,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #djih  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,june #bi1 #bjbj,mr4   
,m55dez 7= himself1 ,mr4 ,br[n1 ,mr4    
,van ,holl51 ,ms4 ,s9ema1 ,ms4 ,smi?1   
,mr4 ,book]1 ,ms4 ,ros51 ,ms4 ,w>r51    
,mr4 ,s&]s1 ,ms4 ,klobu*>1 ,mr4         
,blum5?al1 ,mr4 ,wyd51 ,mr4 ,coons1     
,mrs4 ,fe9/e91 ,ms4 ,hirono1 ,ms4       
,cortez ,ma/o1 ,mr4 ,te/]1 & ,mr4 ,w>n]7
 introduc$ ! foll[+ bill2 :i* 0 read    
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to provide fund+ = !           
,neighborhood ,re9ve/m5t ,corporation   
,act1 & = o!r purposes4  #a4 ,%ort title
 ,?is ,act may be cit$ z ! ,coronavirus 
,h\s+ ,c\nsel+ ,improvem5t ,act4  #b4   
,fund+ = h\s+ c\nsel+ s]vices  7a7      
,congressional f9d+s ,congress f9ds t-- 
7#a7 ! spread ( ,coronavirus ,disease   
#bjai 7,,covid-#ai71 :i* is n[ consid]$ 
a global p&emic1 is expect$ to          
negatively impact ! incomes ( pot5tially
 millions ( home[n]s1 r5t]s1 individuals

 exp]i5c+ homelessness1 & individuals at
 risk ( homelessness1 mak+ x difficult =
 !m to pay _! mortgages or r5ts on "t2  
7#b7 h\s+ c\nsel+ is critical to ensur+ 
t home[n]s1 r5t]s1 individuals exp]i5c+ 
homelessness1 & individuals at risk (   
homelessness h ! res\rces !y ne$ to     
manage f9ancial h>d%ips f ! ,,covid-#ai 
crisis2  7#c7 loan pres]vation &        
=eclosure mitigation s]vices are also   
critical to address ! ne$s ( home[n]s :o
 lose employm5t & income because ( !    
p&emic & :o face s]i\s del9qu5cy or home
 loan default1 or are 9 =eclos+ proce$+s
 dur+ ?is p]iod2 &  7#d7 evaluations f !
 ,national ,=eclosure ,mitigation       
,c\nsel+ program reveal$ t home[n]s at  
risk ( or fac+ =eclosure are bett] s]v$ 
:5 !y h access to a h\s+ c\nselor & a   
range ( tools & res\rces to help !m     
avoid los+ _! home & h ! support !y ne$ 
to tailor ! be/ possible response to _! 
situation4  7b7 ,au?orization (         
appropriations ,!re is au?oriz$ to be   
appropriat$ to ! ,neighborhood          

,re9ve/m5t ,corporation 79 ?is section  
ref]r$ to z ! ,corporation7 e/abli%$ "u 
! ,neighborhood ,re9ve/m5t ,corporation 
,act 7#db ,u4,s4,c4 #haja et seq47      
#gjj1jjj1jjj = fiscal ye> #bjbj = h\s+  
c\nsel+ s]vices1 :i* %all rema9         
available until ,septemb] #cj1 #bjbc4   
7c7 ,prioritization ( h\s+ c\nsel+      
s]vices ,( any grant funds made         
available pursuant to subsection 7b71 n 
less ?an #dj p]c5t %all be provid$ to   
c\nsel+ organizations t t>get c\nsel+   
s]vices to m9ority & l[-income home[n]s1
 r5t]s1 individuals exp]i5c+            
homelessness1 & individuals at risk (   
homelessness or provide su* s]vices 9   
neighborhoods ) high conc5trations (    
m9ority & l[-income home[n]s1 r5t]s1    
individuals exp]i5c+ homelessness1 &    
individuals at risk ( homelessness4  7d7
 ,eligible uses ,am\nts made available  
pursuant to subsection 7b7 may be us$ 9 
su* am\nts z ! ,corporation det]m9es =  
co/s (-- 7#a7 public education &        
outrea*2  7#b7 direct s]vices1 includ+ !

 full range ( s]vices provid$ by h\s+   
c\nselors to assi/ home[n]s1 includ+    
manufactur$ home[n]s1 reg>dless ( f9anc+
 type1 r5t]s1 individuals exp]i5c+      
homelessness1 & individuals at risk (   
homelessness1 includ+ ! practices1      
tools1 & innovations 9 =eclosure        
mitigation t 7 utiliz$ 9 ! ,national    
,=eclosure ,mitigation ,c\nsel+         
,program1 & f9ancial capability1 cr$it  
c\nsel+1 homeless c\nsel+1 & r5tal      
c\nsel+2  7#c7 equipm5t & te*nology1    
includ+ broadb& int]net & equipm5t      
upgrades ne$$ to ensure timely &        
effective s]vice deliv]y2  7#d7 tra9+1  
includ+ capacitat+ h\s+ c\nsel+ /aff 9  
v>i\s modes ( c\nsel+1 includ+ r5tal &  
=eclosure1 deliv]y ( remote c\nsel+     
utiliz+ improv$ te*nology1 enhanc$      
network security1 & supportive options =
 ! deliv]y ( cli5t s]vices2 &  7#e7     
adm9i/ration & ov]sight ( ! program 9   
accordance ) ! rate ( ! ,corporation =  
program adm9i/ration4  7e7 ,disbursem5t 
7#a7 ,9 g5]al ,! ,corporation %all      

disburse all grant funds made available 
pursuant to subsection 7b7 z exp$iti\sly
 z possible1 ?r\gh grants to h\s+       
c\nsel+ int]m$i>ies approv$ by !        
,dep>tm5t ( ,h\s+ & ,urban ,developm5t1 
,/ate h\s+ f9ance ag5cies1 &            
,neighbor,works organizations4  7#b7    
,limitation ,! aggregate am\nt provid$  
to ,neighbor,works organizations "u ?is 
section %all n exce$ #ae p]c5t ( ! total
 ( grant funds made available pursuant  
to subsection 7b74