,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #ddcj  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,augu/ #d1 #bjbj,mr4   
,s*atz 7= himself1 ,ms4 ,baldw91 ,mr4   
,van ,holl51 ,mrs4 ,gillibr&1 ,mr4      
,wyd51 ,ms4 ,w>r51 ,mrs4 ,fe9/e91 ,mr4  
,blum5?al1 ,mr4 ,s&]s1 ,mr4 ,he9ri*1 &  
,mr4 ,m]kley7 introduc$ ! foll[+ bill2  
:i* 0 read twice & ref]r$ to !          
,committee on ,bank+1 ,h\s+1 & ,urban   
,affairs  ,a ,,bill  ,to am5d !         
,community ,developm5t ,bank+ &         
,f9ancial ,in/itutions ,act ( #aiid to  
e/abli% a ,,cdfi ,national ,crisis      
,fund1 & = o!r purposes4  #a4 ,%ort     
title ,?is ,act may be cit$ z ! ,,cdfi  
,crisis ,fund ,act4  #b4 ,,cdfi         
,national ,crisis ,fund  7a7 ,9 g5]al ,!
 ,community ,developm5t ,bank+ &        
,f9ancial ,in/itutions ,act ( #aiid 7#ab
 ,u4,s4,c4 #dgja et seq47 is am5d$ by   
ins]t+ aft] section #abb 7#ab ,u4,s4,c4 
#dgai7 ! foll[+3  #abc4 ,,cdfi ,crisis  
,fund  7a7 ,def9itions ,9 ?is section3  
7#a7 ,affect$ area ,! t]m affect$ area  

means-- 7,a7 a ,/ate t is subject to a  
cov]$ crisis2  7,b7 a c\nty t is subject
 to a cov]$ crisis describ$ 9 p>agraph  
7#c77;,b72 or  7,c7 a ,tribal gov]nm5t t
 is-- 7i7 locat$ 9 a ,/ate t is subject 
to a cov]$ crisis2 or  7ii7 subject to a
 cov]$ crisis4  7#b7 ,community         
developm5t f9ancial in/itution ,! t]m   
community developm5t f9ancial in/itution
 %all include small & em]g+ community   
developm5t f9ancial in/itutions1 z def9$
 9 ! mo/ rec5t relevant regulations f ! 
,dep>tm5t ( ! ,treasury4  7#c7 ,cov]$   
crisis ,! t]m cov]$ crisis means-- 7,a7 
! em]g5cy involv+ ,f$]al prim>y         
responsibility det]m9$ to exi/ by !     
,presid5t "u section #eja7;b7 ( ! ,rob]t
 ,t4 ,/af=d ,disa/] ,relief & ,em]g5cy  
,assi/ance ,act 7#db ,u4,s4,c4          
#eaia7;b77 ) respect to ! ,coronavirus  
disease #bjai 7,,covid-#ai72  7,b7 a    
major disa/] exi/s 9 ! ,/ate = :i*      
assi/ance is au?oriz$ "u section #djh ( 
! ,rob]t ,t4 ,/af=d ,disa/] ,relief &   
,em]g5cy ,assi/ance ,act 7#db ,u4,s4,c4 

#eagd7 = a c\nty2  7,c7 a major disa/]  
exi/s 9 ! ,/ate = :i* assi/ance is      
au?oriz$ "u section #djh ( ! ,rob]t ,t4 
,/af=d ,disa/] ,relief & ,em]g5cy       
,assi/ance ,act 7#db ,u4,s4,c4 #eagd7 = 
individuals :o live 9 an area ( ! ,/ate 
9 :i* a majority ( ! resid5ts ( ! ,/ate 
reside2  7,d7 an increase 9 /atewide    
#f-mon? av]age unemploym5t rate1        
seasonally adju/$1 by n less ?an #j4e   
p]c5tage po9ts m ?an ! l[e/ record$     
unemploym5t rate ov] ! prec$+ #ab-mon?  
p]iod2 or  7,e7 an increase 9 ! national
 #c-mon? av]age unemploym5t rate1       
seasonally adju/$1 by n less ?an #j4e   
p]c5tage po9ts m ?an ! l[e/ record$     
unemploym5t rate ov] ! prec$+ #ab-mon?  
p]iod4  7#d7 ,crisis ,fund ,! t]m       
,crisis ,fund means ! ,,cdfi ,national  
,crisis ,fund e/abli%$ "u ?is section4  
7#e7 ,l[-income ,! t]m l[-income means  
hav+ an income1 z adju/$ = family size1 
t is-- 7,a7 = metropolitan areas1 less  
?an #hj p]c5t ( ! area m$ian income2 &  
7,b7 = nonmetropolitan areas1 ! great]  

(-- 7i7 less ?an #hj p]c5t ( ! area     
m$ian income2 or  7ii7 less ?an #hj     
p]c5t ( ! /atewide nonmetropolitan area 
m$ian income4  7#f7 ,m9ority community  
developm5t f9ancial in/itution ,! t]m   
m9ority community f9ancial in/itution   
means a community developm5t f9ancial   
in/itution t-- 7,a7 if a privately-own$ 
in/itution1 #ea p]c5t is own$ by "o or m
 socially & economically disadvantag$   
individuals2  7,b7 if publicly-own$1 #ea
 p]c5t ( ! /ock is own$ by "o or m      
socially & economically disadvantag$    
individuals2 &  7,c7 9 ! case ( a mutual
 in/itution1 :]e ! majority ( ! ,bo>d ( 
,directors1 acc\nt hold]s1 & ! community
 :i* ! in/itution s]vices is pr$om9antly
 ,black ,am]ican1 ,native ,am]ican1     
,hispanic ,am]ican1 or ,asian ,am]ican4 
7#g7 ,native community developm5t       
f9ancial in/itution  7,a7 ,9 g5]al ,!   
t]m ,native community developm5t        
f9ancial in/itution means a community   
developm5t f9ancial in/itution-- 7i7 !  
activities ( :i* n less ?an #ea p]c5t   

s]ve ,native ,am]icans2 or  7ii7 t is n 
less ?an #ea p]c5t own$ or controll$    
,native ,am]icans4  7,b7 ,native        
,am]icans ,9 ?is p>agraph1 ! t]m ,native
 ,am]icans has ! mean+ giv5 ! t]m 9     
section #cgfe ( title #ch1 ,unit$ ,/ates
 ,code4  7#h7 ,/ate ,! t]m ,/ate means  
any ,/ate ( ! ,unit$ ,/ates1 ! ,di/rict 
( ,columbia1 ! ,commonweal? ( ,pu]to    
,rico1 ! ,virg9 ,isl&s1 ,guam1 ,am]ican 
,samoa1 & ! ,commonweal? ( ! ,nor!rn    
,m>iana ,isl&s4  7#i7 ,tribal gov]nm5t  
,! t]m ,tribal gov]nm5t has ! mean+ giv5
 ! t]m ,indian tribal gov]nm5t 9 section
 #ajb ( ! ,rob]t ,t4 ,/af=d ,disa/]     
,relief & ,em]g5cy ,assi/ance ,act 7#db 
,u4,s4,c4 #eabb74  7#aj7 ,v l[-income ,!
 t]m v l[-income means hav+ an income1 z
 adju/$ = family size1 t is-- 7,a7 =    
metropolitan areas1 less ?an #ej p]c5t (
 ! area m$ian income2 &  7,b7 =         
nonmetropolitan areas1 ! great] (-- 7i7 
less ?an #ej p]c5t ( ! area m$ian       
income2 or  7ii7 less ?an #ej p]c5t ( ! 
/atewide nonmetropolitan area m$ian     

income4  7b7 ,purpose ,! purpose ( ?is  
section is to create a fund to support  
community developm5t f9ancial           
in/itutions dur+ acute p]iods ( crisis 9
 _! mission to provide uniquely         
supportive f9ancial products & s]vices  
to o!rwise und]s]v$ cli5ts4  7c7        
,e/abli%m5t ,!re is e/abli%$ 9 !        
,treasury ! ,,cdfi ,national ,crisis    
,fund1 :i* %all be )9 ! ,fund4  7d7     
,availability ( ,crisis fund ,am\nts 9 !
 ,crisis ,fund %all be available1 until 
exp5d$1 to provide grants to community  
developm5t f9ancial in/itutions z       
provid$ "u ?is section4  7e7 ,grants    
7#a7 ,9 g5]al ,! ,crisis ,fund %all be  
au?oriz$ to make grants to community    
developm5t f9ancial in/itutions to      
enable ^? in/itutions to provide em]g5cy
 assi/ance 9 ! =m ( f9ancial products & 
s]vices to help small bus9esses &       
l[-income & v l[-income populations     
respond to & recov] f cov]$ crises 9 !  
affect$ area4  7#b7 ,application  7,a7  
,9 g5]al ,! ,secret>y %all-- 7i7 accept 

applications dur+ ! p]iod beg9n+ ^u     
notification ( a cov]$ crisis "u        
subsection 7f7 & end+ on ! date t is #f 
mon?s aft] ! date ( ! notification2     
7ii7 approve or d5y any application     
submitt$ = a grant "u p>agraph 7#a7 n   
lat] ?an #cj days aft] receipt2 &  7iii7
 ^u reque/ by an applicant = a grant "u 
p>agraph 7#a71 provide te*nical         
assi/ance = ! applicant4  7,b7          
,selection =mula  7i7 ,9 g5]al ,n lat]  
?an #ahj days aft] ! date ( enactm5t (  
?is section1 ! ,fund %all-- 7,i7 develop
 a selection =mula z may be necess>y = !
 selection ( community developm5t       
f9ancial in/itutions to receive         
assi/ance "u ?is section & guidance to  
aid ^? in/itutions 9 meet+ ! =mula2 &   
7,,ii7 po/ ! in=mation describ$ 9       
subclause 7,i7 on a publicly available  
website4  7ii7 ,consid]ations ,9        
e/abli%+ ! selection =mula "u clause    
7i71 ! ,fund %all take into acc\nt--    
7,i7 ! program capacity ( a community   
developm5t f9ancial in/itution to       

provide em]g5cy assi/ance 9 ! =m (      
f9ancial products & s]vices to help     
t>get$ populations or populations 9     
inve/m5t areas recov] f cov]$ crises 9 !
 affect$ area2 &  7,,ii7 ! ne$ =        
simplicity 9 ! selection =mula giv5 !   
v>y+ capacities ( community developm5t  
f9ancial in/itutions & ! "t frames      
requir$ "u ?is section4  7#c7 ,am\nt (  
grants  7,a7 ,det]m9ation ( am\nt ,!    
am\nt ( a grant made to a community     
developm5t f9ancial in/itution "u ?is   
section %all be det]m9$ bas$ on !       
previ\sly demon/rat$ capacity ( !       
community developm5t f9ancial in/itution
 to make impactful f9ancial s]vices &   
products available1 z det]m9$ by !      
,secret>y ( ! ,treasury4  7,b7 ,grant   
am\nt  7i7 ,maximum ,) respect to grants
 made "u ?is section1 ! grant %all be 9 
an am\nt t is n m ?an #aj p]c5t ( !     
total am\nt 9 ! ,crisis ,fund = ea*     
fiscal ye> 9 :i* ! community developm5t 
f9ancial in/itution receives a grant4   
7ii7 ,m9imum ,! ,fund %all e/abli%      

m9imum grant am\nts "u ?is section = ea*
 fiscal ye> 9 :i* a community developm5t
 f9ancial in/itution receives a grant "u
 ?is section bas$ on ! demon/rat$       
capacity ( & ! co/ ( grant requirem5ts =
 ! applicant4  7,c7 ,limitation (       
assi/ance ,! total aggregate am\nt      
out/&+ & committ$ to any community      
developm5t f9ancial in/itution 9 grants 
"u ?is section 9 any fiscal ye> %all n  
exce$ #ae p]c5t ( ! total am\nt ( !     
,crisis ,fund4  7,d7 ,di/ribution (     
assi/ance ,! ,secret>y %all disburse !  
full am\nt ( a grant "u ?is section to  
an approv$ applicant n lat] ?an #cj days
 aft] ! date on :i* ! application is    
approv$4  7,e7 ,set asides  7i7 ,native 
,c,d,f,is ,( ! am\nts 9 ! ,crisis ,fund1
 #aj p]c5t %all be set aside = grants   
made to ,native community developm5t    
f9ancial in/itutions1 :i* set aside may 
also qualify "u clause 7ii74  7ii7      
,m9ority community developm5t f9ancial  
in/itutions ,( ! am\nts 9 ! ,crisis     
,fund1 #cj p]c5t %all be set aside =    

grants made to m9ority community        
developm5t f9ancial in/itutions4  7,f7  
,use ( grant funds = m ?an #a cov]$     
crisis ,! ,secret>y may retroactively   
approve use ( grant funds = cov]$ crises
 9 affect$ areas t took place aft] !    
grant 0 made4  7#d7 ,use ( funds ,a     
recipi5t ( a grant "u ?is section-- 7,a7
 %all use-- 7i7 n less ?an #ij p]c5t ( !
 grant funds = activities describ$ 9    
p>agraph 7#a7 9 ! affect$ area ( ! cov]$
 crisis2  7ii7 n less ?an #be p]c5t ( ! 
grant funds = activities describ$ 9     
p>agraph 7#a7 t b5efit v l[-income      
individuals2 &  7iii7 n less ?an #ae    
p]c5t ( ! grant funds = activities      
describ$ 9 p>agraph 7#a7 t b5efit       
individuals ) incomes ( n m ?an #cj     
p]c5t ( ! area m$ian income1 :i* set    
aside may also qualify "u clause 7ii72  
7,b7 may use n m ?an #aj p]c5t ( ! grant
 funds = adm9i/rative co/s1 co/s relat$ 
to outrea* & p>tn]%ip build+1 & f9ancial
 products & s]vices to areas surr\nd+ ! 
affect$ area2 &  7,c7 may use any rema9+

 grant funds approv$ = a cov]$ crisis 9 
an affect$ area = ano!r cov]$ crisis 9  
an affect$ area occurr+ aft] ! grant 0  
made1 if ! ,secret>y approves ! use ( ^?
 funds "u p>agraph 7#c77;,f74  7#e7     
,unemploym5t measures = tribal gov]nm5ts
 ,! ,commission] ( ! ,bureau ( ,labor   
,/ati/ics %all coord9ate ) ! ,assi/ant  
,secret>y ( ,indian ,affairs to develop 
reliable unemploym5t measures = ,am]ican
 ,indian1 ,native ,alaskan1 & ,native   
,hawaiian communities 9 ord] to und]/&  
:5 ! requirem5ts = a cov]$ crisis "u    
subsection 7a77#a77;,c7 are met )       
respect to a ,tribal gov]nm5t4  7f7     
,notification ( cov]$ crisis  7#a7      
,em]g5cy or major disa/] ,! ,adm9i/rator
 ( ! ,f$]al ,em]g5cy ,managem5t ,ag5cy1 
?r\gh ! ,secret>y ( ! ,treasury1 %all   
notify ! ,fund :5 ! requirem5ts = a     
cov]$ crisis "u subp>agraph 7,a7 or 7,b7
 ( subsection 7a77#a7 are met1 :i* %all 
include ! date on :i* ! requirem5ts are 
met & ! relevant affect$ areas4  7#b7   
,unemploym5t ,! ,secret>y ( ,labor1     

?r\gh ! ,secret>y ( ! ,treasury1 %all   
notify ! ,crisis ,fund :5 ! requirem5ts 
= a cov]$ crisis "u subsection          
7a77#a77;,c7 are met1 :i* %all include !
 date on :i* ! requirem5ts are met & !  
relevant affect$ areas1 includ+ =       
,tribal gov]nm5ts4  7g7 ,data ,! ,fund  
%all po/ updates on-- 7#a7 !            
disbursem5ts ( funds f ! ,crisis ,fund1 
includ+ ! di/ribution ( funds go+ to    
l[-income & v l[-income populations &   
demographic data reg>d+ ! areas &       
populations receiv+ funds f ! ,crisis   
,fund2 &  7#b7 all o!r applications     
made1 d5i$1 & disburs$ on a mon?ly basis
 dur+ a cov]$ crisis4  7h7 ,repository (
 be/ practices ,bas$ on ! recomm5dations
 ( ! ,comptroll] ,g5]al ( ! ,unit$      
,/ates & data t ! ,secret>y ( !         
,treasury may collect f recipi5ts (     
grants "u ?is section1 ! ,secret>y ( !  
,treasury %all-- 7#a7 develop a publicly
 accessible database ( be/ practices =  
effective use ( ^? grants1 includ+ pa/  
case /udies ( success & o!r useful      

in=mation2 &  7#b7 issue guidance1      
re/rictions1 & regulations ) respect to 
^? grants4  7i7 ,au?orization (         
appropriations  7#a7 ,crisis fund       
au?orization ,to c>ry out ?is section1  
!re are au?oriz$ to be appropriat$ to ! 
,crisis ,fund #b1jjj1jjj1jjj = fiscal   
ye> #bjba1 to rema9 available until     
exp5d$4  7#b7 ,future fiscal ye>s ,= e  
fiscal ye> foll[+ fiscal ye> #bjba1 !re 
is au?oriz$ to be appropriat$ to !      
,crisis ,fund an am\nt equal to ! am\nt 
by :i*-- 7,a7 #b1jjj1jjj1jjj 7or1 if    
great]1 ! am\nt det]m9$ = su* fiscal ye>
 "u p>agraph 7#c772 exce$s  7,b7 !      
balance ( ! ,crisis ,fund z ( ! la/ day 
( ! fiscal ye> prec$+ ! fiscal ye>      
involv$4  7#c7 ,inflation adju/m5t  7,a7
 ,9 g5]al ,subject to subp>agraph 7,b71 
! am\nt det]m9$ "u ?is p>agraph = a     
fiscal ye> is ! product (-- 7i7         
#b1jjj1jjj1jjj2 &  7ii7 ! quoti5t obta9$
 by divid+-- 7,i7 ! ,consum] ,price     
,index = all-urban consum]s publi%$ by !
 ,dep>tm5t ( ,labor = ! #ab-mon? p]iod  

end+ ) ,septemb] ( ! prec$+ fiscal ye>2 
&  7,,ii7 ! ,consum] ,price ,index =    
,all-,urban ,consum]s publi%$ by !      
,dep>tm5t ( ,labor = ! #ab-mon? p]iod   
end+ ) ,septemb] #bjai4  7,b7 ,rule (   
application ,9 no case %all !           
application ( ?is p>agraph result 9 !   
application "u p>agraph 7#b77;,a7 ( an  
am\nt = a fiscal ye> t is less ?an !    
am\nt t appli$ "u su* p>agraph 7#b77;,a7
 = ! prec$+ fiscal ye>4  7#d7           
,adm9i/rative exp5ses ,( ! am\nts made  
available "u p>agraph 7#a71 ! ,crisis   
,fund may use n m ?an #j4e p]c5t =      
adm9i/rative co/s & exp5ses4  7j7       
,regulations ,! ,secret>y ( ! ,treasury 
may prescribe su* regulations z necess>y
 to c>ry out ?is section4  7k7 ,report  
,n lat] ?an #a ye> aft] ! date (        
enactm5t ( ?is section & p]iodically    
!reaft]1 ! ,comptroll] ,g5]al ( ! ,unit$
 ,/ates %all submit to ,congress a      
report-- 7#a7 evaluat+ ! impact ( ?is   
section 9 meet+ int5d$ outcomes1 focus+ 
on ! use ( ! ,crisis ,fund 9 aid+       

community developm5t f9ancial           
in/itutions to support _! communities & 
help+ !m respond to & recov] f natural  
disa/]s & economic crises2 &  7#b7 mak+ 
recomm5dations to ! ,fund & to          
,congress4  4  7b7 ,te*nical & con=m+   
am5dm5t ,! table ( cont5ts 9 section    
#a7;b7 ( ! ,riegle ,community           
,developm5t & ,regulatory ,improvem5t   
,act ( #aiid 7,public ,law #ajc-cbe2    
#ajh ,/at4 #bafj7 is am5d$ by ins]t+    
aft] ! item relat+ to section #aba !    
foll[+3  ,sec4 #abb4 ,grants to e/abli% 
loan-loss res]ve funds4,sec4 #abc4      
,,cdfi ,crisis ,fund4  4  #c4 ,resili5ce
 grants ,section #ajh ( ! ,riegle       
,community ,developm5t & ,regulatory    
,improvem5t ,act ( #aiid 7#ab ,u4,s4,c4 
#dgjg7 is am5d$-- 7#a7 9 subsection     
7a77#a7-- 7,a7 9 subp>agraph 7,a71 by   
/rik+ & at ! end2  7,b7 9 subp>agraph   
7,b71 by /rik+ ! p]iod at ! end & ins]t+
 2 &2 &  7,c7 by add+ at ! end ! foll[+3
  7,c7 grants to community developm5t   
f9ancial in/itutions 7z def9$ 9 section 

#abc7 to improve resili5ce to ! impacts 
( cov]$ crises 7z def9$ 9 section #abc7 
9 any ,/ate 7z def9$ 9 section #abc74  2
  7#b7 9 subsection 7d7-- 7,a7 9        
p>agraph 7#a71 by /rik+ p>agraph 7#b7 & 
ins]t+ p>agraphs 7#b7 & 7#c72  7,b7 by  
r$esignat+ p>agraph 7#c7 z p>agraph     
7#d72  7,c7 by ins]t+ aft] p>agraph 7#b7
 ! foll[+3  7#c7 ,resili5ce grants ,)   
respect to resili5ce grants describ$ 9  
subsection 7a77#a77;,c71 ea* grant made 
9 a fiscal ye> %all be 9 an am\nt t is n
 m ?an #aj p]c5t ( ! total am\nt        
appropriat$ = resili5ce grants = t      
fiscal ye>4  2 &  7,d7 9 p>agraph 7#d71 
z s r$esignat$1 by /rik+ p>agraphs 7#a7 
& 7#b7 & ins]t+ p>agraphs 7#a71 7#b71 & 
7#c72  7#c7 by r$esignat+ subsections   
7e7 ?r\gh 7h7 z subsections 7f7 ?r\gh   
7i71 respectively2 &  7#d7 by ins]t+    
aft] subsection 7d7 ! foll[+3  7e7      
,resili5ce grants  7#a7 ,9 g5]al ,)     
respect to resili5ce grants describ$ 9  
subsection 7a77#a77;,c71 ! ,secret>y ( !
 ,treasury %all aw>d ! grants bas$ on   

crit]ia e/abli%$ by ! ,fund1 includ+--  
7,a7 mak+ aw>ds = projects t ! ,fund    
det]m9es w h ! greate/ impact 9 improv+ 
resili5ce = l[-income populations2 &    
7,b7 coord9at+ ) ! ,f$]al ,em]g5cy      
,managem5t ,ag5cy1 ! ,dep>tm5t ( ,h\s+ &
 ,urban ,developm5t1 & ) ! ,small       
,bus9ess ,adm9i/ration1 z relevant1 to  
ensure t ! aw>ds meet unmet resili5ce   
ne$s4  7#b7 ,use ( funds ,a recipi5t ( a
 resili5ce grant describ$ 9 subsection  
7a77#a77;,c7 %all use-- 7,a7 n less ?an 
#be p]c5t ( ! grant funds = activities  
describ$ 9 p>agraph 7#a7 t b5efit v     
l[-income individuals2 &  7,b7 n less   
?an #ae p]c5t ( ! grant funds =         
activities describ$ 9 p>agraph 7#a7 t   
b5efit individuals ) incomes ( n m ?an  
#cj p]c5t ( ! area m$ian income4  7#c7  
,set asides  7,a7 ,native ,c,d,f,is ,( !
 am\nts made available "u ?is           
subsection1 #aj p]c5t %all be set aside 
= resili5ce grants made to ,native      
community developm5t f9ancial           
in/itutions1 :i* set aside may also     

qualify "u subp>agraph 7ii74  7,b7      
,m9ority community developm5t f9ancial  
in/itutions ,( ! am\nts made available  
"u ?is subsection1 #cj p]c5t %all be set
 aside = grants made to m9ority         
community developm5t f9ancial           
in/itutions4  7#d7 ,repository ( be/    
practices ,bas$ on ! recomm5dations ( ! 
,comptroll] ,g5]al ( ! ,unit$ ,/ates &  
data t ! ,secret>y ( ! ,treasury may    
collect f recipi5ts ( resili5ce grants  
describ$ 9 subsection 7a77#a77;,c71 !   
,secret>y ( ! ,treasury %all-- 7,a7     
develop a publicly accessible database (
 be/ practices = effective use ( ^?     
grants1 includ+ pa/ case /udies (       
success & o!r useful in=mation2 &  7,b7 
issue guidance1 re/rictions1 &          
regulations ) respect to ^? grants4     
7#e7 ,au?orization ( appropriations ,to 
provide resili5ce grants describ$ 9     
subsection 7a77#a77;,c71 !re is au?oriz$
 to be appropriat$ to ! ,fund           
#cj1jjj1jjj = fiscal ye> #bjba1 to rema9
 available until exp5d$4  7#f7          

,def9itions ,9 ?is subsection1 ! t]ms   
l[-income1 m9ority community developm5t 
f9ancial in/itution1 ,native community  
developm5t f9ancial in/itution & v      
l[-income h ! mean+s giv5 ^? t]ms 9     
section #abc4  4