,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #djjb  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,june #ah1 #bjbj,mr4   
,durb9 7= himself & ,ms4 ,duckwor?7     
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,vet]ans' ,affairs  ,a ,,bill  ,to am5d 
! ,s]vicememb]s ,civil ,relief ,act to  
ext5d ! int]e/ rate limitation on debt  
ent]$ into dur+ milit>y s]vice to debt  
incurr$ dur+ milit>y s]vice to          
consolidate or ref9ance /ud5t loans     
incurr$ be=e milit>y s]vice4  #a4 ,%ort 
title ,?is ,act may be cit$ z !         
,s]vicememb] ,/ud5t ,loan ,af=dability  
,act ( #bjbj4  #b4 ,int]e/ rate         
limitation on debt ent]$ into dur+      
milit>y s]vice to consolidate or        
ref9ance /ud5t loans incurr$ be=e       
milit>y s]vice  7a7 ,9 g5]al ,subsection
 7a7 ( section #bjg ( ! ,s]vicememb]s   
,civil ,relief ,act 7#ej ,u4,s4,c4      
#cicg7 is am5d$-- 7#a7 9 p>agraph 7#a71 
by ins]t+ on debt incurr$ be=e s]vice   
aft] ,limitation to #f p]c5t2  7#b7 by  

r$esignat+ p>agraphs 7#b7 & 7#c7 z      
p>agraphs 7#c7 & 7#d71 respectively2    
7#c7 by ins]t+ aft] p>agraph 7#a7 !     
foll[+ new p>agraph 7#b73  7#b7         
,limitation to #f p]c5t on debt incurr$ 
dur+ s]vice to consolidate or ref9ance  
/ud5t loans incurr$ be=e s]vice ,an     
obligation or liability be>+ int]e/ at a
 rate 9 excess ( #f p]c5t p] ye> t is   
incurr$ by a s]vicememb]1 or !          
s]vicememb] & ! s]vicememb]'s sp\se     
jo9tly1 dur+ milit>y s]vice to          
consolidate or ref9ance "o or m /ud5t   
loans incurr$ by ! s]vicememb] be=e su* 
milit>y s]vice %all n be> an int]e/ at a
 rate 9 excess ( #f p]c5t dur+ ! p]iod (
 milit>y s]vice4  2  7#d7 9 p>agraph    
7#c71 z r$esignat$ by p>agraph 7#b7 (   
?is subsection1 by ins]t+ or 7#b7 aft]  
p>agraph 7#a72 &  7#e7 9 p>agraph 7#d71 
z s r$esignat$1 by /rik+ p>agraph 7#b7 &
 ins]t+ p>agraph 7#c74  7b7             
,implem5tation ( limitation ,subsection 
7b7 ( su* section is am5d$-- 7#a7 9     
p>agraph 7#a77;,a71 by /rik+ ! int]e/   

rate limitation 9 subsection 7a7 &      
ins]t+ an int]e/ rate limitation 9      
p>agraph 7#a7 or 7#b7 ( subsection 7a72 
&  7#b7 9 p>agraph 7#b7-- 7,a7 9 !      
p>agraph head+1 by /rik+ effective z (  
date ( ord] to active duty & ins]t+     
effective date2 &  7,b7 by ins]t+ be=e !
 p]iod at ! end ! foll[+3 9 ! case ( an 
obligation or liability cov]$ by        
subsection 7a77#a71 or z ( ! date !     
s]vicememb] 7or s]vicememb] & sp\se     
jo9tly7 incurs ! obligation or liability
 conc]n$ "u subsection 7a77#b74  7c7    
,/ud5t loan def9$ ,subsection 7d7 ( su* 
section is am5d$ by add+ at ! end !     
foll[+ new p>agraph3  7#c7 ,/ud5t loan  
,! t]m /ud5t loan means ! foll[+3 7,a7  
,a ,f$]al /ud5t loan made1 insur$1 or   
gu>ante$ "u title ,,iv ( ! ,high]       
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajgj et seq474  7,b7 ,a private /ud5t  
loan z t t]m is def9$ 9 section #adj7;a7
 ( ! ,tru? 9 ,l5d+ ,act 7#ae ,u4,s4,c4  
#afej7;a774  4