,,ii #aafth ,,congress #b;d ,session ,s4 #cbgh ,,in ,,the ,,senate ,,of ,,the ,,united ,,states ,february #ab1 #bjbj,mr4 ,risch 7for himself and ,mrs4 ,shaheen7 introduced the following bill2 which was read twice and referred to the ,committee on ,small ,business and ,entrepreneurship ,a ,,bill ,to modify the requirements for the ,administrator of the ,small ,business ,administration relating to declaring a disaster in a rural area1 and for other purposes4 #a4 ,short title ,this ,act may be cited as the ,disaster ,assistance for ,rural ,communities ,act4 #b4 ,disaster declaration in rural areas 7a7 ,in general ,section #g7;b7 of the ,small ,business ,act 7#ae ,u4,s4,c4 #fcf7;b77 is amended by inserting after paragraph 7#ae7 the following3 7#af7 ,disaster declaration in rural areas 7,a7 ,definitions ,in this paragraph-- 7i7 the term rural area means an area with a population of less than #bjj1jjj outside an urbanized area2 and 7ii7 the term significant damage means1 with respect to property1 uninsured losses of not less than #dj percent of the estimated fair replacement value or pre-disaster fair market value of the damaged property1 whichever is lower4 7,b7 ,disaster declaration ,notwithstanding section #abc4c7;a7 of title #ac1 ,code of ,federal ,regulations1 or any successor regulation1 the ,administrator may declare a disaster in a rural area for which a major disaster was declared by the ,president under section #dja of the ,robert ,t4 ,stafford ,disaster ,relief and ,emergency ,assistance ,act 7#db ,u4,s4,c4 #eagj7 if-- 7i7 the ,governor of the ,state in which the rural area is located requests such a declaration2 and 7ii7 any home1 small business concern1 private nonprofit organization1 or small agricultural cooperative has incurred significant damage in the rural area4 7,c7 ,,sba report ,not later than #abj days after the date of enactment of this ,act1 and every year thereafter1 the ,administrator shall submit to the ,committee on ,small ,business and ,entrepreneurship of the ,senate and the ,committee on ,small ,business of the ,house of ,representatives a report on1 with respect to the #a-year period preceding submission of the report-- 7i7 any economic injury that resulted from a major disaster declared by the ,president under section #dja of the ,robert ,t4 ,stafford ,disaster ,relief and ,emergency ,assistance ,act 7#db ,u4,s4,c4 #eagj7 in a rural area2 7ii7 each request for assistance made by the ,governor of a ,state under subparagraph 7,b77i7 and the response of the ,administrator1 including the timeline for each response2 and 7iii7 any regulatory changes that will impact the ability of communities in rural areas to obtain disaster assistance under this subsection4 4 7b7 ,regulations ,not later than #abj days after the date of enactment of this ,act1 the ,administrator of the ,small ,business ,administration shall issue regulations to carry out the amendment made by subsection 7a74 7c7 ,,gao report 7#a7 ,definition of rural area ,in this subsection1 the term rural area means an area with a population of less than #bjj1jjj outside an urbanized area4 7#b7 ,report ,not later than #abj days after the date of enactment of this ,act1 the ,comptroller ,general of the ,united ,states shall submit to the ,committee on ,small ,business and ,entrepreneurship of the ,senate and the ,committee on ,small ,business of the ,house of ,representatives a report on-- 7,a7 any unique challenges that communities in rural areas face compared to communities in metropolitan areas when seeking to obtain disaster assistance under section #g7;b7 of the ,small ,business ,act 7#ae ,u4,s4,c4 #fcf7;b772 and 7,b7 legislative recommendations for improving access to disaster assistance for communities in rural areas4