,,ii  #aafth ,,congress  #b;d ,session  
,s4 #djih  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,june #bi1     
#bjbj,mr4 ,menendez 7for himself1 ,mr4  
,brown1 ,mr4 ,van ,hollen1 ,ms4 ,sinema1
 ,ms4 ,smith1 ,mr4 ,booker1 ,ms4 ,rosen1
 ,ms4 ,warren1 ,mr4 ,sanders1 ,ms4      
,klobuchar1 ,mr4 ,blumenthal1 ,mr4      
,wyden1 ,mr4 ,coons1 ,mrs4 ,feinstein1  
,ms4 ,hirono1 ,ms4 ,cortez ,masto1 ,mr4 
,tester1 and ,mr4 ,warner7 introduced   
the following bill2 which was read twice
 and referred to the ,committee on      
,banking1 ,housing1 and ,urban ,affairs 
,a ,,bill  ,to provide funding for the  
,neighborhood ,reinvestment ,corporation
 ,act1 and for other purposes4  #a4     
,short title ,this ,act may be cited as 
the ,coronavirus ,housing ,counseling   
,improvement ,act4  #b4 ,funding for    
housing counseling services  7a7        
,congressional findings ,congress finds 
that-- 7#a7 the spread of ,coronavirus  
,disease #bjai 7,,covid-#ai71 which is  
now considered a global pandemic1 is    

expected to negatively impact the       
incomes of potentially millions of      
homeowners1 renters1 individuals        
experiencing homelessness1 and          
individuals at risk of homelessness1    
making it difficult for them to pay     
their mortgages or rents on time2  7#b7 
housing counseling is critical to       
ensuring that homeowners1 renters1      
individuals experiencing homelessness1  
and individuals at risk of homelessness 
have the resources they need to manage  
financial hardships from the ,,covid-#ai
 crisis2  7#c7 loan preservation and    
foreclosure mitigation services are also
 critical to address the needs of       
homeowners who lose employment and      
income because of the pandemic and who  
face serious delinquency or home loan   
default1 or are in foreclosing          
proceedings during this period2 and     
7#d7 evaluations from the ,national     
,foreclosure ,mitigation ,counseling    
program revealed that homeowners at risk
 of or facing foreclosure are better    

served when they have access to a       
housing counselor and a range of tools  
and resources to help them avoid losing 
their home and have the support they    
need to tailor the best possible        
response to their situation4  7b7       
,authorization of appropriations ,there 
is authorized to be appropriated to the 
,neighborhood ,reinvestment ,corporation
 7in this section referred to as the    
,corporation7 established under the     
,neighborhood ,reinvestment ,corporation
 ,act 7#db ,u4,s4,c4 #haja et seq47     
#gjj1jjj1jjj for fiscal year #bjbj for  
housing counseling services1 which shall
 remain available until ,september #cj1 
#bjbc4  7c7 ,prioritization of housing  
counseling services ,of any grant funds 
made available pursuant to subsection   
7b71 not less than #dj percent shall be 
provided to counseling organizations    
that target counseling services to      
minority and low-income homeowners1     
renters1 individuals experiencing       
homelessness1 and individuals at risk of

 homelessness or provide such services  
in neighborhoods with high              
concentrations of minority and          
low-income homeowners1 renters1         
individuals experiencing homelessness1  
and individuals at risk of homelessness4
  7d7 ,eligible uses ,amounts made      
available pursuant to subsection 7b7 may
 be used in such amounts as the         
,corporation determines for costs of--  
7#a7 public education and outreach2     
7#b7 direct services1 including the full
 range of services provided by housing  
counselors to assist homeowners1        
including manufactured homeowners1      
regardless of financing type1 renters1  
individuals experiencing homelessness1  
and individuals at risk of homelessness1
 including the practices1 tools1 and    
innovations in foreclosure mitigation   
that were utilized in the ,national     
,foreclosure ,mitigation ,counseling    
,program1 and financial capability1     
credit counseling1 homeless counseling1 
and rental counseling2  7#c7 equipment  

and technology1 including broadband     
internet and equipment upgrades needed  
to ensure timely and effective service  
delivery2  7#d7 training1 including     
capacitating housing counseling staff in
 various modes of counseling1 including 
rental and foreclosure1 delivery of     
remote counseling utilizing improved    
technology1 enhanced network security1  
and supportive options for the delivery 
of client services2 and  7#e7           
administration and oversight of the     
program in accordance with the rate of  
the ,corporation for program            
administration4  7e7 ,disbursement  7#a7
 ,in general ,the ,corporation shall    
disburse all grant funds made available 
pursuant to subsection 7b7 as           
expeditiously as possible1 through      
grants to housing counseling            
intermediaries approved by the          
,department of ,housing and ,urban      
,development1 ,state housing finance    
agencies1 and ,neighbor,works           
organizations4  7#b7 ,limitation ,the   

aggregate amount provided to            
,neighbor,works organizations under this
 section shall not exceed #ae percent of
 the total of grant funds made available
 pursuant to subsection 7b74