildr5 ( ! vet]an &    
desc5dants ( deceas$ *ildr5 by          
repres5tation4  7,c7 ,! p>5ts ( ! vet]an
 or ! survivors ( ! p>5ts4  7,d7 ,! duly
 appo9t$ executor or adm9i/rator ( !    
e/ate ( ! vet]an4  7,e7 ,o!r next ( k9 (
 ! vet]an entitl$ "u ! laws ( domicile (
 ! vet]an at ! "t ( ! dea? ( ! vet]an4  
7f7 ,claims  7#a7 ,if ! deceas$ vet]an  
designat$ a b5efici>y "u subsection     
7e77#a7-- 7,a7 ! designat$ b5efici>y is 
! only p]son :o may file a claim =      
paym5t "u subsection 7g7 dur+ ! "o-ye>  
p]iod beg9n+ on ! date ( ! dea? ( !     
vet]an2 &  7,b7 if ! designat$ b5efici>y
 does n file a claim = ! paym5t dur+ !  
p]iod describ$ 9 p>agraph 7#a71 or if   
paym5t to ! designat$ b5efici>y )9 t    
p]iod is prohibit$ by ,f$]al /atute or  
regulation1 a b5efici>y describ$ 9      
subsection 7e77#b7 may file a claim =   

su* paym5t dur+ ! "o-ye> p]iod foll[+ ! 
p]iod describ$ 9 subp>agraph 7,a7 z if !
 designat$ b5efici>y _h pr$eceas$ !     
vet]an4  7#b7 ,if ! deceas$ vet]an did n
 designate a b5efici>y "u subsection    
7e77#a71 or if ! designat$ b5efici>y    
pr$eceas$ ! vet]an1 a b5efici>y describ$
 9 subsection 7e77#b7 may file a claim =
 paym5t "u subsection 7g7 dur+ ! two-ye>
 p]iod beg9n+ on ! date ( ! dea? ( !    
vet]an4  7#c7 ,if1 on ! date t is two   
ye>s aft] ! date ( ! dea? ( ! vet]an1 no
 claim = paym5t has be5 fil$ by any     
b5efici>y pursuant to p>agraph 7#a7 or  
7#b71 & ! ,secret>y has n receiv$ notice
 t any su* claim w be s fil$ dur+ !     
subsequ5t "o-ye> p]iod1 ! ,secret>y may 
make ! paym5t to a claimant :om !       
,secret>y det]m9es to be equitably      
entitl$ to su* paym5t4  7g7 ,paym5ts    
7#a7 ,9 a case describ$ 9 subsection    
7f7-- 7,a7 9 p>agraph 7#a77;,a71 !      
,secret>y %all pay ! designat$ b5efici>y
 n lat] ?an #ij days aft] ! designat$   
b5efici>y files a complete & acceptable 

claim = paym5t2  7,b7 9 p>agraph        
7#a77;,b7 or 7#b71 ! ,secret>y %all make
 any paym5t n lat] ?an "o ye> aft] ! end
 ( ! p]iod describ$ 9 ! applicable su*  
p>agraph1 if ! ,secret>y receives a     
complete & acceptable claim = paym5t 9  
accordance ) ! applicable su* p>agraph2 
or  7,c7 9 p>agraph 7#c71 ! ,secret>y   
%all make any paym5t n lat] ?an "o ye>  
aft] ! end ( ! p]iod describ$ 9 su*     
p>agraph4  7#b7 ,9 a case :]e !         
,secret>y has n made an insurance paym5t
 "u ?is section dur+ ! applicable p]iod 
specifi$ 9 p>agraph 7#a7 by reason ( a  
b5efici>y n yet hav+ fil$ a claim1 or ! 
,secret>y n yet mak+ a det]m9ation "u   
subsection 7f77#c71 ! ,secret>y may make
 ! paym5t aft] su* applicable p]iod4    
7#c7 ,not)/&+ section #aiag ( ?is title1
 ! ,secret>y %all make an insurance     
paym5t "u ?is section 9 a lump sum4     
7#d7 ,! ,secret>y may n make an         
insurance paym5t "u ?is section if su*  
paym5t w es*eat to a ,/ate4  7#e7 ,any  
paym5t "u ?is subsection %all be a b> to

 recov]y by any o!r p]son4  4  7#b7     
,cl]ical am5dm5t ,! table ( sections at 
! beg9n+ ( su* *apt] is am5d$ by ins]t+ 
aft] ! item relat+ to section #aibb;,a !
 foll[+ new item3  #aibb;,b4            
,s]vice-disabl$ vet]ans insurance4  4   
7b7 ,sunset ( previ\s program &         
transition  7#a7 ,s-,,dvi ,section #aibb
 ( su* title is am5d$ by add+ at ! end !
 foll[+ new subsection3  7d7 7#a7 ,!    
,secret>y may n accept any application  
by a vet]an to be insur$ "u ?is section 
aft] ,decemb] #ca1 #bjbb4  7#b7 7,a7    
,dur+ ! p]iod beg9n+ ,janu>y #a1 #bjbc1 
& end+ ,decemb] #ca1 #bjbe1 a vet]an :o 
is insur$ "u ?is section may elect to   
in/ead be insur$ "u section #aibb;,b (  
?is title bas$ on ! age ( ! vet]an at ! 
"t ( su* election4  7,b7 7i7 ,a vet]an  
:o elects "u subp>agraph 7,a7 to be     
insur$ "u section #aibb;,b ( ?is title  
%all be subject to ! two-ye> wait+ p]iod
 specifi$ 9 subsection 7c7 ( su*        
section4  7ii7 ,if ! vet]an dies dur+   
su* p]iod1 ! ,secret>y %all pay !       

b5efici>y "u ?is section1 &1 if         
applicable1 "u section #aibb;,a1 plus ! 
am\nt ( premiums paid by ! vet]an "u su*
 section #aibb;,b1 plus int]e/4  7#c7   
,except z provid$ by p>agraph 7#b77;,b71
 a vet]an may n be insur$ "u ?is section
 & section #aibb;,b simultane\sly4  4   
7#b7 ,supplem5tal ,s-,,dvi ,section     
#aibb;,a7b7 ( su* title is am5d$ by add+
 aft] ! p]iod ! foll[+3 ,! ,secret>y may
 n accept any su* application aft]      
,decemb] #ca1 #bjbb4 ,except z provid$  
by section #aibb7;d77#b77;,b71 a vet]an 
may n h supplem5tal insurance "u ?is    
section & be insur$ "u section #aibb;,b 
simultane\sly44  7c7 ,con=m+ am5dm5ts   
,*apt] #ai ( su* title is am5d$-- 7#a7 9
 ! section head+ ( section #aibb1 by    
/rik+ ,s]vice & ins]t+ ,legacy s]vice2  
7#b7 9 ! section head+ ( section        
#aibb;,a1 by /rik+ ,supplem5tal & ins]t+
 ,legacy supplem5tal2 &  7#c7 9 ! table 
( sections at ! beg9n+ ( su* *apt] by   
/rik+ ! items relat+ to sections #aibb &
 #aibb;,a & ins]t+ ! foll[+ new items3  

#aibb4 ,legacy s]vice disabl$ vet]ans'  
insurance4 #aibb;,a4 ,legacy supplem5tal
 s]vice disabl$ vet]ans' insurance =    
totally disabl$ vet]ans4  4  #djf4      
,publication & acceptance ( disability  
b5efit que/ionnaire =ms ( ,dep>tm5t (   
,vet]ans ,affairs  7a7 ,9 g5]al ,section
 #eaja ( title #ch1 ,unit$ ,/ates ,code1
 is am5d$-- 7#a7 by r$esignat+          
subsection 7d7 z subsection 7e72 &  7#b7
 by ins]t+ aft] subsection 7c7 ! foll[+ 
new subsection 7d73  7d7 7#a7 ,!        
,secret>y %all publi% 9 a c5tral        
location on ! int]net website ( !       
,dep>tm5t disability b5efit que/ionnaire
 =ms ( ! ,dep>tm5t = ! submittal (      
evid5ce f non-,dep>tm5t m$ical provid]s 
reg>d+ a disability ( a claimant4  7#b7 
,subject to section #fajc ( ?is title1  
if ! ,secret>y updates a =m describ$ 9  
p>agraph 7#a71 ! ,secret>y %all-- 7,a7  
accept ! previ\s v]sion ( ! =m fil$ by a
 claimant if-- 7i7 ! claimant provid$ to
 ! non-,dep>tm5t m$ical provid] !       
previ\s v]sion ( ! =m be=e ! date on :i*

 ! updat$ v]sion ( ! =m 0 made          
available2 &  7ii7 ! claimant files !   
previ\s v]sion ( ! =m dur+ ! "o-ye>     
p]iod foll[+ ! date ! =m 0 complet$ by !
 non-,dep>tm5t m$ical provid]2  7,b7    
reque/ f ! claimant any o!r in=mation t 
! updat$ v]sion ( ! =m requires2 &  7,c7
 apply ! laws & regulations requir$ to  
adjudicate ! claim z if ! claimant fil$ 
! updat$ v]sion ( ! =m4  7#c7 ,!        
,secret>y may waive any int]ag5cy       
approval process requir$ to approve a   
modification to a disability b5efit     
que/ionnaire =m if su* requirem5t only  
applies by reason ( ! =ms be+ made      
public4  4  7b7 ,reports by ,inspector  
,g5]al ( ! ,dep>tm5t ( ,vet]ans ,affairs
 ,n less frequ5tly ?an once ea* ye>     
?r\gh #bjbc1 ! ,inspector ,g5]al ( !    
,dep>tm5t ( ,vet]ans ,affairs %all      
submit to ,congress a report on ! f9d+s 
( ! ,inspector ,g5]al ) respect to ! use
 ( ! =ms publi%$ "u section             
#eaja7;d77#a7 ( su* title1 z add$ by    
subsection 7a74  7c7 ,initial =m ,!     

,secret>y ( ,vet]ans ,affairs %all beg9 
c>ry+ out section #eaja7;d77#a7 ( su*   
title1 z add$ by subsection 7a71 by     
publi%+1 z describ$ 9 su* section1 ! =m 
describ$ 9 su* section t 0 9 effect on  
,janu>y #a1 #bjbj4  7d7 ,alt]nate       
process  7#a7 ,assessm5t & report       
,subject to p>agraph 7#b71 n lat] ?an   
#ahj days aft] ! date ( ! enactm5t ( ?is
 act1 ! ,secret>y %all-- 7,a7 assess !  
feasibility & advisability ( replac+    
disability b5efit que/ionnaire =ms t are
 us$ by non-,dep>tm5t m$ical provid]s to
 submit to ! ,secret>y evid5ce reg>d+ a 
disability ( a claimant = b5efits "u    
laws adm9i/]$ by ! ,secret>y1 ) ano!r   
consi/5t process t consid]s evid5ce     
equally1 :e!r provid$ by a ,dep>tm5t or 
a non-,dep>tm5t m$ical provid]2 &  7,b7 
submit to ,congress-- 7i7 a report on ! 
f9d+s ( ! ,secret>y ) respect to !      
assessm5t conduct$ "u subp>agraph 7,a72 
&  7ii7 a plan to replace ! disability  
b5efit que/ionnaire =ms z describ$ 9    
subp>agraph 7,a74  7#b7 ,requirem5ts ,! 

,secret>y may only det]m9e "u p>agraph  
7#a77;,a7 t replac+ ! =ms describ$ 9 su*
 p>agraph is feasibility & advisable if 
! ,secret>y c]tifies t-- 7,a7 x is 9 !  
be/ int]e/ ( vet]ans to d s2  7,b7 !    
replacem5t process w\ld include all !   
m$ical in=mation ne$$ to adjudicate a   
claim = b5efits "u laws adm9i/]$ by !   
,secret>y2 &  7,c7 ! new process w      
ensure t all m$ical in=mation provid$ w 
be consid]$ equally1 :e!r x is provid$  
by a ,dep>tm5t m$ical provid] or a      
non-,dep>tm5t m$ical provid]4  7#c7     
,implem5tation  7,a7 ,9 g5]al ,subject  
to subp>agraph 7,b71 if ! ,secret>y     
det]m9es "u p>agraph 7#a77;,a7 t replac+
 ! =ms z describ$ 9 su* p>agraph is     
feasible & advisable1 ! ,secret>y %all1 
n lat] ?an two ye>s aft] ! date on :i* !
 ,secret>y submits ! report "u p>agraph 
7#a77;,b77i71 replace ! =ms z describ$ 9
 p>agraph 7#a77;,a74  7,b7 ,reports by  
,inspector ,g5]al ( ! ,dep>tm5t (       
,vet]ans ,affairs ,if ! ,secret>y       
replaces ! =ms "u subp>agraph 7,a71 !   

,inspector ,g5]al ( ! ,dep>tm5t (       
,vet]ans ,affairs %all1 n frequ5tly ?an 
once ea* ye>1 submit to ,congress an    
report on ! process t replac$ =ms t     
asc]ta9s :e!r ! process prop]ly protects
 vet]ans4  7e7 ,rule ( con/ruction ,no?+
 9 ?is section or section #eaja7;d7 (   
su* title1 z add$ by subsection 7a71 may
 be con/ru$ to require ! ,secret>y to   
develop any new in=mation te*nology     
sy/em or o!rwise require ! ,secret>y to 
make any significant *anges to ! int]net
 website ( ! ,dep>tm5t4  #djg4          
,det]m9ation ( budget>y effects ,!      
budget>y effects ( ?is ,act1 = ! purpose
 ( comply+ ) ! ,/atutory ,pay-,z-,y-,g  
,act ( #bjaj1 %all be det]m9$ by ref]5ce
 to ! late/ /atem5t titl$ ,budget>y     
,effects ( ,,paygo ,legislation = ?is   
,act1 submitt$ = pr9t+ 9 !              
,congressional ,record by ! ,*airman ( !
 ,s5ate ,budget ,committee1 provid$ t   
su* /atem5t has be5 submitt$ prior to ! 
vote on passage4