,,ii  #aaf? ,,congress  #b;d ,session   
,s4 #chba  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,may #ba1 #bjbj,mrs4   
,loeffl] introduc$ ! foll[+ bill2 :i* 0 
read twice & ref]r$ to ! ,committee on  
,heal?1 ,education1 ,labor1 & ,p5sions  
,a ,,bill  ,to am5d ! ,public ,heal?    
,s]vice ,act to provide m options =     
af=dable heal? insurance to un9sur$     
,am]icans4  #a4 ,%ort title ,?is ,act   
may be cit$ z ! ,af=dable ,heal? ,c>e   
,options ,act ( #bjbj4  #b4 ,%ort-t]m   
limit$ duration insurance  7a7 ,9 g5]al 
,section #bgia7;b7 ( ! ,public ,heal?   
,s]vice ,act 7#db ,u4,s4,c4             
#cjj;gg-#ia7;b77 is am5d$ by add+ at !  
end ! foll[+3  7#f7 ,%ort-t]m limit$    
duration insurance ,! t]m %ort-t]m1     
limit$ duration insurance means         
insurance cov]+ m$ical c>e provid$      
pursuant to a contract ) an issu] t--   
7,a7 has an expiration date specifi$ 9 !
 contract t is less ?an #a ye> aft] !   
orig9al effective date ( ! contract &1  
tak+ into acc\nt r5ewals or ext5sions1  

has a duration ( no long] ?an #c ye>s 9 
total2  7,b7 may include a r5ewal       
gu>antee2 &  7,c7 ) respect to su* a    
contract hav+ a cov]age />t date on or  
aft] ,janu>y #a1 #bjai1 displays        
prom95tly 9 ! contract & 9 any          
application mat]ials provid$ 9          
connection ) enrollm5t 9 su* insurance 9
 at lea/ #ad po9t type ! language 9 !   
foll[+ notice1 ) any additional         
in=mation requir$ by applicable ,/ate   
law3 ,?is cov]age is n requir$ to comply
 ) c]ta9 ,f$]al m>ket requirem5ts =     
heal? insurance1 pr9cipally ^? conta9$ 9
 ! ,af=dable ,c>e ,act4 ,be sure to *eck
 y\r policy c>efully to make sure y are 
aw>e ( any exclusions or limitations    
reg>d+ cov]age ( preexi/+ conditions or 
heal? b5efits 7su* z hospitalization1   
em]g5cy s]vices1 mat]nity c>e1 prev5tive
 c>e1 prescription drugs1 & m5tal heal? 
& sub/ance use disord] s]vices74 ,y\r   
policy might also h lifetime or annual  
doll> limits on heal? b5efits4 ,if ?is  
cov]age expires or y lose eligibility = 

?is cov]age1 y might h to wait until an 
op5 enrollm5t p]iod to get o!r heal?    
insurance cov]age44  7#g7 ,r5ewal       
gu>antee ,! t]m r5ewal gu>antee1 )      
respect to %ort-t]m limit$ duration     
insurance1 means a provision 9 !        
contract t p]mits a policyhold]1 :5     
pur*as+ ! initial insurance contract1 to
 pay an additional am\nt = a gu>antee t 
! policyhold] c elect to pur*ase1 =     
p]iods ( "t foll[+ expiration ( !       
initial contract1 ano!r policy or       
policies at "s future date1 at a        
specific premium t w\ld n reflect any   
additional und]writ+4  4  7b7 ,treatm5t 
( %ort-,t]m limit$ duration insurance z 
except$ b5efit ,section #bgia7;c77#a7 ( 
! ,public ,heal? ,s]vice ,act 7#db      
,u4,s4,c4 #cjj;gg-#ia7;c77#a77 is       
am5d$-- 7#a7 by r$esignat+ subp>agraph  
7,h7 z subp>agraph 7,i72 &  7#b7 by     
ins]t+ aft] subp>agraph 7,g7 ! foll[+3  
7,h7 ,%ort-t]m limit$ duration          
insurance4  4  7c7 ,%ort-,t]m heal?     
insurance options ,"p ,c ( title ,,xxvii

 ( ! ,public ,heal? ,s]vice ,act 7#db   
,u4,s4,c4 #cjj;gg-#ia et seq47 is       
am5d$-- 7#a7 by r$esignat+ section #bgid
 7#db ,u4,s4,c4 #cjj;gg-#ie7 7reg>d+    
uni=m fraud & abuse ref]ral =mat71 z    
add$ by section #ffjc ( ! ,pati5t       
,protection & ,af=dable ,c>e ,act       
7,public ,law #aaa-adh71 z section      
#bgie2 &  7#b7 by add+ at ! end !       
foll[+3  #bgif4 ,%ort-t]m heal?         
insurance options ,no?+ 9 ?is title %all
 be con/ru$ to re/rict individuals f    
pur*as+ insurance cov]+ m$ical c>e1     
includ+ %ort-t]m limit$-duration        
insurance1 t features r5ewal gu>antees1 
z def9$ 9 section #bgia7;b77#f74  4