,,ii  #aaf? ,,congress  #a/ ,session    
,s4 #cej  ,,9 ,,! ,,s5ate ,,( ,,!       
,,unit$ ,,/ates  ,febru>y #f1 #bjai,mr4 
,da9es 7= himself & ,mr4 ,leahy7        
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on !     
,judici>y  ,a ,,bill  ,to re/ore !      
application ( ! ,f$]al antitru/ laws to 
! bus9ess ( heal? insurance to protect  
competition & consum]s4  #a4 ,%ort title
 ,?is ,act may be cit$ z ! ,competitive 
,heal? ,insurance ,re=m ,act ( #bjai4   
#b4 ,re/or+ ! application ( antitru/    
laws to ! bus9ess ( heal? insurance  7a7
 ,am5dm5t to ,mcc>ran-,f]guson ,act     
,section #c ( ! ,act ( ,m>* #i1 #aide   
7#ae ,u4,s4,c4 #ajac71 commonly kn[n z !
 ,mc,carran-,f]guson ,act1 is am5d$ by  
add+ at ! end ! foll[+3  7c7 7#a7 ,no?+ 
conta9$ 9 ?is ,act %all modify1 impair1 
or sup]s$e ! op]ation ( any ( ! antitru/
 laws ) respect to ! bus9ess ( heal?    
insurance 7includ+ ! bus9ess ( d5tal    
insurance & limit$-scope d5tal b5efits74
  7#b7 ,p>agraph 7#a7 %all n apply )    

respect to mak+ a contract1 or engag+ 9 
a comb9ation or conspiracy--  7,a7 to   
collect1 compile1 or dissem9ate         
hi/orical loss data2  7,b7 to det]m9e a 
loss developm5t factor applicable to    
hi/orical loss data2  7,c7 to p]=m      
actu>ial s]vices if su* contract1       
comb9ation1 or conspiracy does n involve
 a re/ra9t ( trade2 or  7,d7 to develop 
or dissem9ate a /&>d insurance policy =m
 7includ+ a /&>d add5dum to an insurance
 policy =m & /&>d t]m9ology 9 an        
insurance policy =m7 if su* contract1   
comb9ation1 or conspiracy is n to adh]e 
to su* /&>d =m or require adh]5ce to su*
 /&>d =m4  7#c7 ,= purposes ( ?is       
subsection-- 7,a7 ! t]m antitru/ laws   
has ! mean+ giv5 x 9 subsection 7a7 ( ! 
fir/ section ( ! ,clayton ,act 7#ae     
,u4,s4,c4 #ab71 except t su* t]m        
includes section #e ( ! ,f$]al ,trade   
,commission ,act 7#ae ,u4,s4,c4 #de7 to 
! ext5t t su* section #e applies to     
unfair me?ods ( competition2  7,b7 ! t]m
 bus9ess ( heal? insurance 7includ+ !   

bus9ess ( d5tal insurance & limit$-scope
 d5tal b5efits7 does n include--  7i7 ! 
bus9ess ( life insurance 7includ+       
annuities72 or  7ii7 ! bus9ess ( prop]ty
 or casualty insurance1 includ+ b n     
limit$ to--  7,i7 any insurance or      
b5efits def9$ z except$ b5efits "u      
p>agraph 7#a71 subp>agraph 7,b7 or 7,c7 
( p>agraph 7#b71 or p>agraph 7#c7 (     
section #ihcb7;c7 ( ! ,int]nal ,rev5ue  
,code ( #aihf 7#bf ,u4,s4,c4 #ihcb7;c77 
:e!r (f]$ sep>ately or 9 comb9ation )   
insurance or b5efits describ$ 9 p>agraph
 7#b77;,a7 ( su* section2 &  7,,ii7 any 
o!r l9e ( insurance t is classifi$ z    
prop]ty or casualty insurance "u ,/ate  
law2  7,c7 ! t]m hi/orical loss data    
means in=mation respect+ claims paid1 or
 res]ves held = claims report$1 by any  
p]son engag$ 9 ! bus9ess ( insurance2 & 
7,d7 ! t]m loss developm5t factor means 
an adju/m5t to be made to res]ves held =
 losses incurr$ = claims report$ by any 
p]son engag$ 9 ! bus9ess ( insurance1 = 
! purpose ( br++ su* res]ves to an      

ultimate paid basis4  4  7b7 ,relat$    
provision ,= purposes ( section #e ( !  
,f$]al ,trade ,commission ,act 7#ae     
,u4,s4,c4 #de7 to ! ext5t su* section   
applies to unfair me?ods ( competition1 
section #c7;c7 ( ! ,mc,carran-,f]guson  
,act %all apply ) respect to ! bus9ess (
 heal? insurance )\t reg>d to :e!r su*  
bus9ess is c>ri$ on = pr(it1 not)/&+ !  
def9ition ( ,corporation conta9$ 9      
section #d ( ! ,f$]al ,trade ,commission
 ,act4