,,ii ,cal5d> ,no4 #cac #aaf? ,,congress 
#a/ ,session  ,s4 #bhgg  ,,9 ,,! ,,s5ate
 ,,( ,,! ,,unit$ ,,/ates  ,novemb] #ad1 
#bjai,mr4 ,tillis 7= himself1 ,ms4      
,smi?1 ,ms4 ,mc,sally1 ,mr4 ,m55dez1    
,mr4 ,p]due1 ,mr4 ,van ,holl51 ,mr4     
,cram]1 ,ms4 ,cortez ,ma/o1 ,mr4 ,moran1
 ,ms4 ,s9ema1 ,mr4 ,r\nds1 ,mr4 ,s*atz1 
,mr4 ,scott ( ,s\? ,c>ol9a1 ,mr4 ,s*um]1
 ,mr4 ,crapo1 & ,mr4 ,br[n7 introduc$ ! 
foll[+ bill2 :i* 0 read twice & ref]r$  
to ! ,committee on ,bank+1 ,h\s+1 &     
,urban ,affairs  ,decemb] #c1           
#bjai,report$ by ,mr4 ,crapo1 )\t       
am5dm5t  ,a ,,bill  ,to reau?orize !    
,t]rorism ,risk ,insurance ,act ( #bjjb1
 & = o!r purposes4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,t]rorism ,risk   
,insurance ,program ,reau?orization ,act
 ( #bjai4  #b4 #g-ye> ext5sion (        
,t]rorism ,risk ,insurance ,program  7a7
 ,t]m9ation date ,section #ajh7;a7 ( !  
,t]rorism ,risk ,insurance ,act ( #bjjb 
7#ae ,u4,s4,c4 #fgja note7 is am5d$ by  
/rik+ #bjbj & ins]t+ #bjbg4  7b7 ,tim+ (

 m&atory rec\pm5t ,section              
#ajc7;e77#g77;,e77i7 ( ! ,t]rorism ,risk
 ,insurance ,act ( #bjjb 7#ae ,u4,s4,c4 
#fgja note7 is am5d$--  7#a7 9 subclause
 7,i7-- 7,a7 by /rik+ #bjag & ins]t+    
#bjbb2 &  7,b7 by /rik+ #bjai & ins]t+  
#bjbd2  7#b7 9 subclause 7,,ii7--  7,a7 
by /rik+ #bjah & ins]t+ #bjbc2  7,b7 by 
/rik+ #bjbd & ins]t+ #bjbi2 &  7,c7 by  
/rik+ #bjai & ins]t+ #bjbd2 &  7#c7 9   
subclause 7,,iii7--  7,a7 by /rik+ #bjbd
 & ins]t+ #bjbi2 &  7,b7 by /rik+ #bjai 
& ins]t+ #bjbd4  7c7 ,ongo+ reports     
reg>d+ m>ket conditions = t]rorism risk 
insurance ,p>agraph 7#b7 ( section      
#ajd7;h7 ( ! ,t]rorism ,risk ,insurance 
,act ( #bjjb 7#ae ,u4,s4,c4 #fgja note7 
is am5d$--  7#a7 by r$esignat+          
subp>agraphs 7,b7 ?r\gh 7,e7 z          
subp>agraphs 7,c7 ?r\gh 7,f71           
respectively2 &  7#b7 by ins]t+ aft]    
subp>agraph 7,a7 ! foll[+ new           
subp>agraph3  7,b7 an evaluation ( !    
availability & af=dability ( t]rorism   
risk insurance1 :i* %all include an     

analysis ( su* availability &           
af=dability specifically = places (     
wor%ip2  4  7d7 ,/udy & report on cyb]  
t]rorism ,n lat] ?an ! expiration ( !   
#ahj-;day p]iod beg9n+ on ! date ( !    
enactm5t ( ?is ,act1 ! ,comptroll]      
,g5]al ( ! ,unit$ ,/ates %all conduct a 
/udy & report to ! ,committee on        
,f9ancial ,s]vices ( ! ,h\se (          
,repres5tatives & ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs ( !    
,s5ate1 :i* %all--  7#a7 analyze &      
address-- 7,a7 ov]all vuln]abilities &  
pot5tial co/s ( cyb] attacks to ! ,unit$
 ,/ates public & private infra/ructure t
 c\ld result 9 physical or digital      
damage2  7,b7 :e!r ,/ate-def9$ cyb]     
liability "u a prop]ty & casualty l9e ( 
insurance is adequate cov]age = an act (
 cyb] t]rorism2  7,c7 :e!r su* risks c  
be adequately pric$ by ! private m>ket2 
&  7,d7 :e!r ! curr5t risk-%>e sy/em "u 
! ,t]rorism ,risk ,insurance ,act (     
#bjjb 7#ae ,u4,s4,c4 #fgja note7 is     
appropriate = a cyb] t]rorism ev5t2 &   

7#b7 set =? recomm5dations on h[        
,congress c\ld am5d ! ,t]rorism ,risk   
,insurance ,act ( #bjjb 7#ae ,u4,s4,c4  
#fgja note7 to meet ! next g5]ation (   
cyb] ?reats4  ,decemb] #c1 #bjai,report$
 )\t am5dm5t