#aaf? ,,congress  #b;d ,session  ,s4    
#cdah  ,,an ,,act  ,to am5d ! ,rob]t ,t4
 ,/af=d ,disa/] ,relief & ,em]g5cy      
,assi/ance ,act to all[ ! ,adm9i/rator (
 ! ,f$]al ,em]g5cy ,managem5t ,ag5cy to 
provide capitalization grants to ,/ates 
to e/abli% revolv+ funds to provide     
haz>d mitigation assi/ance to r$uce     
risks f disa/]s & natural haz>ds1 & o!r 
relat$ environm5tal h>m4  #a4 ,%ort     
title ,?is ,act may be cit$ z !         
,safegu>d+ ,tomorr[ ?r\gh ,ongo+ ,risk  
,mitigation ,act or ! ,,/orm ,act4  #b4 
,grants to entities = e/abli%m5t ( haz>d
 mitigation revolv+ loan funds ,title   
,,ii ( ! ,rob]t ,t4 ,/af=d ,disa/]      
,relief & ,em]g5cy ,assi/ance ,act 7#db 
,u4,s4,c4 #eaca et seq47 is am5d$ by    
add+ at ! end ! foll[+3  #bje4 ,grants  
to entities = e/abli%m5t ( haz>d        
mitigation revolv+ loan funds  7a7      
,g5]al au?ority  7#a7 ,9 g5]al ,!       
,adm9i/rator may ent] into agreem5ts )  
eligible entities to make capitalization
 grants to su* entities = ! e/abli%m5t (

 haz>d mitigation revolv+ loan funds    
7ref]r$ to 9 ?is section z entity loan  
funds7 = provid+ fund+ assi/ance to     
local gov]nm5ts to c>ry out eligible    
projects "u ?is section to r$uce disa/] 
risks = home[n]s1 bus9esses1 nonpr(it   
organizations1 & communities 9 ord] to  
decrease-- 7,a7 ! loss ( life & prop]ty2
  7,b7 ! co/ ( insurance2 &  7,c7 ,f$]al
 disa/] paym5ts4  7#b7 ,agreem5ts ,any  
agreem5t ent]$ into "u ?is section %all 
require ! p>ticipat+ entity to-- 7,a7   
comply ) ! requirem5ts ( ?is section2 & 
7,b7 use acc\nt+1 audit1 & fiscal       
proc$ures con=m+ to g5]ally accept$     
acc\nt+ /&>ds4  7b7 ,application  7#a7  
,9 g5]al ,to be eligible to receive a   
capitalization grant "u ?is section1 an 
eligible entity %all submit to !        
,adm9i/rator an application t includes !
 foll[+3 7,a7 ,project proposals        
compris$ ( local gov]nm5t haz>d         
mitigation projects1 on ! condition t ! 
entity provides public notice n less ?an
 #f weeks prior to ! submission ( an    

application4  7,b7 ,an assessm5t (      
recurr+ major disa/] vuln]abilities     
impact+ ! entity t demon/rates a risk to
 life & prop]ty4  7,c7 ,a description ( 
h[ ! haz>d mitigation plan ( ! entity   
has or has n tak5 ! vuln]abilities      
describ$ 9 subp>agraph 7,b7 into acc\nt4
  7,d7 ,a description ab\t h[ ! projects
 describ$ 9 subp>agraph 7,a7 c\ld con=m 
) ! haz>d mitigation plan ( ! entity & (
 ! unit ( local gov]nm5t4  7,e7 ,a      
proposal ( ! sy/ematic & regional       
approa* to a*ieve resili5ce 9 a         
vuln]able area1 includ+ impacts to riv] 
bas9s1 riv] corridors1 wat]%$s1 e/u>ies1
 bays1 coa/al regions1 micro-bas9s1     
micro-wat]%$s1 ecosy/ems1 & areas at    
risk ( e>?quakes1 tsunamis1 dr\ghts1    
sev]e /orms1 & wildfires1 includ+ !     
wildl&-urban int]face4  7#b7 ,te*nical  
assi/ance ,! ,adm9i/rator %all provide  
te*nical assi/ance to eligible entities 
= applications "u ?is section4  7c7     
,entity loan fund  7#a7 ,e/abli%m5t (   
fund ,an entity t receives a            

capitalization grant "u ?is section %all
 e/abli% an entity loan fund t complies 
) ! requirem5ts ( ?is subsection4  7#b7 
,fund managem5t ,except z provid$ 9     
p>agraph 7#c71 entity loan funds %all-- 
7,a7 be adm9i/]$ by ! ag5cy responsible 
= em]g5cy managem5t2 &  7,b7 include    
only-- 7i7 funds provid$ by a           
capitalization grant "u ?is section2    
7ii7 repaym5ts ( loans "u ?is section to
 ! entity loan fund2 &  7iii7 int]e/    
e>n$ on am\nts 9 ! entity loan fund4    
7#c7 ,adm9i/ration ,a p>ticipat+ entity 
may comb9e ! f9ancial adm9i/ration ( !  
entity loan fund ( su* entity ) !       
f9ancial adm9i/ration ( any o!r revolv+ 
fund e/abli%$ by su* entity if !        
,adm9i/rator det]m9es t-- 7,a7 !        
capitalization grant1 entity %>e1       
repaym5ts ( loans1 & int]e/ e>n$ on     
am\nts 9 ! entity loan fund are acc\nt$ 
= sep>ately f o!r am\nts 9 ! revolv+    
fund2 &  7,b7 ! au?ority to e/abli%     
assi/ance priorities & c>ry out ov]sight
 activities rema9s 9 ! control ( !      

entity ag5cy responsible = em]g5cy      
managem5t4  7#d7 ,entity %>e ( funds    
7,a7 ,9 g5]al ,on or be=e ! date on :i* 
a p>ticipat+ entity receives a          
capitalization grant "u ?is section1 !  
entity %all deposit into ! entity loan  
fund ( su* entity1 an am\nt equal to n  
less ?an #aj p]c5t ( ! am\nt ( !        
capitalization grant4  7,b7 ,r$uc$ grant
 ,if1 ) respect to a capitalization     
grant "u ?is section1 a p>ticipat+      
entity deposits 9 ! entity loan fund ( !
 entity an am\nt t is less ?an #aj p]c5t
 ( ! total am\nt ( ! capitalization     
grant t ! p>ticipat+ entity w\ld o!rwise
 receive1 ! ,adm9i/rator %all r$uce !   
am\nt ( ! capitalization grant receiv$  
by ! entity to ! am\nt t is #aj times ! 
am\nt s deposit$4  7d7 ,apportionm5t    
7#a7 ,9 g5]al ,except z o!rwise provid$ 
by ?is subsection1 ! ,adm9i/rator %all  
apportion funds made available to c>ry  
out ?is section to entities t h ent]$   
into an agreem5t "u subsection 7a77#b7 9
 am\nts z det]m9$ by ! ,adm9i/rator4    

7#b7 ,res]vation ( funds ,! ,adm9i/rator
 %all res]ve n m ?an #b4e p]c5t ( !     
am\nt made available to c>ry out ?is    
section = ! ,f$]al ,em]g5cy ,managem5t  
,ag5cy =-- 7,a7 adm9i/rative co/s       
incurr$ 9 c>ry+ out ?is section2  7,b7  
provid+ te*nical assi/ance to p>ticipat+
 entities "u subsection 7b77#b72 &  7,c7
 capitalization grants to insul> areas  
"u p>agraph 7#d74  7#c7 ,priority ,9 !  
apportionm5t ( capitalization grants "u 
?is subsection1 ! ,adm9i/rator %all give
 priority to entity applications "u     
subsection 7b7 t-- 7,a7 propose projects
 increas+ resili5ce & r$uc+ risk ( h>m  
to natural & built infra/ructure2  7,b7 
involve a p>tn]%ip betwe5 two or m      
eligible entities to c>ry out a project 
or simil> projects2  7,c7 take into     
acc\nt regional impacts ( haz>ds on riv]
 bas9s1 riv] corridors1 micro-wat]%$s1  
macro-wat]%$s1 e/u>ies1 lakes1 bays1 &  
coa/al regions & areas at risk (        
e>?quakes1 tsunamis1 dr\ghts1 sev]e     
/orms1 & wildfires1 includ+ !           

wildl&-urban int]face2 or  7,d7 propose 
projects = ! resili5ce ( major economic 
sectors or critical national            
infra/ructure1 includ+ ports1 global    
commodity supply *a9 assets 7locat$ )9  
an entity or )9 ! jurisdiction ( local  
gov]nm5ts1 insul> areas1 & ,indian      
tribal gov]nm5ts71 p[] & wat] production
 & di/ribution c5t]s1 & bridges &       
wat]ways ess5tial to int]/ate comm]ce4  
7#d7 ,insul> areas  7,a7 ,apportionm5t  
,f any am\nt rema9+ ( funds res]v$ "u   
p>agraph 7#b71 ! ,adm9i/rator may ent]  
into agreem5ts to provide capitalization
 grants to insul> areas4  7,b7          
,requirem5ts ,an insul> area receiv+ a  
capitalization grant "u ?is section %all
 comply ) ! requirem5ts ( ?is section z 
appli$ to p>ticipat+ entities4  7e7     
,environm5tal review ( revolv+ loan fund
 projects ,! ,adm9i/rator may delegate  
to a p>ticipat+ entity all ( !          
responsibilities = environm5tal review1 
decision mak+1 & action pursuant to !   
,national ,environm5tal ,policy ,act (  

#aifi 7#db ,u4,s4,c4 #dcba et seq471 &  
o!r applicable ,f$]al environm5tal laws 
includ+ ! ,endang]$ ,species ,act (     
#aigc 7#af ,u4,s4,c4 #aeca et seq47 & ! 
,national ,hi/oric ,pres]vation ,act (  
#aiff 7#ed ,u4,s4,c4 #cjjaja et seq47 t 
w\ld apply to ! ,adm9i/rator 7 !        
,adm9i/rator to und]take projects "u ?is
 section z ,f$]al projects s long z !   
p>ticipat+ entity c>ries out su*        
responsibilities 9 ! same mann] &       
subject to ! same requirem5ts z if !    
,adm9i/rator c>ri$ out su*              
responsibilities4  7f7 ,use ( funds     
7#a7 ,types ( assi/ance ,am\nts deposit$
 9 an entity loan fund1 includ+ loan    
repaym5ts & int]e/ e>n$ on su* am\nts1  
may be us$-- 7,a7 to make loans1 on !   
condition t-- 7i7 su* loans are made at 
an int]e/ rate ( n m ?an #a p]c5t2  7ii7
 annual pr9cipal & int]e/ paym5ts w     
comm5ce n lat] ?an #a ye> aft]          
completion ( any project & all loans    
made "u ?is subp>agraph w be fully      
amortiz$-- 7,i7 n lat] ?an #bj ye>s aft]

 ! date on :i* ! project is complet$2 or
  7,,ii7 = projects 9 a l[-income       
geographic area1 n lat] ?an #cj ye>s    
aft] ! date on :i* ! project is complet$
 & n long] ?an ! expect$ design life ( !
 project2  7iii7 ! loan recipi5t ( a    
loan "u ?is subp>agraph e/abli%es a     
d$icat$ s\rce ( rev5ue = repaym5t ( !   
loan2  7iv7 ! loan recipi5t ( a loan "u 
?is subp>agraph has a haz>d mitigation  
plan t has be5 approv$ by !             
,adm9i/rator2 &  7v7 ! entity loan fund 
w be cr$it$ ) all paym5ts ( pr9cipal &  
int]e/ on all loans made "u ?is         
subp>agraph2  7,b7 = mitigation ef=ts1 9
 addition to mitigation plann+ "u       
section #cbb n to exce$ #aj p]c5t ( !   
capitalization grants made to !         
p>ticipat+ entity 9 a fiscal ye>2  7,c7 
= ! reasonable co/s ( adm9i/]+ ! fund & 
conduct+ activities "u ?is section1     
except t su* am\nts %all n exce$        
#ajj1jjj p] ye>1 #b p]c5t ( !           
capitalization grants made to !         
p>ticipat+ entity 9 a fiscal ye>1 or #a 

p]c5t ( ! value ( ! entity loan fund1   
:i*ev] am\nt is greate/1 plus ! am\nt ( 
any fees collect$ by ! entity = su*     
purpose reg>dless ( ! s\rce2 &  7,d7 to 
e>n int]e/ on ! entity loan fund4  7#b7 
,prohibition on det]m9ation t loan is a 
duplication ,9 c>ry+ out ?is section1 ! 
,adm9i/rator may n det]m9e t a loan is a
 duplication ( assi/ance or programs "u 
?is ,act4  7#c7 ,projects & activities  
eligible = assi/ance ,except z provid$ 9
 ?is subsection1 a p>ticipat+ entity may
 use funds 9 ! entity loan fund to      
provide f9ancial assi/ance = projects or
 activities t mitigate ! impacts (      
natural haz>ds includ+-- 7,a7 dr\ght &  
prolong$ episodes ( int5se heat2  7,b7  
sev]e /orms1 includ+ hurricanes1        
tornados1 w9d /orms1 cyclones1 & sev]e  
w9t] /orms2  7,c7 wildfires2  7,d7      
e>?quakes2  7,e7 flood+1 includ+ !      
con/ruction1 repair1 or replacem5t ( a  
non-,f$]al levee or o!r flood control   
/ructure1 provid$ t ! ,adm9i/rator1 9   
consultation ) ! ,army ,corps ( ,eng9e]s

 7if appropriate71 requires an eligible 
entity to det]m9e t su* levee or        
/ructure is design$1 con/ruct$1 &       
ma9ta9$ 9 accordance ) s\nd eng9e]+     
practices & /&>ds equival5t to ! purpose
 = :i* su* levee or /ructure is int5d$2 
7,f7 %orel9e erosion2  7,g7 high wat]   
levels2 &  7,h7 /orm surges4  7#d7 ,zon+
 & l& use plann+ *anges ,a p>ticipat+   
entity may use n m ?an #aj p]c5t ( a    
capitalization grant "u ?is section to  
enable units ( local gov]nm5t to        
implem5t zon+ & l& use plann+ *anges    
focus$ on-- 7,a7 ! developm5t &         
improvem5t ( zon+ & l& use codes t      
inc5tivize & enc\rage l[-impact         
developm5t1 resili5t wildl&-urban       
int]face l& managem5t & developm5t1     
natural infra/ructure1 gre5 /ormwat]    
managem5t1 cons]vation areas adjac5t to 
floodpla9s1 implem5tation ( wat]%$ or   
gre5way ma/] plans1 & reconnection (    
floodpla9s2  7,b7 ! /udy & creation (   
agricultural risk comp5sation di/ricts  
:]e !re is a desire to remove or        

set-back levees protect+ highly develop$
 agricultural l& to mitigate = flood+1  
all[+ agricultural produc]s to receive  
comp5sation = assum+ great] flood risk t
 w\ld alleviate flood exposure to       
population c5t]s & areas ) critical     
national infra/ructure2  7,c7 ! /udy &  
creation ( l& use inc5tives t rew>d     
develop]s = great] reliance on l[ impact
 developm5t /ormwat] be/ managem5t      
practices1 ex*ange d5sity increases =   
increas$ op5 space & improvem5t (       
neighborhood cat* bas9s to mitigate     
urban flood+1 rew>d develop]s = includ+ 
& augm5t+ natural infra/ructure adjac5t 
to & ar\nd build+ projects )\t reliance 
on increas$ sprawl1 & rew>d develop]s = 
address+ wildfire ignition2 &  7,d7 !   
/udy & creation ( an erosion response   
plan t accommodates riv]1 lake1 =e/1    
pla9s1 & ocean %orel9e retreat+ or bluff
 /abilization due to increas$ flood+ &  
disa/] impacts4  7#e7 ,e/abli%+ & c>ry+ 
out build+ code en=cem5t ,a p>ticipat+  
entity may use capitalization grants "u 

?is section to enable units ( local     
gov]nm5t to e/abli% & c>ry out ! late/  
publi%$ editions ( relevant build+      
codes1 specifications1 & /&>ds = !      
purpose ( protect+ ! heal?1 safety1 &   
g5]al welf>e ( ! build+'s us]s aga9/    
disa/]s & natural haz>ds4  7#f7         
,adm9i/rative & te*nical co/s ,= ea*    
fiscal ye>1 a p>ticipat+ entity may use 
! am\nt describ$ 9 p>agraph 7#a77;,c7   
to-- 7,a7 pay ! reasonable co/s (       
adm9i/]+ ! programs "u ?is section1     
includ+ ! co/ ( e/abli%+ an entity loan 
fund2 &  7,b7 provide te*nical assi/ance
 to recipi5ts ( f9ancial assi/ance f !  
entity loan fund1 on ! condition t su*  
te*nical assi/ance does n exce$ #e p]c5t
 ( ! capitalization grant made to su*   
entity4  7#g7 ,limitation = s+le        
projects ,a p>ticipat+ entity may n     
provide an am\nt equal to or m ?an      
#e1jjj1jjj to a s+le haz>d mitigation   
project4  7#h7 ,requirem5ts ,= fiscal   
ye> #bjbb & ea* fiscal ye> !reaft]1 !   
requirem5ts ( sub*apt] ,,iv ( *apt] #ca 

( title #dj1 ,unit$ ,/ates ,code1 %all  
apply to ! con/ruction ( projects c>ri$ 
out 9 :ole or 9 "p ) assi/ance made     
available by an entity loan fund        
au?oriz$ by ?is section4  7g7 ,int5d$   
use plans  7#a7 ,9 g5]al ,aft] provid+ =
 public comm5t & review1 & consultation 
) appropriate gov]nm5t ag5cies ( ! ,/ate
 or ,indian tribal gov]nm5t1 ,f$]al     
ag5cies1 & int]e/ gr\ps1 ea* p>ticipat+ 
entity %all annually prep>e & submit to 
! ,adm9i/rator a plan id5tify+ ! int5d$ 
uses ( ! entity loan fund4  7#b7        
,cont5ts ( plan ,an entity int5d$ use   
plan prep>$ "u p>agraph 7#a7 %all       
include-- 7,a7 ! integration ( entity   
plann+ ef=ts1 includ+ entity haz>d      
mitigation plans & o!r programs &       
initiatives relat+ to mitigation ( major
 disa/]s c>ri$ out by su* entity2  7,b7 
an explanation ( ! mitigation &         
resili5cy b5efits ! entity int5ds to    
a*ieve by-- 7i7 r$uc+ future damage &   
loss associat$ ) haz>ds2  7ii7 r$uc+ !  
numb] ( sev]e repetitive loss /ructures 

& repetitive loss /ructures 9 ! entity2 
7iii7 decreas+ ! numb] ( insurance      
claims 9 ! entity f injuries result+ f  
major disa/]s or o!r natural haz>ds2 &  
7iv7 increas+ ! rat+ "u ! community rat+
 sy/em "u section #acae7;b7 ( !         
,national ,flood ,insurance ,act ( #aifh
 7#db ,u4,s4,c4 #djbb7;b77 = communities
 9 ! entity2  7,c7 in=mation on !       
availability (1 & application process =1
 f9ancial assi/ance f ! entity loan fund
 ( su* entity2  7,d7 ! crit]ia & me?ods 
e/abli%$ = ! di/ribution ( funds2  7,e7 
! am\nt ( f9ancial assi/ance t ! entity 
anticipates apportion+2  7,f7 ! expect$ 
t]ms ( ! assi/ance provid$ f ! entity   
loan fund2 &  7,g7 a description ( !    
f9ancial /atus ( ! entity loan fund1    
includ+ %ort-t]m & long-t]m goals = !   
fund4  7h7 ,audits1 reports1            
publications1 & ov]sight  7#a7 ,bi5nial 
entity audit & report ,beg9n+ n lat] ?an
 ! la/ day ( ! second fiscal ye> aft] ! 
receipt ( paym5ts "u ?is section1 &     
bi5nially !reaft]1 any p>ticipat+ entity

 %all-- 7,a7 conduct an audit ( ! entity
 loan fund e/abli%$ "u subsection 7c72 &
  7,b7 provide to ! ,adm9i/rator a      
report includ+-- 7i7 ! result ( any su* 
audit2 &  7ii7 a review ( ! effectiv5ess
 ( ! entity loan fund ( ! entity )      
respect to meet+ ! goals & int5d$       
b5efits describ$ 9 ! int5d$ use plan    
submitt$ by ! entity "u subsection 7g74 
7#b7 ,publication ,a p>ticipat+ entity  
%all publi% & p]iodically update        
in=mation ab\t all projects receiv+     
fund+ f ! entity loan fund ( su* entity1
 includ+-- 7,a7 ! location ( ! project2 
7,b7 ! type & am\nt ( assi/ance provid$ 
f ! entity loan fund2  7,c7 ! expect$   
fund+ s*$ule2 &  7,d7 ! anticipat$ date 
( completion ( ! project4  7#c7         
,ov]sight  7,a7 ,9 g5]al ,! ,adm9i/rator
 %all1 at lea/ e #d ye>s1 conduct       
reviews & audits z may be det]m9$       
necess>y or appropriate by !            
,adm9i/rator to c>ry out ! objectives ( 
?is section & det]m9e ! effectiv5ess ( !
 fund 9 r$uc+ natural haz>d risk4  7,b7 

,,gao requirem5ts ,a p>ticipat+ entity  
%all conduct audits "u p>agraph 7#a7 9  
accordance ) ! audit+ proc$ures ( !     
,gov]nm5t ,acc\ntability ,(fice1 includ+
 g5]ally accept$ gov]nm5t audit+ /&>ds4 
7,c7 ,recomm5dations by adm9i/rator ,!  
,adm9i/rator may at any "t make         
recomm5dations = or require specific    
*anges to an entity loan fund 9 ord] to 
improve ! effectiv5ess ( ! fund4  7i7   
,regulations or guidance ,! ,adm9i/rator
 %all issue su* regulations or guidance 
z are necess>y to-- 7#a7 ensure t ea*   
p>ticipat+ entity uses funds z          
effici5tly z possible2  7#b7 r$uce wa/e1
 fraud1 & abuse to ! maximum ext5t      
possible2 &  7#c7 require any p>ty t    
receives funds directly or indirectly "u
 ?is section1 includ+ a p>ticipat+      
entity & a recipi5t ( am\nts f an entity
 loan fund1 to use proc$ures ) respect  
to ! managem5t ( ! funds t con=m to     
g5]ally accept$ acc\nt+ /&>ds4  7j7     
,waiv] au?ority ,until su* "t z !       
,adm9i/rator issues f9al regulations to 

implem5t ?is section1 ! ,adm9i/rator    
may-- 7#a7 waive notice & comm5t        
rulemak+1 if ! ,adm9i/rator det]m9es !  
waiv] is necess>y to exp$iti\sly        
implem5t ?is section2 &  7#b7 provide   
capitalization grants "u ?is section z a
 pilot program4  7k7 ,liability         
protections ,! ,ag5cy %all n be liable =
 any claim bas$ on ! ex]cise or p]=mance
 (1 or ! failure to ex]cise or p]=m1 a  
discretion>y function or duty by !      
,ag5cy1 or an employee ( ! ,ag5cy 9     
c>ry+ out ?is section4  7l7 ,,gao       
,report ,n lat] ?an #a ye> aft] ! date  
on :i* ! fir/ entity loan fund is       
e/abli%$ "u subsection 7c71 !           
,comptroll] ,g5]al ( ! ,unit$ ,/ates    
%all submit to ! ,committee on ,homel&  
,security & ,gov]nm5tal ,affairs ( !    
,s5ate & ! ,committee on ,transportation
 & ,infra/ructure ( ! ,h\se (           
,repres5tatives a report t exam9es--    
7#a7 ! appropriat5ess ( regulations &   
guidance issu$ by ! ,adm9i/rator = !    
program1 includ+ any ov]sight ( !       

program2  7#b7 a description ( ! numb] (
 ! entity loan funds e/abli%$1 !        
projects fund$ f su* entity loan funds1 
& ! ext5t to :i* projects fund$ by !    
loan funds adh]e to any applicable haz>d
 mitigation plans2  7#c7 ! effectiv5ess 
( ! entity loan funds to l[] disa/]     
relat$ co/s2 &  7#d7 recomm5dations =   
improv+ ! adm9i/ration ( entity loan    
funds4  7m7 ,def9itions ,9 ?is section1 
! foll[+ def9itions apply3 7#a7         
,adm9i/rator ,! t]m ,adm9i/rator means !
 ,adm9i/rator ( ! ,f$]al ,em]g5cy       
,managem5t ,ag5cy4  7#b7 ,ag5cy ,! t]m  
,ag5cy means ! ,f$]al ,em]g5cy          
,managem5t ,ag5cy4  7#c7 ,eligible      
entity ,! t]m eligible entity means--   
7,a7 a ,/ate2 or  7,b7 an ,indian tribal
 gov]nm5t t has receiv$ a major disa/]  
decl>ation dur+ ! #e-ye> p]iod end+ on !
 date ( enactm5t ( ! ,,/orm ,act4  7#d7 
,haz>d mitigation plan ,! t]m haz>d     
mitigation plan means a mitigation plan 
submitt$ "u section #cbb4  7#e7 ,insul> 
area ,! t]m insul> area means ,guam1    

,am]ican ,samoa1 ! ,commonweal? ( !     
,nor!rn ,m>iana ,isl&s1 & ! ,unit$      
,/ates ,virg9 ,isl&s4  7#f7 ,l[-income  
geographic area ,! t]m l[-income        
geographic area means an area describ$ 9
 p>agraph 7#a7 or 7#b7 ( section        
#cja7;a7 ( ! ,public ,works & ,economic 
,developm5t ,act ( #aife 7#db ,u4,s4,c4 
#cafa7;a774  7#g7 ,p>ticipat+ entity ,! 
t]m p>ticipat+ entity means an eligible 
entity t has ent]$ into an agreem5t "u  
?is section4  7#h7 ,repetitive loss     
/ructure ,! t]m repetitive loss /ructure
 has ! mean+ giv5 ! t]m 9 section #acgj 
( ! ,national ,flood ,insurance ,act (  
#aifh 7#db ,u4,s4,c4 #daba74  7#i7      
,sev]e repetitive loss /ructure ,! t]m  
sev]e repetitive loss /ructure has !    
mean+ giv5 ! t]m 9 section #acff7;h7 ( !
 ,national ,flood ,insurance ,act (     
#aifh 7#db ,u4,s4,c4 #dajd;c7h774  7#aj7
 ,/ate ,! t]m ,/ate means any ,/ate ( ! 
,unit$ ,/ates1 ! ,di/rict ( ,columbia1 &
 ,pu]to ,rico4  7#aa7 ,wildl&-urban     
int]face ,! t]m wildl&-urban int]face   

has ! mean+ giv5 ! t]m 9 section #aja ( 
! ,heal?y ,=e/s ,re/oration ,act ( #bjjc
 7#af ,u4,s4,c4 #feaa74  7n7            
,au?orization ( appropriations ,!re are 
au?oriz$ to be appropriat$ #ajj1jjj1jjj 
= ea* ( fiscal ye>s #bjbb ?r\gh #bjbc to
 c>ry out ?is section4  4  ,pass$ !     
,s5ate ,decemb] #i1 #bjbj4,secret>y