,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #ddfd  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,augu/ #f1 #bjbj,ms4   
,w>r5 7= h]self1 ,mrs4 ,gillibr&1 ,mr4  
,m>key1 ,mr4 ,s&]s1 ,mrs4 ,fe9/e91 ,mr4 
,book]1 ,mr4 ,van ,holl51 ,mr4          
,blum5?al1 ,mr4 ,br[n1 & ,mr4 ,re$7     
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,f$]al ,res]ve ,act  
to add additional demographic report+   
requirem5ts1 to modify ! goals ( !      
,f$]al ,res]ve ,sy/em1 & = o!r purposes4
  #a4 ,%ort title ,?is ,act may be cit$ 
z ! ,f$]al ,res]ve ,racial & ,economic  
,equity ,act4  #b4 ,duty to m9imize &   
elim9ate racial disp>ities ,! ,f$]al    
,res]ve ,act 7#ab ,u4,s4,c4 #bba et     
seq47 is am5d$ by ins]t+ aft] section   
#b;,b ! foll[+3  #b;,c4 ,duty to m9imize
 & elim9ate racial disp>ities ,! ,bo>d (
 ,gov]nors ( ! ,f$]al ,res]ve ,sy/em & !
 ,f$]al ,op5 ,m>ket ,committee %all     
ex]cise all duties & functions 9 a mann]

 t fo/]s ! elim9ation ( disp>ities      
across racial & e?nic gr\ps ) respect to
 employm5t1 income1 weal?1 & access to  
af=dable cr$it1 includ+ actions 9 c>ry+ 
out-- 7#a7 monet>y policy2  7#b7        
regulation & sup]vision ( banks1 ?rifts1
 bank hold+ companies1 sav+s & loan     
hold+ companies1 & nonbank f9ancial     
companies & sy/emically important       
f9ancial m>ket utilities designat$ by ! 
,f9ancial ,/ability ,ov]sight ,c\ncil2  
7#c7 op]ation ( paym5t sy/ems2  7#d7    
implem5tation ( ! ,community ,re9ve/m5t 
,act ( #aigg2  7#e7 en=cem5t ( fair l5d+
 laws2 &  7#f7 community developm5t     
functions4  4  #c4 ,appe>ances be=e &   
reports to ! ,congress ,section #b;,b ( 
! ,f$]al ,res]ve ,act 7#ab ,u4,s4,c4    
#bbe;b7 is am5d$-- 7#a7 9 subsection    
7a77#a7-- 7,a7 9 subp>agraph 7,a71 by   
/rik+ & at ! end2 &  7,b7 by /rik+      
subp>agraph 7,b7 & ins]t+ ! foll[+3     
7,b7 economic developm5ts & prospects = 
! future describ$ 9 ! report requir$ 9  
subsection 7b71 includ+ a discussion (  

disp>ities 9 employm5t1 income1 & weal? 
across racial & e?nic gr\ps z well z o!r
 specific segm5ts ( ! population2 &     
7,c7 plans1 activities1 & actions ( !   
,bo>d & ! ,f$]al ,op5 ,m>ket ,committee 
to m9imize & elim9ate racial disp>ities 
9 employm5t1 wages1 weal?1 & access to  
af=dable cr$it pursuant to section      
#b;,c4  2 &  7#b7 9 subsection 7b7--    
7,a7 by /rik+ ,! ,bo>d & ins]t+ !       
foll[+3  7#a7 ,9 g5]al ,! ,bo>d  2 &    
7,b7 by add+ at ! end ! foll[+3  7#b7   
,tr5d in=mation  7,a7 ,9 g5]al ,ea*     
report requir$ "u p>agraph 7#a7 %all    
include rec5t tr5ds 9 ! unemploym5t     
rate1 labor =ce p>ticipation rate1      
employm5t to population ratio1 m$ian    
h\sehold income1 & *ange 9 real e>n+s4  
7,b7 ,demographic in=mation ,! tr5ds    
requir$ to be report$ "u subp>agraph    
7,a7 %all include a comp>ison among     
diff]5t demographic gr\ps1 includ+ race 
7,:ite1 ,african-,am]ican1 ,lat9o1      
,native ,am]ican1 & ,asian populations71
 e?nicity1 g5d]1 & educational atta9m5t4

  4