,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #chhg  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,june #c1 #bjbj,mrs4   
,%ahe5 introduc$ ! foll[+ bill2 :i* 0   
read twice & ref]r$ to ! ,committee on  
,vet]ans' ,affairs  ,a ,,bill  ,to def] 
action reg>d+ c]ta9 debts aris+ f       
b5efits "u laws adm9i/]$ by ! ,secret>y 
( ,vet]ans ,affairs = a p]iod ( "t      
includ+ ! ,,covid-#ai em]g5cy p]iod1 & =
 o!r purposes4  #a4 ,%ort title ,?is    
,act may be cit$ z ! ,vet]an ,debt      
,relief ,dur+ ,,covid-#ai ,act ( #bjbj4 
#b4 ,def]ral ( c]ta9 debts aris+ f      
b5efits "u laws adm9i/]$ by ! ,secret>y 
( ,vet]ans ,affairs  7a7 ,9 g5]al ,dur+ 
! cov]$ p]iod1 ! ,secret>y ( ,vet]ans   
,affairs may n-- 7#a7 take any action to
 collect a cov]$ debt 7includ+ ! (fset (
 any paym5t by ! ,secret>y72  7#b7      
record a cov]$ debt2  7#c7 issue notice 
( a cov]$ debt to a p]son or a consum]  
report+ ag5cy2  7#d7 all[ any int]e/ to 
accrue on a cov]$ debt2 or  7#e7 apply  
any adm9i/rative fee to a cov]$ debt4   

7b7 ,exception ,not)/&+ subsection 7a71 
! ,secret>y may collect a paym5t reg>d+ 
a cov]$ debt 7includ+ int]e/ or any     
adm9i/rative fee7 f a p]son 7or !       
fiduci>y ( t p]son7 :o elects to make   
su* a paym5t dur+ ! cov]$ p]iod4  7c7   
,def9itions ,9 ?is section3 7#a7        
,consum] report+ ag5cy ,! t]m consum]   
report+ ag5cy has ! mean+ giv5 t t]m 9  
section #egja ( title #ch1 ,unit$ ,/ates
 ,code4  7#b7 ,cov]$ debt ,! t]m cov]$  
debt means a debt-- 7,a7 ow$ by a p]son 
7includ+ a fiduci>y7 to ! ,unit$ ,/ates2
  7,b7 aris+ f a b5efit "u a cov]$ law2 
&  7,c7 t is n subject to recov]y "u--  
7i7 section #cgbi ( title #ca1 ,unit$   
,/ates ,code2  7ii7 section #agbi (     
title #ch1 ,unit$ ,/ates ,code2 or      
7iii7 ,public ,law #hg-fic 7#db         
,u4,s4,c4 #bfea74  7#c7 ,cov]$ law ,!   
t]m cov]$ law means any law adm9i/]$ by 
! ,secret>y ( ,vet]ans ,affairs ?r\gh-- 
7,a7 ! ,"u ,secret>y = ,heal?2 or  7,b7 
! ,"u ,secret>y = ,b5efits4  7#d7 ,cov]$
 p]iod ,! t]m cov]$ p]iod means-- 7,a7 !

 ,,covid-#ai em]g5cy p]iod2 &  7,b7 !   
#fj days imm$iately foll[+ ! date ( !   
end ( ! ,,covid-#ai em]g5cy p]iod4  7#e7
 ,,covid-#ai em]g5cy p]iod ,! t]m       
,,covid-#ai em]g5cy p]iod means !       
em]g5cy p]iod describ$ 9 section        
#aace7;g77#a77;,b7 ( ! ,social ,security
 ,act 7#db ,u4,s4,c4                    
#acbj;b-#e7;g77#a77;,b774