,,ii  #aaf? ,,congress  #a/ ,session    
,s4 #cjee  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,decemb] #af1 #bjai,ms4
 ,murk[ski 7= h]self & ,mr4 ,re$7       
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,heal?1 ,education1 ,labor1 & ,p5sions  
,a ,,bill  ,to am5d ! ,high] ,education 
,act ( #aife to p]mit a ,f$]al /ud5t    
loan borr[] to elect to t]m9ate repaym5t
 pursuant to income-bas$ repaym5t &     
repay su* loan "u any o!r repaym5t plan 
= :i* ! borr[] is o!rwise eligible4  #a4
 ,%ort title ,?is ,act may be cit$ z !  
,/ud5t ,loan ,repaym5t ,fre$om ,act4    
#b4 ,swit*+ f income-bas$ repaym5t plan 
,section #dic;,c7b77#h7 ( ! ,high]      
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajih;e7b77#h77 is am5d$ to read z      
foll[s3  7#h7 a borr[] :o is repay+ a   
loan made "u "p ,b or ,d pursuant to    
income-bas$ repaym5t may elect1 at any  
"t1 to t]m9ate repaym5t pursuant to     
income-bas$ repaym5t & repay su* loan "u
 any o!r repaym5t plan = :i* ! borr[] is

 o!rwise eligible "u ?is title2 &  4