,,ii #aaf? ,,congress #b;d ,session ,s4 #dcii ,,9 ,,! ,,s5ate ,,( ,,! ,,unit$ ,,/ates ,augu/ #c1 #bjbj,ms4 ,h>ris introduc$ ! foll[+ bill2 :i* 0 read twice & ref]r$ to ! ,committee on ,bank+1 ,h\s+1 & ,urban ,affairs ,a ,,bill ,to create a database ( eviction in=mation1 e/abli% grant programs = eviction prev5tion & legal aid1 & limit use ( h\s+ c\rt-relat$ records 9 consum] reports1 & = o!r purposes4 #a4 ,%ort title ,?is ,act may be cit$ z ! ,h\s+ ,em]g5cies ,lifel9e ,program ,act ( #bjbj or ! ,,help ,act ( #bjbj4 #b4 ,f9d+s ,congress f9ds t-- 7#a7 h\s+ is fundam5tally an issue ( economic & racial ju/ice & a critical det]m9ant ( heal?2 7#b7 ! #bjjh f9ancial crisis 0 a ,great ,depression-level ev5t = ,black ,am]icans1 wip+ out decades ( ga9s 9 ,black home[n]%ip1 :i* has n[ fall5 to its l[e/ rate s9ce ! passage ( ! ,fair ,h\s+ ,act 7#db ,u4,s4,c4 #cfja et seq47 9 #aifh2 7#c7 ,black borr[]s 7 #gf p]c5t m likely to h lo/ _! home to =eclosure ?an ,:ite borr[]s dur+ ! =eclosure crisis2 7#d7 ,black & ,hispanic h\seholds cont9ue to be ab\t twice z likely z ,:ite h\seholds to r5t _! homes2 7#e7 9 #bjaf1 #eh p]c5t ( ,black h\sehold heads & #ed p]c5t ( ,hispanic h\sehold heads 7 r5t+ _! homes1 comp>$ ) #bh p]c5t ( ,:ite h\sehold heads2 7#f7 :ile co/ burd5s affect h\seholds ( all races & e?nicities1 ,black & ,br[n r5t]s are mu* m likely to be burd5$1 ) #ee p]c5t ( ,black r5t]s consid]$ to be r5t burd5$ comp>$ to only #dc p]c5t ( ,:ite r5t]s2 7#g7 ,black h\seholds acc\nt = #ab p]c5t ( all h\seholds 9 ! ,unit$ ,/ates1 b #ai p]c5t ( all r5t]s & #bf ( all r5t] h\seholds ) extremely l[ incomes2 7#h7 prior to ! ,,covid-#ai p&emic1 x 0 e/imat$ t ar\nd #c1gjj1jjj evictions are fil$ e ye>1 a rate ( ab\t #g e m9ute2 7#i7 across ! ,unit$ ,/ates1 #a 9 #bj r5t]s faces an eviction e ye>1 b = ,black r5t]s1 ! numb] is #a 9 #aa2 7#aj7 e day families are displac$ by ! eviction crisis1 a reality t is only fur!r exac]bat$ by ! ,,covid-#ai p&emic & t falls disproportionately on ,black r5t]s1 9 p>ticul> ,black wom5 r5t]s2 7#aa7 ! ,dep>tm5t ( ,h\s+ & ,urban ,developm5t does n require ! report+ or collection ( eviction data1 includ+ among h\seholds 9 f$]ally assi/$ h\s+1 & %\ld be requir$ to d s2 7#ab7 ! ,am]ican ,civil ,lib]ties ,union's analysis ( ,eviction ,lab data f\nd t1 on av]age1 ,black r5t]s _h evictions fil$ aga9/ !m at ne>ly twice ! rate ( ,white r5t]s & t ,black wom5 specifically 7 fil$ aga9/ = eviction at d\ble ! rate ( ,white r5t]s or high] 9 #ag ( #cf ,states2 7#ac7 "r to c\nsel is a matt] ( racial ju/ice1 equity1 & ensur+ equal protection "u ! law2 7#ad7 9 ! ,unit$ ,/ates1 x is e/imat$ t m ?an #ij p]c5t ( l&lords are repres5t$ 9 h\s+ c\rt proce$+s1 comp>$ to less ?an #aj p]c5t ( t5ants 9 ^? proce$+s2 7#ae7 a ,massa*usetts /udy f\nd t t5ants :o 7 provid$ full repres5tation 7 twice z likely to rema9 9 _! homes1 sav$ #d times z mu* r5t1 & paid #j to _! l&lord z comp>$ to ^? receiv+ limit$ or no legal assi/ance2 & 7#af7 a ,cali=nia /udy ( ! ,%riv] ,civil ,c\nsel ,program f\nd t #ia p]c5t ( ,%riv] cases end$ ) ! eviction record seal$1 #ha p]c5t ) ! eviction n report$ to a cr$it ag5cy1 & #ga p]c5t ) a neutral ref]5ce provid$ by ! l&lord1 t5ants 9 su* cases sav$ ne>ly #hjj m 9 r$uc$ r5t & o!r fees :ile pay+ holdov] damages or attorney's fees only half z (t51 & #ga p]c5t ( repres5t$ cli5ts t _h be5 requir$ to move _h obta9$ a new r5tal unit1 comp>$ to #dc p]c5t ( unrepres5t$ t5ants4 #c4 ,def9itions ,9 ?is ,act3 7#a7 ,assi/ance ,! t]m assi/ance-- 7,a7 means any grant1 loan1 subsidy1 contract1 coop]ative agreem5t1 or o!r =m ( f9ancial assi/ance2 & 7,b7 does n include ! insurance or gu>antee ( a loan1 mortgage1 or pool ( loans or mortgages4 7#b7 ,cov]$ f$]ally assi/$ r5tal dwell+ unit ,! t]m cov]$ f$]ally assi/$ r5tal dwell+ unit means a resid5tial dwell+ unit t is made available = r5tal & = :i* assi/ance is provid$1 or t is "p ( a h\s+ project = :i* assi/ance is provid$1 "u any program adm9i/]$ by ! ,secret>y ( ,h\s+ & ,urban ,developm5t1 includ+-- 7,a7 ! public h\s+ program "u ! ,unit$ ,/ates ,h\s+ ,act ( #aicg 7#db ,u4,s4,c4 #adcg et seq472 7,b7 ! programs = t5ant- & project-bas$ r5tal assi/ance "u section #h ( ! ,unit$ ,/ates ,h\s+ ,act ( #aicg 7#db ,u4,s4,c4 #adcg;f72 7,c7 ! ,,home ,inve/m5t ,p>tn]%ips program "u subtitle ,a ( title ,,ii ( ! ,cran/on-,gonzalez ,national ,af=dable ,h\s+ ,act 7#db ,u4,s4,c4 #abgda et seq472 7,d7 ! programs = homeless assi/ance "u title ,,iv ( ! ,mc,kinney-,v5to ,homeless ,assi/ance ,act 7#db ,u4,s4,c4 #aacfj et seq472 7,e7 ! program = supportive h\s+ = ! eld]ly "u section #bjb ( ! ,h\s+ ,act ( #aiei 7#ab ,u4,s4,c4 #agjaq72 7,f7 ! program = supportive h\s+ = p]sons ) disabilities "u section #haa ( ! ,cran/on-,gonzalez ,national ,af=dable ,h\s+ ,act 7#db ,u4,s4,c4 #hjac72 7,g7 ! program = h\s+ opportunities = p]sons ) ,,aids "u subtitle ,d ( title ,,viii ( ! ,cran/on-,gonzalez ,national ,af=dable ,h\s+ ,act 7#db ,u4,s4,c4 #abija et seq472 7,h7 ! ,h\s+ ,tru/ ,fund program "u section #acch ( ! ,h\s+ & ,community ,developm5t ,act ( #aiib 7#ab ,u4,s4,c4 #defh72 7,i7 ! program = ,native ,am]ican h\s+ "u ! ,native ,am]ican ,h\s+ ,assi/ance & ,self-,det]m9ation ,act ( #aiif 7#be ,u4,s4,c4 #daja et seq472 & 7,j7 ! program = h\s+ assi/ance = ,native ,hawaiians "u title ,,viii ( ! ,native ,am]ican ,h\s+ ,assi/ance & ,self-,det]m9ation ,act ( #aiif 7#be ,u4,s4,c4 #dbba et seq474 7#c7 ,cov]$ h\s+ ,! t]m cov]$ h\s+ means a dwell+ unit assi/$ ) am\nts made available1 or a loan or mortgage made1 insur$1 or gu>ante$1 "u-- 7,a7 any ( ! programs describ$ 9 subp>agraphs 7,a7 ?r\gh 7,g7 ( p>agraph 7#b72 or 7,b7 ! community developm5t block grant program "u title ,i ( ! ,h\s+ & ,community ,developm5t ,act ( #aigd 7#db ,u4,s4,c4 #ecja et seq474 7#d7 ,cov]$ h\s+ assi/ance ,! t]m cov]$ h\s+ assi/ance means assi/ance provid$ "u any program describ$ 9 p>agraph 7#c74 7#e7 ,legal c\nsel ,! t]m legal c\nsel means full repres5tation by an attorney ?r\gh\t proce$+s 9 issue4 7#f7 ,own] ,! t]m own] means any private p]son or entity1 includ+ a coop]ative1 an ag5cy ( ! ,f$]al ,gov]nm5t1 or a public h\s+ ag5cy1 hav+ ! legal "r to lease or sublease dwell+ units4 7#g7 ,secret>y ,! t]m ,secret>y means ,secret>y ( ,h\s+ & ,urban ,developm5t4 #d4 ,database ( eviction in=mation 7a7 ,reports by h\s+ provid]s 7#a7 ,9 g5]al ,! ,secret>y %all require ea* ,/ate & local entity t receives cov]$ h\s+ assi/ance to submit to ! ,secret>y annual reports "u ?is section reg>d+ evictions f assi/$ dwell+ units ( ! cov]$ h\s+ occurr+ dur+ ! prec$+ ye>4 7#b7 ,cont5ts ,ea* report submitt$ "u p>agraph 7#a7 %all include-- 7,a7 = ea* h\sehold subject to an eviction proce$+ dur+ ! ye> cov]$ by ! report-- 7i7 ! reason or reasons t ! eviction proce$+ 0 und]tak5 &1 9 ! case ( any eviction proce$+ und]tak5 9 :ole or 9 "p bas$ on an arre>age 9 r5t ow$1 ! am\nt ( ! arre>age & ! am\nt ( ! requir$ contribution ( ! t5ant t[>d r5t2 7ii7 ! date on :i* ! h\sehold 0 ord]$ to be evict$2 7iii7 ! address ( ! dwell+ unit f :i* ! h\sehold 0 evict$2 7iv7 :e!r ! h\sehold 0 repres5t$ by legal c\nsel 9 any eviction proce$+1 if t in=mation is available2 7v7 ! numb] ( days ! h\sehold 0 giv5 to vacate ! dwell+ unit1 if t in=mation is available2 & 7vi7 :e!r a writ ( execution 0 issu$ 9 reg>ds to ! eviction2 & 7,b7 = ea* individual 9 any h\sehold subject to an eviction proce$+ dur+ ! ye> cov]$ by ! report-- 7i7 ! "n ( ! individual2 7ii7 ! annual income ( ! individual 9 ! fiscal ye> prior to ! ye> dur+ :i* ! individual 0 evict$1 if t in=mation is available2 7iii7 ! disability /atus ( ! individual evict$2 7iv7 any available demographic in=mation ab\t ! individual1 includ+ race1 e?nicity1 age1 & g5d]2 7v7 any fo/] c>e hi/ory = ! individual2 7vi7 any s]i\s physical heal? problems or s]i\s m5tal illness ( ! individual1 if t in=mation is available2 7vii7 any hi/ory ( prior homelessness ( ! individual1 if t in=mation is available2 & 7viii7 :e!r ! individual has a crim9al record1 if t in=mation is available4 7#c7 ,data requirem5ts ,! ,secret>y %all develop requirem5ts = ,/ates & local entities t receive cov]$ h\s+ assi/ance t-- 7,a7 provide t ! provision ( ! in=mation be+ collect$ "u ?is subsection %all be volunt>y on ! "p ( any individual or h\sehold :o is or 0 a t5ant 9 an assi/$ dwell+ unit ( cov]$ h\s+2 7,b7 provide limitations on h[ long ! in=mation describ$ 9 p>agraph 7#b7 %all be reta9$2 7,c7 e/abli% data privacy & security requirem5ts = ! in=mation describ$ 9 p>agraph 7#b7 t include appropriate measures to ensure t ! privacy ( ! individuals & h\seholds is protect$ & t ! in=mation1 includ+ any p]sonally id5tifiable in=mation1 is collect$ & us$ only = ! purpose ( submitt+ reports "u p>agraph 7#a72 & 7,d7 provide confid5tiality protections = data collect$ ab\t any individuals :o are survivors ( intimate p>tn] viol5ce1 sexual assault1 or /alk+4 7b7 ,database 7#a7 ,9 g5]al ,! ,secret>y %all e/abli% a database = collect+ & ma9ta9+ in=mation conta9$ 9 reports submitt$ "u subsection 7a74 7#b7 ,privacy protections ,! ,secret>y %all e/abli% appropriate measures reg>d+ in=mation 9 ! database e/abli%$ "u p>agraph 7#a7 to ensure t ! privacy ( ! individuals & h\seholds is protect$ & t any p]sonally id5tifiable in=mation is n disclos$4 7#c7 ,disaggregation ,to ! ext5t possible1 ! database e/abli%$ "u p>agraph 7#a7 %all be disaggregat$ by race1 g5d]1 income1 & disability4 #e4 ,assi/ance = eviction-relat$ legal aid ,!re is au?oriz$ to be appropriat$ to ! ,secret>y #aj1jjj1jjj1jjj = fiscal ye> #bjba1 to rema9 available until exp5d$1 = assi/ance "u ! ,em]g5cy ,solutions ,grants program "u subtitle ,b ( title ,,iv ( ! ,mc,kinney-,v5to ,homeless ,assi/ance ,act 7#db ,u4,s4,c4 #aacga et seq471 to be us$ only =-- 7#a7 provid+ legal c\nsel = t5ants subject to or at risk ( eviction ) reg>d to any eviction-relat$ legal proce$+2 & 7#b7 co/s ( any c\rt fees associat$ ) an eviction-relat$ legal proce$+ = a t5ant1 exclud+ any attorney's fees = ! attorney ( ! l&lord ( ! t5ant4 #f4 ,consum] reports ,! ,fair ,cr$it ,report+ ,act 7#ae ,u4,s4,c4 #afja et seq47 is am5d$-- 7#a7 by ins]t+ aft] section #fje;,b 7#ae ,u4,s4,c4 #afha;c-#b7 ! foll[+3 #fje;,c4 ,adv]se in=mation relat+ to h\s+ c\rt records 7a7 ,9 g5]al ,a consum] report+ ag5cy may only furni% a consum] report conta9+ an adv]se item ( in=mation relat+ to a l&lord-t5ant action if-- 7#a7 ! l&lord 9 ! action prevail$ 9 a f9al judgm5t2 & 7#b7 ! t5ant 9 t action 0 n a m9or on ! date t ! c\rt claim 0 fil$4 7b7 #a-,ye> limitation ,a consum] report+ ag5cy %all remove f a consum] report any adv]se item ( in=mation relat+ to a l&lord-t5ant action n lat] ?an #a ye> aft] ! date ( ! l&lord-t5ant action4 2 & 7#b7 9 ! table ( cont5ts1 by ins]t+ aft] ! item relat+ to section #fje;,b ! foll[+3 #fje;,c4 ,adv]se in=mation relat+ to h\s+ c\rt records4 4 #g4 ,eviction in=mation 7a7 ,9 g5]al ,n lat] ?an #a ye> aft] ! date ( enactm5t ( ?is ,act1 ! ,secret>y %all issue regulations t require ea* own] ( a cov]$ f$]ally assi/$ r5tal dwell+ unit to ensure t ea* t5ant ( ! dwell+ unit own$ by ! own] receives in=mation n less ?an once ea* ye> ab\t-- 7#a7 ! rights & responsibilities ( ! own] ) reg>d to eviction2 & 7#b7 local organizations & res\rces t c provide assi/ance 9 eviction-relat$ matt]s4 7b7 ,hotl9e ,n lat] ?an #a ye> aft] ! date ( enactm5t ( ?is ,act1 ! ,secret>y %all e/abli% a hotl9e to provide assi/ance ) reg>d to eviction-relat$ matt]s to t5ants ( cov]$ f$]ally assi/$ r5tal dwell+ units4