,,ii  #aafth ,,congress  #ast ,session  
,s4 #cjee  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,december #af1 
#bjai,ms4 ,murkowski 7for herself and   
,mr4 ,reed7 introduced the following    
bill2 which was read twice and referred 
to the ,committee on ,health1           
,education1 ,labor1 and ,pensions  ,a   
,,bill  ,to amend the ,higher ,education
 ,act of #aife to permit a ,federal     
student loan borrower to elect to       
terminate repayment pursuant to         
income-based repayment and repay such   
loan under any other repayment plan for 
which the borrower is otherwise         
eligible4  #a4 ,short title ,this ,act  
may be cited as the ,student ,loan      
,repayment ,freedom ,act4  #b4          
,switching from income-based repayment  
plan ,section #dic;,c7b77#h7 of the     
,higher ,education ,act of #aife 7#bj   
,u4,s4,c4 #ajih;e7b77#h77 is amended to 
read as follows3  7#h7 a borrower who is
 repaying a loan made under part ,b or  
,d pursuant to income-based repayment   

may elect1 at any time1 to terminate    
repayment pursuant to income-based      
repayment and repay such loan under any 
other repayment plan for which the      
borrower is otherwise eligible under    
this title2 and  4